Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare Advantage, and Medicaid markets.
The last earnings update was 50 days ago.
Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
Triple-S Management. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
is considered below, and whether this is a fair price.
Price based on past earnings
Triple-S Management's earnings available for a low price, and how does
this compare to other companies in the same industry?
Triple-S Management's earnings are expected to grow significantly at over 20% yearly.
Triple-S Management's revenue is expected to grow by 4.8% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
Triple-S Management's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
has a total score of
0/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
A company's financial position is much like your own financial position,
it includes everything you own
The boxes below represent the relative size of what makes up
Triple-S Management's finances.
The net worth of a company is the difference between its assets and liabilities.
Triple-S Management's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
Triple-S Management's cash and other short term assets cover its long term commitments.
This treemap shows a more detailed breakdown of
Triple-S Management's finances. If any of them are yellow this
indicates they may be out of proportion and red means they relate to one of the
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Low level of unsold assets.
Debt is covered by short term assets, assets are 26.2x debt.
Nearly all companies have debt. Debt in itself isn’t
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.
The graphic below shows equity (available funds) and debt, we ideally want to
see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and
whether the level has increased over the past 5 years.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
TENURE AS CEO
Mr. Roberto Garcia-Rodriguez, Esq., has been the Chief Executive Officer and President of Triple-S Management Corporation since January 1, 2016. Mr. Garcia-Rodriguez served as the Chief Operating Officer of Triple-S Management Corporation since December 2, 2013 and its Secretary since May 2010. He served as a Vice President and General Counsel of Triple-S Management Corporation from May 2008 to December 2013. He served as the Vice President of Legal Affairs and Regulatory Affairs of Telecomunicaciones de Puerto Rico, Inc. since September 7, 2004. He served as Vice President of corporate and legal & Regulatory affairs for Puerto Rico Telephone Company, Inc. from 2007 to 2008 and its Vice President of legal affairs and Regulatory from December 13, 2004 to 2007. Mr. Garcia-Rodriguez began at Puerto Rico Telephone Company, Inc. on September 7, 2004 as Legal Vice-President. Previously he was legal counsel to Mountain Union Telecom of Puerto Rico, Inc. Before that, he worked as an attorney at Pietrantoni, Méndez & Álvarez, LLP. He was an associate at the law firm Pietrantoni, Mndez & Alvarez. He serves as the Chairman of Triple-S Salud, Inc. He has been a Director of BCS Financial Corporation since June 13, 2016 and Triple-S Management Corporation since January 1, 2016. He is a member of the Puerto Rico bar. He served as Director of Telecomunicaciones de Puerto Rico, Inc. since April 2007. He served on the board of directors of the Public Broadcasting Corporation of Puerto Rico from 2003 to 2007. He served as Director of Puerto Rico Telephone Company, Inc. Mr. Garcia-Rodriguez also holds a Juris Doctor's Degree and a Master's Degree in Business Administration, both from Stanford University in California. He received a BA from Harvard University.
Roberto's compensation has increased whilst company is loss making.
Roberto's remuneration is higher than average for companies of similar size in United States of America.
Management Team Tenure
Average tenure and age of the
management team in years:
The tenure for the Triple-S Management management team is about average.
Luis Clavell Rodríguez
Chairman of the Board & Chief medical officer
Executive VP & CFO
Chief Operating Officer & Executive Vice President
Chief Medical Officer
President of Triple-S Vida Inc
Investor Relations Contact
Carlos Rodriguez Ramos
Chief Legal Counsel & Secretary
Chief Marketing & Communications Officer
Vice President of Corporate Development
Board of Directors Tenure
Average tenure and age of the
board of directors in years:
The tenure for the Triple-S Management board of directors is about average.
Did Triple-S Management's Share Price Deserve to Gain 27%?
But Triple-S Management Corporation (NYSE:GTS) has fallen short of that second goal, with a share price rise of 27% over five years, which is below the market return. … Triple-S Management isn't a profitable company, so it is unlikely we'll see a strong correlation between its share price and its earnings per share (EPS). … For the last half decade, Triple-S Management can boast revenue growth at a rate of 6.0% per year.
Is Triple-S Management Corporation (NYSE:GTS) Excessively Paying Its CEO?
This report will, first, examine the CEO compensation levels in comparison to CEO compensation at companies of similar size. … How Does Roberto García-Rodríguez's Compensation Compare With Similar Sized Companies. … At the time of writing our data says that Triple-S Management Corporation has a market cap of US$442m, and is paying total annual CEO compensation of US$3.2m.
Does Triple-S Management Corporation's (NYSE:GTS) CEO Pay Matter?
Roberto García-Rodríguez took the reins as CEO of Triple-S Management Corporation's (NYSE:GTS) and grew market cap to US$569.56m recently. … Recognizing whether CEO incentives are aligned with shareholders is a crucial part of investing. … Incentives can be in the form of compensation, which should always be structured in a way that promotes value-creation to shareholders.
Triple-S Management Corporation (NYSE:GTS): Did It Outperform The Industry?
When Triple-S Management Corporation (NYSE:GTS) released its most recent earnings update (31 March 2018), I wanted to understand how these figures stacked up against its past performance. … The two benchmarks I used were Triple-S Management's average earnings over the past couple of years, and its industry performance. … Did GTS's recent earnings growth beat the long-term trend and the industry.
Should You Sell When Triple-S Management Corporation's (NYSE:GTS) Insiders Do?
Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare, and Medicaid markets in Puerto Rico, the United States. … some insider selling over the past three months, with insiders divesting from. … Generally, insiders selling shares in their own firm sends a bearish signal
Is Triple-S Management Corporation (NYSE:GTS) A Buy At Its Current PE Ratio?
The content of this article will benefit those of you who are starting to educate yourself about investing in the stock market. … and want to begin learning the link between Triple-S Management Corporation (NYSE:GTS)’s fundamentals and stock market performance. … While GTS might seem like an attractive stock to buy, it is important to understand the assumptions behind the P/E ratio before you make any investment decisions
Why Fundamental Investors Love Triple-S Management Corporation (NYSE:GTS)
Triple-S Management Corporation (NYSE:GTS) is a company with exceptional fundamental characteristics. … is a company that has been able to sustain great financial health, trading at an attractive share price. … report on Triple-S Management here
Companies, such as Triple-S Management, are deemed to be undervalued because their shares are currently trading below their true values. … Moreover, GTS’s PE ratio is around 11.51x against its its Healthcare peer level of, 19.65x implying that relative to its comparable company group, GTS can be bought at a cheaper price right now. … In terms of relative valuation, ONP’s PE ratio stands at around 3.98x against its its Forestry peer level of, 15.75x indicating that relative to its comparable set of companies, you can buy ONP’s shares at a cheaper price.
At $25.14, Is Triple-S Management Corporation (NYSE:GTS) A Buy?
Let’s take a look at Triple-S Management’s outlook and value based on the most recent financial data to see if there are any catalysts for a price change. … Great news for investors – Triple-S Management is still trading at a fairly cheap price. … What’s more interesting is that, Triple-S Management’s share price is quite stable, which could mean two things: firstly, it may take the share price a while to move to its intrinsic value, and secondly, there may be less chances to buy low in the future once it reaches that value.
Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare Advantage, and Medicaid markets. It operates through three segments: Managed Care, Life Insurance, and Property and Casualty Insurance. The company offers various managed care products, including health maintenance organization plans; preferred provider organization plans; BlueCard program; Medicare Supplement products; Medicare Advantage products; Medicaid plans; and claims processing and other administrative services to employers, professional and trade associations, individuals, and government entities. It also provides various life, accident, disability, and health and annuity insurance products primarily to individuals; and property and casualty insurance products comprising commercial multi-peril package, personal package, commercial auto, hospital malpractice, commercial liability, and commercial property for small to medium size accounts. The company markets and distributes its products through a network of internal sales force, direct mail, independent brokers and agents, telemarketing staff, traditional media, and digital media, as well as e-commerce. It holds rights to the Blue Cross Blue Shield name and mark throughout Puerto Rico, the United States Virgin Islands, Costa Rica, the British Virgin Islands, and Anguilla. The company was founded in 1959 and is headquartered in San Juan, Puerto Rico.
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.