OTCPK:PIHL.F

Stock Analysis Report

Executive Summary

Pihlajalinna Oyj provides social and healthcare services for private persons, businesses, insurance companies, municipalities, and hospital districts in Finland.

Snowflake

Fundamentals

Adequate balance sheet and fair value.


Similar Companies

Share Price & News

How has Pihlajalinna Oyj's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

PIHL.F

-0.3%

US Healthcare

-0.6%

US Market


1 Year Return

-8.3%

PIHL.F

-9.2%

US Healthcare

0.7%

US Market

PIHL.F underperformed the Healthcare industry which returned -5.2% over the past year.

PIHL.F underperformed the Market in United States of America which returned -0.5% over the past year.


Share holder returns

PIHL.FIndustryMarket
7 Day0%-0.3%-0.6%
30 Day0%2.1%4.9%
90 Day0%-0.8%1.7%
1 Year-8.3%-8.3%-7.8%-9.2%3.0%0.7%
3 Yearn/a29.7%24.4%44.8%35.4%
5 Yearn/a66.1%56.2%62.0%44.3%

Price Volatility Vs. Market

How volatile is Pihlajalinna Oyj's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Pihlajalinna Oyj undervalued based on future cash flows and its price relative to the stock market?

39%

Discount to future cash flow value


Intrinsic Value Based on Future Cash Flows

Pihlajalinna Oyj's share price is below the future cash flow value, and at a moderate discount (> 20%).

Pihlajalinna Oyj's share price is below the future cash flow value, but not at a substantial discount (< 40%).


Price Based on Earnings

Pihlajalinna Oyj is overvalued based on earnings compared to the US Healthcare industry average.

Pihlajalinna Oyj is overvalued based on earnings compared to the United States of America market.


Price Based on Expected Growth

Pihlajalinna Oyj is good value based on expected growth next year.


Price Based on Value of Assets

Pihlajalinna Oyj is good value based on assets compared to the US Healthcare industry average.


Next Steps

Future Growth

How is Pihlajalinna Oyj expected to perform in the next 1 to 3 years based on estimates from 4 analysts?

39.4%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Pihlajalinna Oyj's revenue is expected to grow by 2.8% yearly, however this is not considered high growth (20% yearly).

Pihlajalinna Oyj's earnings are expected to grow significantly at over 20% yearly.

Pihlajalinna Oyj's revenue growth is positive but not above the United States of America market average.

Pihlajalinna Oyj's earnings growth is expected to exceed the United States of America market average.

Pihlajalinna Oyj's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Pihlajalinna Oyj is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).


Next Steps

  • Explore growth companies in the Healthcare industry.

Past Performance

How has Pihlajalinna Oyj performed over the past 5 years?

25.9%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Pihlajalinna Oyj has delivered over 20% year on year earnings growth in the past 5 years.

Pihlajalinna Oyj's 1-year earnings growth exceeds its 5-year average (99.9% vs 25.9%)

Pihlajalinna Oyj's earnings growth has exceeded the US Healthcare industry average in the past year (99.9% vs 5.3%).


Return on Equity

Pihlajalinna Oyj has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Pihlajalinna Oyj used its assets less efficiently than the US Healthcare industry average last year based on Return on Assets.


Return on Capital Employed

Pihlajalinna Oyj's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).


Next Steps

Financial Health

How is Pihlajalinna Oyj's financial position?


Financial Position Analysis

Pihlajalinna Oyj's short term (1 year) commitments are greater than its holdings of cash and other short term assets.

Pihlajalinna Oyj's long term commitments exceed its cash and other short term assets.


Debt to Equity History and Analysis

Pihlajalinna Oyj has no debt.

Pihlajalinna Oyj has no debt compared to 5 years ago when it was 208.8%.

Pihlajalinna Oyj has no debt, it does not need to be covered by operating cash flow.

Pihlajalinna Oyj has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet

High level of physical assets or inventory.

Pihlajalinna Oyj has no debt, it does not need to be covered by short term assets.


Next Steps

Dividend

What is Pihlajalinna Oyj's current dividend yield, its reliability and sustainability?

2.09%

Expected Dividend Yield


Dividend Yield and Payments Analysis

Pihlajalinna Oyj's pays a lower dividend yield than the bottom 25% of dividend payers in United States of America (1.49%).

Pihlajalinna Oyj's dividend is below the markets top 25% of dividend payers in United States of America (3.84%).

Pihlajalinna Oyj has been paying a dividend for less than 10 years and during this time payments have been volatile (annual drop of over 20%).

Pihlajalinna Oyj has only been paying a dividend for 2 years, and since then dividends per share have fallen.


Current Payout to Shareholders

Dividends paid are well covered by earnings (2.7x coverage).


Future Payout to Shareholders

Dividends after 3 years are expected to be well covered by earnings (3.1x coverage).


Next Steps

Management

What is the CEO of Pihlajalinna Oyj's salary, the management and board of directors tenure and is there insider trading?

0.8yrs

Average management tenure


CEO

Joni Raimo Aaltonen (49yo)

1.7yrs

Tenure

€285,436

Compensation

Mr. Joni Raimo Mikael Aaltonen has been Director of VMP Oyj (Also known as VMP Group Oy; VMP Plc) since 2018. Mr. Aaltonen has been Chief Executive Officer of Pihlajalinna Oyj since December 11, 2017 and h ...


CEO Compensation Analysis

Joni Raimo's remuneration is lower than average for companies of similar size in United States of America.

Joni Raimo's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

0.8yrs

Average Tenure

49yo

Average Age

The average tenure for the Pihlajalinna Oyj management team is less than 2 years, this suggests a new team.


Board Age and Tenure

0.3yrs

Average Tenure

56yo

Average Age

The average tenure for the Pihlajalinna Oyj board of directors is less than 3 years, this suggests a new board.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Stefan Wentjärvi (52yo)

    Head of Sales & Head of Business Operations - Northern Finland

    • Tenure: 0.9yrs
  • Elina Heliö (47yo)

    Head of Human Resources

    • Tenure: 0.3yrs
  • Taina Erkkilä

    Head of Communications & IR

    • Tenure: 0.6yrs
  • Joni Raimo Aaltonen (49yo)

    CEO & Chairman of the Management Team

    • Tenure: 1.7yrs
    • Compensation: €285.44k
  • Tarja Kristiina Rantala (47yo)

    Chief Financial Officer

    • Tenure: 0yrs
  • Minna Elomaa (50yo)

    Head of Business Operations

    • Tenure: 2.6yrs
  • Pauli Waroma (41yo)

    Head of Marketing & Communications

    • Tenure: 0.7yrs
  • Tero Järvinen (47yo)

    Head of Business Operations

    • Tenure: 1.4yrs
  • Teija Kulmala (50yo)

    Chief Operating Officer

    • Tenure: 0yrs
  • Marko Savolainen (52yo)

    General Counsel

    • Tenure: 0.7yrs

Board Members

  • Seija Turunen (66yo)

    Independent Director

    • Tenure: 3.6yrs
    • Compensation: €38.00k
  • Leena Niemistö (56yo)

    Vice-Chairman

    • Tenure: 0.3yrs
    • Compensation: €44.00k
  • Hannu Juvonen (64yo)

    Independent Director

    • Tenure: 0.3yrs
  • Matti Jaakola (64yo)

    Independent Director

    • Tenure: 0.3yrs
  • Mikko Wirén (47yo)

    Chairman of the Board

    • Tenure: 3yrs
    • Compensation: €258.54k
  • Kati Sulin (45yo)

    Independent Director

    • Tenure: 1.3yrs
    • Compensation: €28.50k
  • Mika Manninen (44yo)

    Independent Director

    • Tenure: 0.3yrs

Company Information

Pihlajalinna Oyj's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Pihlajalinna Oyj
  • Ticker: PIHL.F
  • Exchange: OTCPK
  • Founded: 2001
  • Industry: Health Care Services
  • Sector: Healthcare
  • Market Cap: €234.345m
  • Listing Market Cap: €259.978m
  • Shares outstanding: 22.62m
  • Website: https://www.pihlajalinna.fi

Number of Employees


Location

  • Pihlajalinna Oyj
  • Kehräsaari B
  • Tampere
  • Pirkanmaa
  • 33200
  • Finland

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
PIHLISHLSE (OMX Nordic Exchange Helsinki)YesShare CapitalFIEURJun 2015
0R8HLSE (London Stock Exchange)YesShare CapitalGBEURJun 2015
38PDB (Deutsche Boerse AG)YesShare CapitalDEEURJun 2015
PIHL.FOTCPK (Pink Sheets LLC)YesShare CapitalUSUSDJun 2015

Biography

Pihlajalinna Oyj provides social and healthcare services for private persons, businesses, insurance companies, municipalities, and hospital districts in Finland. It offers emergency and on-call, occupation ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/20 00:33
End of Day Share Price2019/05/22 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.