NYSE:GTS

Stock Analysis Report

Executive Summary

Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare Advantage, and Medicaid markets.

Snowflake

Fundamentals

Good value with reasonable growth potential.

Risks

  • Triple-S Management is covered by less than 3 analysts.

Similar Companies

Share Price & News

How has Triple-S Management's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-7.0%

NYSE:GTS

0.02%

US Healthcare

0.9%

US Market


1 Year Return

5.0%

NYSE:GTS

-5.1%

US Healthcare

0.3%

US Market

GTS outperformed the Healthcare industry which returned -5.2% over the past year.

GTS outperformed the Market in United States of America which returned -0.5% over the past year.


Share holder returns

GTSIndustryMarket
7 Day-7.0%0.02%0.9%
30 Day-3.9%-1.4%-1.9%
90 Day-7.4%2.5%1.6%
1 Year5.0%5.0%-3.7%-5.1%2.6%0.3%
3 Year9.7%9.7%28.0%22.7%41.0%31.8%
5 Year32.5%32.5%70.1%60.1%55.2%38.0%

Price Volatility Vs. Market

How volatile is Triple-S Management's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Triple-S Management undervalued based on future cash flows and its price relative to the stock market?

15.3x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Triple-S Management to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Triple-S Management to establish if it is available at substantial discount.


Price Based on Earnings

Triple-S Management is good value based on earnings compared to the US Healthcare industry average.

Triple-S Management is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

Triple-S Management is good value based on expected growth next year.


Price Based on Value of Assets

Triple-S Management is good value based on assets compared to the US Healthcare industry average.


Next Steps

Future Growth

How is Triple-S Management expected to perform in the next 1 to 3 years based on estimates from 1 analyst?

22.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Triple-S Management's revenue is expected to grow by 8.5% yearly, however this is not considered high growth (20% yearly).

Triple-S Management's earnings are expected to grow significantly at over 20% yearly.

Triple-S Management's revenue growth is expected to exceed the United States of America market average.

Triple-S Management's earnings growth is expected to exceed the United States of America market average.

Triple-S Management's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Triple-S Management will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Triple-S Management performed over the past 5 years?

-35.9%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Triple-S Management's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.

Triple-S Management's 1-year earnings growth exceeds its 5-year average (229.9% vs -35.9%)

Triple-S Management's earnings growth has exceeded the US Healthcare industry average in the past year (229.9% vs 5.3%).


Return on Equity

Triple-S Management has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Triple-S Management used its assets less efficiently than the US Healthcare industry average last year based on Return on Assets.


Return on Capital Employed

Triple-S Management has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).


Next Steps

Financial Health

How is Triple-S Management's financial position?


Financial Position Analysis

Triple-S Management's short term (1 year) commitments are greater than its holdings of cash and other short term assets.

Triple-S Management's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Triple-S Management's level of debt (3%) compared to net worth is satisfactory (less than 40%).

The level of debt compared to net worth has been reduced over the past 5 years (10.3% vs 3% today).

Operating cash flow is negative therefore debt is not well covered.

Interest payments on debt are well covered by earnings (EBIT is 10.3x coverage).


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 28.4x debt.


Next Steps

Dividend

What is Triple-S Management's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Triple-S Management's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Triple-S Management's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Triple-S Management has not reported any payouts.

Unable to verify if Triple-S Management's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Triple-S Management has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Triple-S Management's salary, the management and board of directors tenure and is there insider trading?

3.6yrs

Average management tenure


CEO

Roberto García-Rodríguez (55yo)

3.6yrs

Tenure

US$3,249,141

Compensation

Mr. Roberto Garcia-Rodriguez, Esq., has been the Chief Executive Officer and President of Triple-S Management Corporation since January 1, 2016. Mr. Garcia-Rodriguez served as the Chief Operating Officer o ...


CEO Compensation Analysis

Roberto's remuneration is higher than average for companies of similar size in United States of America.

Roberto's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

3.6yrs

Average Tenure

55yo

Average Age

The tenure for the Triple-S Management management team is about average.


Board Age and Tenure

6.3yrs

Average Tenure

66yo

Average Age

The tenure for the Triple-S Management board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Recent Insider Transactions

BuyUS$49,54021 Dec 18
Luis Clavell Rodríguez
EntityIndividual
Role
Chairman of the Board
Chairman of the Board & Chief medical officer
Shares3,234.26
Max PriceUS$15.32
BuyUS$46,60419 Dec 18
Roberto García-Rodríguez
EntityIndividual
Role
Chief Executive Officer
President
Shares3,021.93
Max PriceUS$15.42
BuyUS$28,15619 Dec 18
Roberto García-Rodríguez
EntityIndividual
Role
Chief Executive Officer
President
Shares1,900.4
Max PriceUS$15.40
SellUS$8,20019 Sep 18
Juan Díaz-Goitía
EntityIndividual
Shares420.44
Max PriceUS$19.50

Ownership Breakdown


Management Team

  • Arturo Carrión-Crespo (61yo)

    President of Triple-S Vida Inc

    • Tenure: 21.6yrs
    • Compensation: US$941.72k
  • Juan Román-Jiménez (54yo)

    Executive VP & CFO

    • Tenure: 3.6yrs
    • Compensation: US$1.49m
  • Roberto García-Rodríguez (55yo)

    President

    • Tenure: 3.6yrs
    • Compensation: US$3.25m
  • Luis Clavell Rodríguez (68yo)

    Chairman of the Board & Chief medical officer

    • Tenure: 11.3yrs
    • Compensation: US$319.99k
  • Garrett Edson

    Investor Relations Contact

    • Tenure: 0.0yrs
  • Francisco Martorell-Basanta (56yo)

    Vice President of Corporate Development

    • Tenure: 11.3yrs
  • Carlos Rodriguez Ramos (40yo)

    Chief Legal Counsel & Secretary

    • Tenure: 3.6yrs
  • Madeline Hernández-Urquiza (55yo)

    Chief Operating Officer & Executive Vice President

    • Tenure: 2.0yrs
    • Compensation: US$1.65m
  • Jose Novoa-Loyola (54yo)

    Chief Medical Officer

    • Tenure: 4.1yrs
    • Compensation: US$990.88k
  • Ivelisse Fernández-Cruz (48yo)

    Chief Marketing & Communications Officer

    • Tenure: 1.6yrs

Board Members

  • Jorge Fuentes-Benejam (70yo)

    Independent Director

    • Tenure: 11.3yrs
    • Compensation: US$193.33k
  • Gail Marcus (62yo)

    Independent Director

    • Tenure: 2.1yrs
    • Compensation: US$190.00k
  • David Chafey (65yo)

    Independent Director

    • Tenure: 6.3yrs
    • Compensation: US$201.33k
  • Manuel Figueroa-Collazo (64yo)

    Independent Director

    • Tenure: 15.6yrs
    • Compensation: US$202.33k
  • Joe Frick (66yo)

    Independent Director

    • Tenure: 6.3yrs
    • Compensation: US$202.00k
  • Roberto García-Rodríguez (55yo)

    President

    • Tenure: 3.6yrs
    • Compensation: US$3.25m
  • Luis Clavell Rodríguez (68yo)

    Chairman of the Board & Chief medical officer

    • Tenure: 11.3yrs
    • Compensation: US$319.99k
  • Cari Dominguez (67yo)

    Vice Chairman & Lead Independent Director

    • Tenure: 0.0yrs
    • Compensation: US$205.33k
  • Roberto María-Ros (67yo)

    Independent Director

    • Tenure: 4.6yrs
    • Compensation: US$202.00k

Company Information

Triple-S Management Corporation's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Triple-S Management Corporation
  • Ticker: GTS
  • Exchange: NYSE
  • Founded: 1959
  • Industry: Managed Health Care
  • Sector: Healthcare
  • Market Cap: US$572.365m
  • Shares outstanding: 24.07m
  • Website: https://management.grupotriples.com

Number of Employees


Location

  • Triple-S Management Corporation
  • 1441 F.D. Roosevelt Avenue
  • San Juan
  • Puerto Rico
  • 936
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
GTSNYSE (New York Stock Exchange)YesClass B Common StockUSUSDDec 2007
4T3ADB (Deutsche Boerse AG)YesClass B Common StockDEEURDec 2007

Biography

Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare Advantage, and Medicaid markets. It operates through three s ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/20 00:07
End of Day Share Price2019/08/19 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.