OTCPK:UBAA.F

Stock Analysis Report

Executive Summary

Urbana Corporation is an investment fund launched and managed by Caldwell Investment Management Ltd.

Rewards


Snowflake Analysis

Share Price & News

How has Urbana's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: UBAA.F has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

UBAA.F

-1.3%

US Capital Markets

-1.0%

US Market


1 Year Return

22.5%

UBAA.F

15.5%

US Capital Markets

18.0%

US Market

Return vs Industry: UBAA.F exceeded the US Capital Markets industry which returned 15.5% over the past year.

Return vs Market: UBAA.F exceeded the US Market which returned 18% over the past year.


Shareholder returns

UBAA.FIndustryMarket
7 Day0%-1.3%-1.0%
30 Day1.5%-0.7%0.6%
90 Day-3.1%4.9%7.9%
1 Year26.1%22.5%17.8%15.5%20.4%18.0%
3 Year-4.7%-13.3%38.1%30.3%48.0%38.5%
5 Year45.4%25.5%81.5%64.7%72.2%53.3%

Price Volatility Vs. Market

How volatile is Urbana's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Urbana undervalued compared to its fair value and its price relative to the market?

47.7%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: UBAA.F ($2.07) is trading below our estimate of fair value ($3.96)

Significantly Below Fair Value: UBAA.F is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: UBAA.F is good value based on its PE Ratio (6.6x) compared to the Capital Markets industry average (34x).

PE vs Market: UBAA.F is good value based on its PE Ratio (6.6x) compared to the US market (18.2x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate UBAA.F's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: UBAA.F is good value based on its PB Ratio (0.6x) compared to the US Capital Markets industry average (6.6x).

Future Growth

How is Urbana forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

8.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Urbana has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Past Performance

How has Urbana performed over the past 5 years?

-21.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: UBAA.F has high quality earnings.

Growing Profit Margin: UBAA.F became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: UBAA.F's earnings have declined by -21.4% per year over the past 5 years.

Accelerating Growth: UBAA.F has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: UBAA.F has become profitable in the last year, making it difficult to compare its past year earnings growth to the Capital Markets industry (8.4%).


Return on Equity

High ROE: UBAA.F's Return on Equity (9%) is considered low.


Return on Assets


Return on Capital Employed

Financial Health

How is Urbana's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: UBAA.F has a low level of unsold assets or inventory.

Debt Coverage by Assets: UBAA.F's debt is not covered by short term assets (assets are 0x debt).


Financial Institutions Analysis

Asset Level: UBAA.F's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if UBAA.F has a sufficient allowance for bad loans.

Low Risk Liabilities: UBAA.F reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if UBAA.F has an acceptable proportion of non-loan assets held.

Low Risk Deposits: UBAA.F has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if UBAA.F has an appropriate level of bad loans.

Dividend

What is Urbana's current dividend yield, its reliability and sustainability?

2.79%

Current Dividend Yield


Dividend Yield vs Market

company2.8%marketbottom25%1.4%markettop25%3.7%industryaverage1.9%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: UBAA.F's dividend (2.79%) is higher than the bottom 25% of dividend payers in the US market (1.45%).

High Dividend: UBAA.F's dividend (2.79%) is low compared to the top 25% of dividend payers in the US market (3.73%).


Stability and Growth of Payments

Stable Dividend: UBAA.F has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: UBAA.F's dividend payments have increased, but the company has only paid a dividend for 6 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (16.1%), UBAA.F's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.

Management

How experienced are the management team and are they aligned to shareholders interests?

13.3yrs

Average board tenure


CEO

Thomas Caldwell 0

0

Mr. Thomas Scott Caldwell, C.M., is the Founder of Caldwell Investment Management Ltd and serves as its Chairman, Chief Compliance Officer and Portfolio Manager. Mr. Caldwell is the Founder of frontierAlt  ...


Board Members

NamePositionTenureCompensationOwnership
Thomas Caldwell
Chief Executive Officer0yrsno data9.56% CA$9.7m
George W. Elliott
Director9.1yrsCA$115.00kno data
Michael Gundy
Director36.1yrsCA$20.00k0.022% CA$21.9k
Bethann Colle
Director13.3yrsCA$20.00k0.089% CA$89.7k
Charles Pennock
Director4.8yrsCA$46.93k0.052% CA$53.2k

13.3yrs

Average Tenure

Experienced Board: UBAA.F's board of directors are seasoned and experienced ( 13.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: UBAA.F insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Urbana Corporation's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Urbana Corporation
  • Ticker: UBAA.F
  • Exchange: OTCPK
  • Founded:
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: CA$133.939m
  • Listing Market Cap: CA$101.364m
  • Shares outstanding: 49.56m
  • Website: https://www.urbanacorp.com

Number of Employees


Location

  • Urbana Corporation
  • 150 King Street West
  • Suite 1702
  • Toronto
  • Ontario
  • M5H 1J9
  • Canada

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
URBTSX (The Toronto Stock Exchange)YesCommon SharesCACADApr 1989
URNA.FOTCPK (Pink Sheets LLC)YesCommon SharesUSUSDApr 1989
URB.ATSX (The Toronto Stock Exchange)Non-Voting Class A SharesCACADJan 2007
UBAA.FOTCPK (Pink Sheets LLC)Non-Voting Class A SharesUSUSDJan 2007

Biography

Urbana Corporation is an investment fund launched and managed by Caldwell Investment Management Ltd. For its equity investment the fund primarily invests in public equity markets of United States and Canada. The fund primarily focuses on U.S. financial companies and Canadian resource companies for equity investments. The fund also focuses on private equity investments. It was formerly known as Macho River Gold Mines Limited. Urbana Corporation is domiciled in Canada. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/23 01:08
End of Day Share Price2020/02/19 00:00
Earnings2019/09/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.