Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare Advantage, and Medicaid markets.
Adequate balance sheet and fair value.
Share Price & News
How has Triple-S Management's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: GTS's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: GTS underperformed the US Healthcare industry which returned -1.9% over the past year.
Return vs Market: GTS underperformed the US Market which returned -10% over the past year.
Price Volatility Vs. Market
How volatile is Triple-S Management's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StIs Triple-S Management Corporation's (NYSE:GTS) CEO Paid Enough Relative To Peers?
1 month ago | Simply Wall StUS$21.00: That's What Analysts Think Triple-S Management Corporation Is Worth After Its Latest Results
1 month ago | Simply Wall StIs Triple-S Management (NYSE:GTS) A Risky Investment?
Is Triple-S Management undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate GTS's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate GTS's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: GTS is good value based on its PE Ratio (3.4x) compared to the Healthcare industry average (21.1x).
PE vs Market: GTS is good value based on its PE Ratio (3.4x) compared to the US market (13x).
Price to Earnings Growth Ratio
PEG Ratio: GTS's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: GTS is good value based on its PB Ratio (0.3x) compared to the US Healthcare industry average (2.4x).
How is Triple-S Management forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GTS's earnings are forecast to decline over the next 3 years (-10.4% per year).
Earnings vs Market: GTS's earnings are forecast to decline over the next 3 years (-10.4% per year).
High Growth Earnings: GTS's earnings are forecast to decline over the next 3 years.
Revenue vs Market: GTS's revenue (6.9% per year) is forecast to grow slower than the US market (7% per year).
High Growth Revenue: GTS's revenue (6.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if GTS's Return on Equity is forecast to be high in 3 years time
How has Triple-S Management performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GTS has high quality earnings.
Growing Profit Margin: GTS became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: GTS's earnings have declined by -17.6% per year over the past 5 years.
Accelerating Growth: GTS has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: GTS has become profitable in the last year, making it difficult to compare its past year earnings growth to the Healthcare industry (14%).
Return on Equity
High ROE: GTS's Return on Equity (9.8%) is considered low.
How is Triple-S Management's financial position?
Financial Position Analysis
Short Term Liabilities: GTS's short term assets ($688.0M) do not cover its short term liabilities ($1.4B).
Long Term Liabilities: GTS's short term assets ($688.0M) exceed its long term liabilities ($467.3M).
Debt to Equity History and Analysis
Debt Level: GTS's debt to equity ratio (8.4%) is considered satisfactory.
Reducing Debt: GTS's debt to equity ratio has reduced from 8.7% to 8.4% over the past 5 years.
Debt Coverage: GTS's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: GTS's interest payments on its debt are well covered by EBIT (18.2x coverage).
What is Triple-S Management's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate GTS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate GTS's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if GTS's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if GTS's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of GTS's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Roberto García-Rodríguez (55yo)
Mr. Roberto García-Rodríguez, Esq., has been the Chief Executive Officer and President of Triple-S Management Corporation since January 1, 2016. Mr. Garcia-Rodriguez served as the Chief Operating Officer o ...
CEO Compensation Analysis
Compensation vs Market: Roberto's total compensation ($USD4.19M) is above average for companies of similar size in the US market ($USD2.18M).
Compensation vs Earnings: Roberto's compensation has been consistent with company performance over the past year.
|Chairman of the Board||11.92yrs||US$310.00k||0.22% $715.3k|
|Executive VP & CFO||4.25yrs||US$2.14m||0.46% $1.5m|
|Chief Operating Officer & Executive Vice President||2.67yrs||US$1.99m||0.59% $1.9m|
|Chief Medical Officer||4.75yrs||US$1.10m||0.22% $718.2k|
|President of Triple-S Vida Inc||22.25yrs||US$1.09m||0.41% $1.3m|
|Investor Relations Contact||no data||no data||no data|
|Chief Legal Counsel & Secretary||4.25yrs||no data||0.090% $290.8k|
|Chief Marketing & Communications Officer||1.92yrs||no data||0.031% $100.7k|
|Vice President of Corporate Development||12yrs||no data||no data|
Experienced Management: GTS's management team is considered experienced (4.3 years average tenure).
|Chairman of the Board||11.92yrs||US$310.00k||0.22% $715.3k|
|Independent Director||12yrs||US$190.00k||0.092% $297.7k|
|Independent Director||2.75yrs||US$191.00k||no data|
|Independent Director||7yrs||US$202.00k||0.098% $316.1k|
|Independent Director||16.25yrs||US$197.00k||0.12% $395.0k|
|Independent Director||7yrs||US$207.75k||0.053% $171.5k|
|Vice Chairman & Lead Independent Director||no data||US$208.58k||0.089% $288.8k|
|Independent Director||5.25yrs||US$207.85k||0.022% $72.9k|
Experienced Board: GTS's board of directors are considered experienced (7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: GTS insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Triple-S Management Corporation's company bio, employee growth, exchange listings and data sources
- Name: Triple-S Management Corporation
- Ticker: GTS
- Exchange: NYSE
- Founded: 1959
- Industry: Managed Health Care
- Sector: Healthcare
- Market Cap: US$323.943m
- Shares outstanding: 23.80m
- Website: https://management.grupotriples.com
Number of Employees
- Triple-S Management Corporation
- 1441 F.D. Roosevelt Avenue
- San Juan
- Puerto Rico
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|GTS||NYSE (New York Stock Exchange)||Yes||Class B Common Stock||US||USD||Dec 2007|
|4T3A||DB (Deutsche Boerse AG)||Yes||Class B Common Stock||DE||EUR||Dec 2007|
Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare Advantage, and Medicaid markets. It operates through three segments: Managed Care, Life Insurance, and Property and Casualty Insurance. The company offers various managed care products, including health maintenance organization plans; preferred provider organization plans; BlueCard program; Medicare Supplement products; Medicare Advantage products; Medicaid plans; and claims processing and other administrative services to employers, professional and trade associations, individuals, and government entities. It also provides various life, accident, disability, and health and annuity insurance products primarily to individuals; and property and casualty insurance products comprising commercial multi-peril package, personal package, commercial auto, hospital malpractice, commercial liability, and commercial property for small to medium size accounts. The company markets and distributes its products through a network of internal sales force, direct mail, independent brokers and agents, telemarketing staff, traditional media, and digital media, as well as e-commerce. It holds rights to the Blue Cross Blue Shield name and mark throughout Puerto Rico, the United States Virgin Islands, Costa Rica, the British Virgin Islands, and Anguilla. The company was founded in 1959 and is headquartered in San Juan, Puerto Rico.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/04/08 10:46|
|End of Day Share Price||2020/04/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.