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Triple-S Management

NYSE:GTS
Snowflake Description

Mediocre balance sheet with moderate growth potential.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
GTS
NYSE
$573M
Market Cap
  1. Home
  2. US
  3. Healthcare
Company description

Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare Advantage, and Medicaid markets. The last earnings update was 70 days ago. More info.


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GTS Share Price and Events
7 Day Returns
1.7%
NYSE:GTS
4.8%
US Healthcare
0.6%
US Market
1 Year Returns
-33.3%
NYSE:GTS
2.9%
US Healthcare
4.1%
US Market
GTS Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Triple-S Management (GTS) 1.7% 7.7% 19.9% -33.3% -5.1% 40.9%
US Healthcare 4.8% 6.2% 15.8% 2.9% 26.7% 66.2%
US Market 0.6% 3.8% 2.8% 4.1% 37.3% 42.5%
1 Year Return vs Industry and Market
  • GTS underperformed the Healthcare industry which returned 2.9% over the past year.
  • GTS underperformed the Market in United States of America which returned 4.1% over the past year.
Price Volatility
GTS
Industry
5yr Volatility vs Market

GTS Value

 Is Triple-S Management undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for Triple-S Management. This is due to cash flow or dividend data being unavailable. The share price is $25.03.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Triple-S Management's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Triple-S Management's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NYSE:GTS PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in USD $-1.42
NYSE:GTS Share Price ** NYSE (2019-07-17) in USD $25.03
United States of America Healthcare Industry PE Ratio Median Figure of 57 Publicly-Listed Healthcare Companies 22.13x
United States of America Market PE Ratio Median Figure of 3,082 Publicly-Listed Companies 17.98x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Triple-S Management.

NYSE:GTS PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NYSE:GTS Share Price ÷ EPS (both in USD)

= 25.03 ÷ -1.42

-17.63x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Triple-S Management is loss making, we can't compare its value to the US Healthcare industry average.
  • Triple-S Management is loss making, we can't compare the value of its earnings to the United States of America market.
Price based on expected Growth
Does Triple-S Management's expected growth come at a high price?
Raw Data
NYSE:GTS PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -17.63x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts
89.8%per year
United States of America Healthcare Industry PEG Ratio Median Figure of 43 Publicly-Listed Healthcare Companies 1.75x
United States of America Market PEG Ratio Median Figure of 2,122 Publicly-Listed Companies 1.59x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Triple-S Management, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Triple-S Management's assets?
Raw Data
NYSE:GTS PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in USD $38.07
NYSE:GTS Share Price * NYSE (2019-07-17) in USD $25.03
United States of America Healthcare Industry PB Ratio Median Figure of 95 Publicly-Listed Healthcare Companies 2.43x
United States of America Market PB Ratio Median Figure of 5,241 Publicly-Listed Companies 1.81x
NYSE:GTS PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NYSE:GTS Share Price ÷ Book Value per Share (both in USD)

= 25.03 ÷ 38.07

0.66x

* Primary Listing of Triple-S Management.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Triple-S Management is good value based on assets compared to the US Healthcare industry average.
X
Value checks
We assess Triple-S Management's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Healthcare industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Healthcare industry average (and greater than 0)? (1 check)
  5. Triple-S Management has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

GTS Future Performance

 How is Triple-S Management expected to perform in the next 1 to 3 years based on estimates from 1 analyst?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
89.8%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Triple-S Management expected to grow at an attractive rate?
  • Triple-S Management's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Growth vs Market Checks
  • Triple-S Management's earnings growth is expected to exceed the United States of America market average.
  • Triple-S Management's revenue growth is positive but not above the United States of America market average.
Annual Growth Rates Comparison
Raw Data
NYSE:GTS Future Growth Rates Data Sources
Data Point Source Value (per year)
NYSE:GTS Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts 89.8%
NYSE:GTS Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 1 Analysts 6.6%
United States of America Healthcare Industry Earnings Growth Rate Market Cap Weighted Average 12.2%
United States of America Healthcare Industry Revenue Growth Rate Market Cap Weighted Average 6.3%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14.1%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.4%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NYSE:GTS Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NYSE:GTS Future Estimates Data
Date (Data in USD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2020-12-31 3,418 137 55 1
2019-12-31 3,186 -31 68 1
NYSE:GTS Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2019-03-31 3,048 -193 -32
2018-12-31 2,996 7 -63
2018-09-30 3,000 93 -28
2018-06-30 2,968 286 11
2018-03-31 2,952 288 63
2017-12-31 2,916 289 54
2017-09-30 2,937 115 42
2017-06-30 2,944 151 18
2017-03-31 2,951 106 10
2016-12-31 2,985 6 17
2016-09-30 3,028 141 20
2016-06-30 3,048 142 26

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Triple-S Management's earnings are expected to grow significantly at over 20% yearly.
  • Triple-S Management's revenue is expected to grow by 6.6% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NYSE:GTS Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below

All data from Triple-S Management Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NYSE:GTS Future Estimates Data
Date (Data in USD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2020-12-31 2.50 2.50 2.50 1.00
2019-12-31 3.01 3.01 3.01 1.00
NYSE:GTS Past Financials Data
Date (Data in USD Millions) EPS *
2019-03-31 -1.42
2018-12-31 -2.76
2018-09-30 -1.22
2018-06-30 0.48
2018-03-31 2.64
2017-12-31 2.27
2017-09-30 1.75
2017-06-30 0.76
2017-03-31 0.40
2016-12-31 0.71
2016-09-30 0.79
2016-06-30 1.03

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Triple-S Management will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Triple-S Management's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Triple-S Management has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

GTS Past Performance

  How has Triple-S Management performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Triple-S Management's growth in the last year to its industry (Healthcare).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Triple-S Management does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare Triple-S Management's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Triple-S Management's 1-year growth to the US Healthcare industry average as it is not currently profitable.
Earnings and Revenue History
Triple-S Management's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Triple-S Management Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NYSE:GTS Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 3,047.69 -32.43 554.24
2018-12-31 2,996.06 -63.30 554.72
2018-09-30 3,000.13 -28.19 537.17
2018-06-30 2,967.73 11.29 515.29
2018-03-31 2,951.71 62.74 499.40
2017-12-31 2,916.09 54.49 477.21
2017-09-30 2,937.30 42.32 475.21
2017-06-30 2,943.74 18.47 479.47
2017-03-31 2,950.58 9.64 481.86
2016-12-31 2,984.81 17.44 493.89
2016-09-30 3,028.05 19.56 506.13
2016-06-30 3,048.49 25.70 508.61
2016-03-31 3,077.73 40.74 514.33
2015-12-31 2,902.74 52.12 518.72
2015-09-30 2,706.10 64.46 505.07
2015-06-30 2,508.26 64.99 500.22
2015-03-31 2,317.02 73.54 496.98
2014-12-31 2,320.11 65.66 494.97
2014-09-30 2,335.90 39.06 494.11
2014-06-30 2,365.36 52.98 489.23
2014-03-31 2,374.46 45.64 485.87
2013-12-31 2,381.63 55.92 475.80
2013-09-30 2,391.54 73.79 467.04
2013-06-30 2,401.03 66.86 455.49
2013-03-31 2,424.18 63.76 437.53
2012-12-31 2,422.00 54.03 425.17
2012-09-30 2,384.94 55.23 404.75

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Triple-S Management has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if Triple-S Management has efficiently used its assets last year compared to the US Healthcare industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if Triple-S Management improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Triple-S Management's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Healthcare industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Triple-S Management has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

GTS Health

 How is Triple-S Management's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Triple-S Management's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Triple-S Management's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
  • Triple-S Management's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Triple-S Management's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 26.9x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Triple-S Management Company Filings, last reported 3 months ago.

NYSE:GTS Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31 871.16 28.09 95.82
2018-12-31 821.31 28.88 117.54
2018-09-30 819.84 29.68 107.09
2018-06-30 848.54 30.48 255.98
2018-03-31 895.55 31.28 212.61
2017-12-31 912.68 32.07 198.94
2017-09-30 896.73 32.87 269.94
2017-06-30 883.99 33.67 172.53
2017-03-31 865.23 34.47 218.88
2016-12-31 862.49 35.09 103.43
2016-09-30 868.21 35.60 165.52
2016-06-30 878.76 36.01 96.14
2016-03-31 863.92 36.42 112.47
2015-12-31 846.86 36.83 197.82
2015-09-30 831.06 62.24 194.46
2015-06-30 843.46 62.65 212.50
2015-03-31 862.34 74.06 186.32
2014-12-31 858.03 74.47 110.04
2014-09-30 856.06 87.82 141.04
2014-06-30 857.24 88.31 59.35
2014-03-31 812.69 88.80 84.73
2013-12-31 785.20 89.30 74.36
2013-09-30 765.27 103.21 81.76
2013-06-30 749.83 128.38 55.82
2013-03-31 787.82 109.28 62.60
2012-12-31 762.15 131.27 89.56
2012-09-30 752.83 112.96 68.75
  • Triple-S Management's level of debt (3.2%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (10.9% vs 3.2% today).
  • Operating cash flow is negative therefore debt is not well covered.
  • Unable to confirm if the interest payments on Triple-S Management's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess Triple-S Management's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Triple-S Management has a total score of 3/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

GTS Dividends

 What is Triple-S Management's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Triple-S Management dividends.
If you bought $2,000 of Triple-S Management shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Triple-S Management's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Triple-S Management's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NYSE:GTS Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
United States of America Healthcare Industry Average Dividend Yield Market Cap Weighted Average of 21 Stocks 1.5%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2017 Stocks 2.4%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

NYSE:GTS Future Dividends Estimate Data
Date (Data in $) Dividend per Share (annual) Avg. No. Analysts
2020-12-31
2019-12-31

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Triple-S Management has not reported any payouts.
  • Unable to verify if Triple-S Management's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Triple-S Management's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Triple-S Management has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Triple-S Management's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Triple-S Management afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Triple-S Management has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

GTS Management

 What is the CEO of Triple-S Management's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Roberto García-Rodríguez
COMPENSATION $3,249,141
AGE 55
TENURE AS CEO 3.5 years
CEO Bio

Mr. Roberto Garcia-Rodriguez, Esq., has been the Chief Executive Officer and President of Triple-S Management Corporation since January 1, 2016. Mr. Garcia-Rodriguez served as the Chief Operating Officer of Triple-S Management Corporation since December 2, 2013 and its Secretary since May 2010. He served as a Vice President and General Counsel of Triple-S Management Corporation from May 2008 to December 2013. He served as the Vice President of Legal Affairs and Regulatory Affairs of Telecomunicaciones de Puerto Rico, Inc. since September 7, 2004. He served as Vice President of corporate and legal & Regulatory affairs for Puerto Rico Telephone Company, Inc. from 2007 to 2008 and its Vice President of legal affairs and Regulatory from December 13, 2004 to 2007. Mr. Garcia-Rodriguez began at Puerto Rico Telephone Company, Inc. on September 7, 2004 as Legal Vice-President. Previously he was legal counsel to Mountain Union Telecom of Puerto Rico, Inc. Before that, he worked as an attorney at Pietrantoni, Méndez & Álvarez, LLP. He was an associate at the law firm Pietrantoni, Mndez & Alvarez. He serves as the Chairman of Triple-S Salud, Inc. He has been a Director of BCS Financial Corporation since June 13, 2016 and Triple-S Management Corporation since January 1, 2016. He is a member of the Puerto Rico bar. He served as Director of Telecomunicaciones de Puerto Rico, Inc. since April 2007. He served on the board of directors of the Public Broadcasting Corporation of Puerto Rico from 2003 to 2007. He served as Director of Puerto Rico Telephone Company, Inc. Mr. Garcia-Rodriguez also holds a Juris Doctor's Degree and a Master's Degree in Business Administration, both from Stanford University in California. He received a BA from Harvard University.

CEO Compensation
  • Roberto's compensation has increased whilst company is loss making.
  • Roberto's remuneration is higher than average for companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the Triple-S Management management team in years:

3.5
Average Tenure
55
Average Age
  • The tenure for the Triple-S Management management team is about average.
Management Team

Luis Clavell Rodríguez

TITLE
Chairman of the Board & Chief medical officer
COMPENSATION
$320K
AGE
68

Roberto García-Rodríguez

TITLE
President
COMPENSATION
$3M
AGE
55
TENURE
3.5 yrs

Juan Román-Jiménez

TITLE
Executive VP & CFO
COMPENSATION
$1M
AGE
54
TENURE
3.5 yrs

Madeline Hernández-Urquiza

TITLE
Chief Operating Officer & Executive Vice President
COMPENSATION
$2M
AGE
55
TENURE
1.9 yrs

Jose Novoa-Loyola

TITLE
Chief Medical Officer
COMPENSATION
$991K
AGE
54
TENURE
4 yrs

Arturo Carrión-Crespo

TITLE
President of Triple-S Vida Inc
COMPENSATION
$942K
AGE
61
TENURE
21.5 yrs

Garrett Edson

TITLE
Investor Relations Contact

Carlos Rodriguez Ramos

TITLE
Chief Legal Counsel & Secretary
AGE
40
TENURE
3.5 yrs

Ivelisse Fernández-Cruz

TITLE
Chief Marketing & Communications Officer
AGE
48
TENURE
1.5 yrs

Francisco Martorell-Basanta

TITLE
Vice President of Corporate Development
AGE
56
TENURE
11.3 yrs
Board of Directors Tenure

Average tenure and age of the Triple-S Management board of directors in years:

6.3
Average Tenure
66
Average Age
  • The tenure for the Triple-S Management board of directors is about average.
Board of Directors

Luis Clavell Rodríguez

TITLE
Chairman of the Board & Chief medical officer
COMPENSATION
$320K
AGE
68
TENURE
11.2 yrs

Roberto García-Rodríguez

TITLE
President
COMPENSATION
$3M
AGE
55
TENURE
3.5 yrs

Cari Dominguez

TITLE
Vice Chairman & Lead Independent Director
COMPENSATION
$205K
AGE
67

David Chafey

TITLE
Independent Director
COMPENSATION
$201K
AGE
65
TENURE
6.3 yrs

Joe Frick

TITLE
Independent Director
COMPENSATION
$202K
AGE
66
TENURE
6.3 yrs

Roberto María-Ros

TITLE
Independent Director
COMPENSATION
$202K
AGE
67
TENURE
4.5 yrs

Manuel Figueroa-Collazo

TITLE
Independent Director
COMPENSATION
$202K
AGE
64
TENURE
15.5 yrs

Jorge Fuentes-Benejam

TITLE
Independent Director
COMPENSATION
$193K
AGE
70
TENURE
11.3 yrs

Gail Marcus

TITLE
Independent Director
COMPENSATION
$190K
AGE
62
TENURE
2 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
21. Dec 18 Buy Luis Clavell Rodríguez Individual 19. Dec 18 19. Dec 18 3,077 $16.10 $49,540
19. Dec 18 Buy Roberto García-Rodríguez Individual 18. Dec 18 18. Dec 18 2,875 $16.21 $46,604
19. Dec 18 Buy Roberto García-Rodríguez Individual 18. Dec 18 18. Dec 18 1,808 $16.19 $28,156
19. Sep 18 Sell Juan Díaz-Goitía Individual 18. Sep 18 18. Sep 18 -400 $20.50 $-8,200
X
Management checks
We assess Triple-S Management's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Triple-S Management has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

GTS News

Simply Wall St News

We Think Triple-S Management (NYSE:GTS) Has Us A Very Heavy Debt Load

We note that Triple-S Management Corporation (NYSE:GTS) does have debt on its balance sheet. … View our latest analysis for Triple-S Management What Is Triple-S Management's Net Debt? … NYSE:GTS Historical Debt, July 5th 2019 How Healthy Is Triple-S Management's Balance Sheet?

Simply Wall St -

If You Had Bought Triple-S Management (NYSE:GTS) Shares Five Years Ago You'd Have Made 43%

For example, long term Triple-S Management Corporation (NYSE:GTS) shareholders have enjoyed a 43% share price rise over the last half decade, well in excess of the market return of around 35% (not including dividends). … During five years of share price growth, Triple-S Management actually saw its EPS drop 37% per year. … In contrast revenue growth of 5.4% per year is probably viewed as evidence that Triple-S Management is growing, a real positive.

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Is Triple-S Management Corporation's (NYSE:GTS) CEO Being Overpaid?

Roberto García-Rodríguez became the CEO of Triple-S Management Corporation (NYSE:GTS) in 2016. … First, this article will compare CEO compensation with compensation at similar sized companies. … How Does Roberto García-Rodríguez's Compensation Compare With Similar Sized Companies?

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Did Triple-S Management's Share Price Deserve to Gain 27%?

But Triple-S Management Corporation (NYSE:GTS) has fallen short of that second goal, with a share price rise of 27% over five years, which is below the market return. … Triple-S Management isn't a profitable company, so it is unlikely we'll see a strong correlation between its share price and its earnings per share (EPS). … For the last half decade, Triple-S Management can boast revenue growth at a rate of 6.0% per year.

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Is Triple-S Management Corporation (NYSE:GTS) Excessively Paying Its CEO?

This report will, first, examine the CEO compensation levels in comparison to CEO compensation at companies of similar size. … How Does Roberto García-Rodríguez's Compensation Compare With Similar Sized Companies. … At the time of writing our data says that Triple-S Management Corporation has a market cap of US$442m, and is paying total annual CEO compensation of US$3.2m.

Simply Wall St -

Does Triple-S Management Corporation's (NYSE:GTS) CEO Pay Matter?

Roberto García-Rodríguez took the reins as CEO of Triple-S Management Corporation's (NYSE:GTS) and grew market cap to US$569.56m recently. … Recognizing whether CEO incentives are aligned with shareholders is a crucial part of investing. … Incentives can be in the form of compensation, which should always be structured in a way that promotes value-creation to shareholders.

Simply Wall St -

Triple-S Management Corporation (NYSE:GTS): Did It Outperform The Industry?

When Triple-S Management Corporation (NYSE:GTS) released its most recent earnings update (31 March 2018), I wanted to understand how these figures stacked up against its past performance. … The two benchmarks I used were Triple-S Management's average earnings over the past couple of years, and its industry performance. … Did GTS's recent earnings growth beat the long-term trend and the industry.

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Should You Sell When Triple-S Management Corporation's (NYSE:GTS) Insiders Do?

Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare, and Medicaid markets in Puerto Rico, the United States. … some insider selling over the past three months, with insiders divesting from. … Generally, insiders selling shares in their own firm sends a bearish signal

Simply Wall St -

Is Triple-S Management Corporation (NYSE:GTS) A Buy At Its Current PE Ratio?

The content of this article will benefit those of you who are starting to educate yourself about investing in the stock market. … and want to begin learning the link between Triple-S Management Corporation (NYSE:GTS)’s fundamentals and stock market performance. … While GTS might seem like an attractive stock to buy, it is important to understand the assumptions behind the P/E ratio before you make any investment decisions

Simply Wall St -

Why Fundamental Investors Love Triple-S Management Corporation (NYSE:GTS)

Triple-S Management Corporation (NYSE:GTS) is a company with exceptional fundamental characteristics. … is a company that has been able to sustain great financial health, trading at an attractive share price. … report on Triple-S Management here

Simply Wall St -

GTS Company Info

Description

Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare Advantage, and Medicaid markets. It operates through three segments: Managed Care, Life Insurance, and Property and Casualty Insurance. The company offers various managed care products, including health maintenance organization plans; preferred provider organization plans; BlueCard program; Medicare Supplement products; Medicare Advantage products; Medicaid plans; and claims processing and other administrative services to employers, professional and trade associations, individuals, and government entities. It also provides various life, accident, disability, and health and annuity insurance products primarily to individuals; and property and casualty insurance products comprising commercial multi-peril package, personal package, commercial auto, hospital malpractice, commercial liability, and commercial property for small to medium size accounts. The company markets and distributes its products through a network of internal sales force, direct mail, independent brokers and agents, telemarketing staff, traditional media, and digital media, as well as e-commerce. It holds rights to the Blue Cross Blue Shield name and mark throughout Puerto Rico, the United States Virgin Islands, Costa Rica, the British Virgin Islands, and Anguilla. The company was founded in 1959 and is headquartered in San Juan, Puerto Rico.

Details
Name: Triple-S Management Corporation
GTS
Exchange: NYSE
Founded: 1959
$573,215,684
22,901,146
Website: http://management.grupotriples.com
Address: Triple-S Management Corporation
1441 F.D. Roosevelt Avenue,
San Juan,
Puerto Rico, 00936,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NYSE GTS Class B Common Stock New York Stock Exchange US USD 07. Dec 2007
DB 4T3A Class B Common Stock Deutsche Boerse AG DE EUR 07. Dec 2007
Number of employees
Current staff
Staff numbers
3,652
Triple-S Management employees.
Industry
Managed Health Care
Healthcare
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/07/18 00:06
End of day share price update: 2019/07/17 00:00
Last estimates confirmation: 2019/07/17
Last earnings filing: 2019/05/09
Last earnings reported: 2019/03/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.