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GTS

Triple-S ManagementNYSE:GTS Stock Report

Market Cap

US$836.0m

7D

-0.2%

1Y

55.7%

Updated

26 Nov, 2021

Data

Company Financials
GTS fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance5/6
Financial Health3/6
Dividends0/6

GTS Stock Overview

Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare Advantage, and Medicaid markets.

Rewards

PE ratio (10.3x) is below the US market (17.2x)

Earnings grew by 49.6% over the past year

Risk Analysis

No risks detected for GTS from our risk checks.

Triple-S Management Competitors

UnitedHealth Group

NYSE:UNH

US$414.3b

Anthem

NYSE:ANTM

US$100.9b

Humana

NYSE:HUM

US$55.1b

Centene

NYSE:CNC

US$43.1b

Price History & Performance

Summary of all time highs, changes and price drops for Triple-S Management
Historical stock prices
Current Share PriceUS$35.53
52 Week HighUS$36.33
52 Week LowUS$20.85
Beta0.73
1 Month Change1.05%
3 Month Change0.17%
1 Year Change55.70%
3 Year Change95.73%
5 Year Change68.76%
Change since IPO146.51%

Recent News & Updates

Shareholder Returns

GTSUS HealthcareUS Market
7D-0.2%-1.5%-2.7%
1Y55.7%19.1%21.3%

Return vs Industry: GTS exceeded the US Healthcare industry which returned 19.1% over the past year.

Return vs Market: GTS exceeded the US Market which returned 21.3% over the past year.

Price Volatility

Is GTS's price volatile compared to industry and market?
GTS volatility
GTS Average Weekly Movement0.8%
Healthcare Industry Average Movement6.3%
Market Average Movement5.9%
10% most volatile stocks in US Market15.1%
10% least volatile stocks in US Market2.2%

Stable Share Price: GTS is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 1% a week.

Volatility Over Time: GTS's weekly volatility has decreased from 8% to 1% over the past year.

About the Company

FoundedEmployeesCEOWebsite
19593,911Bobby Garcia-Rodriguezhttps://management.grupotriples.com

Triple-S Management Corporation, through its subsidiaries, provides a portfolio of managed care and related products in the commercial, Medicare Advantage, and Medicaid markets. It operates through three segments: Managed Care, Life Insurance, and Property and Casualty Insurance. The company offers various managed care products, including health maintenance organization plans; preferred provider organization plans; BlueCard program; Medicare Supplement products; Medicare Advantage products; Medicaid plans; and claims processing and other administrative services to employers, individuals, and government entities.

Triple-S Management Fundamentals Summary

How do Triple-S Management's earnings and revenue compare to its market cap?
GTS fundamental statistics
Market CapUS$836.01m
Earnings (TTM)US$81.19m
Revenue (TTM)US$4.12b

10.3x

P/E Ratio

0.2x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
GTS income statement (TTM)
RevenueUS$4.12b
Cost of RevenueUS$3.39b
Gross ProfitUS$724.23m
ExpensesUS$643.04m
EarningsUS$81.19m

Last Reported Earnings

Sep 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)3.45
Gross Margin17.60%
Net Profit Margin1.97%
Debt/Equity Ratio4.9%

How did GTS perform over the long term?

See historical performance and comparison

Valuation

Is Triple-S Management undervalued compared to its fair value and its price relative to the market?

10.3x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: GTS ($35.53) is trading above our estimate of fair value ($29.68)

Significantly Below Fair Value: GTS is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: GTS is good value based on its PE Ratio (10.3x) compared to the US Healthcare industry average (21.5x).

PE vs Market: GTS is good value based on its PE Ratio (10.3x) compared to the US market (17.2x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate GTS's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: GTS is good value based on its PB Ratio (0.8x) compared to the US Healthcare industry average (2.9x).


Future Growth

How is Triple-S Management forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

11.7%

Forecasted Healthcare industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Triple-S Management has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Triple-S Management performed over the past 5 years?

30.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: GTS has high quality earnings.

Growing Profit Margin: GTS's current net profit margins (2%) are higher than last year (1.5%).


Past Earnings Growth Analysis

Earnings Trend: GTS's earnings have grown significantly by 30.8% per year over the past 5 years.

Accelerating Growth: GTS's earnings growth over the past year (49.6%) exceeds its 5-year average (30.8% per year).

Earnings vs Industry: GTS earnings growth over the past year (49.6%) exceeded the Healthcare industry 32.5%.


Return on Equity

High ROE: GTS's Return on Equity (8%) is considered low.


Financial Health

How is Triple-S Management's financial position?


Financial Position Analysis

Short Term Liabilities: GTS's short term assets ($619.2M) do not cover its short term liabilities ($1.5B).

Long Term Liabilities: GTS's short term assets ($619.2M) do not cover its long term liabilities ($634.7M).


Debt to Equity History and Analysis

Debt Level: GTS has more cash than its total debt.

Reducing Debt: GTS's debt to equity ratio has increased from 4.1% to 4.9% over the past 5 years.

Debt Coverage: GTS's debt is well covered by operating cash flow (272.5%).

Interest Coverage: GTS's interest payments on its debt are well covered by EBIT (13.2x coverage).


Balance Sheet


Dividend

What is Triple-S Management current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate GTS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate GTS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if GTS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if GTS's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of GTS's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.3yrs

Average management tenure


CEO

Bobby Garcia-Rodriguez (57 yo)

5.83yrs

Tenure

US$3,730,164

Compensation

Mr. Roberto Garcia-Rodriguez, also known as Bobby, Esq., has been the Chief Executive Officer and President of Triple-S Management Corporation since January 1, 2016. Mr. Garcia-Rodriguez served as the Chie...


CEO Compensation Analysis

Compensation vs Market: Bobby's total compensation ($USD3.73M) is above average for companies of similar size in the US market ($USD2.26M).

Compensation vs Earnings: Bobby's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: GTS's management team is seasoned and experienced (5.3 years average tenure).


Board Members

Experienced Board: GTS's board of directors are considered experienced (6.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Triple-S Management Corporation's employee growth, exchange listings and data sources


Key Information

  • Name: Triple-S Management Corporation
  • Ticker: GTS
  • Exchange: NYSE
  • Founded: 1959
  • Industry: Managed Health Care
  • Sector: Healthcare
  • Market Cap: US$836.014m
  • Shares outstanding: 23.53m
  • Website: https://management.grupotriples.com

Number of Employees


Location

  • Triple-S Management Corporation
  • 1441 F.D. Roosevelt Avenue
  • San Juan
  • Puerto Rico
  • 920
  • United States

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/11/26 23:10
End of Day Share Price2021/11/26 00:00
Earnings2021/09/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.