OTCPK:OJOC

Stock Analysis Report

Executive Summary


Snowflake Analysis

Good value with questionable track record.

Share Price & News

How has Ojai Oil's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: OJOC has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

-6.2%

OJOC

0.9%

US Diversified Financial

-1.1%

US Market


1 Year Return

n/a

OJOC

13.8%

US Diversified Financial

17.8%

US Market

Return vs Industry: Insufficient data to determine how OJOC performed against the US Diversified Financial industry.

Return vs Market: Insufficient data to determine how OJOC performed against the US Market.


Shareholder returns

OJOCIndustryMarket
7 Day-6.2%0.9%-1.1%
30 Dayn/a1.3%1.5%
90 Dayn/a4.8%6.6%
1 Yearn/a14.0%13.8%20.2%17.8%
3 Year41.2%33.3%33.1%32.7%47.5%38.1%
5 Year49.2%37.9%53.9%53.3%71.2%52.4%

Price Volatility Vs. Market

How volatile is Ojai Oil's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Ojai Oil undervalued compared to its fair value and its price relative to the market?

46.9%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: OJOC ($80) is trading below our estimate of fair value ($150.76)

Significantly Below Fair Value: OJOC is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: OJOC is good value based on its PE Ratio (6.5x) compared to the Diversified Financial industry average (9.4x).

PE vs Market: OJOC is good value based on its PE Ratio (6.5x) compared to the US market (18.2x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate OJOC's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: OJOC is overvalued based on its PB Ratio (1.1x) compared to the US Diversified Financial industry average (0.8x).


Next Steps

Future Growth

How is Ojai Oil forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

-11.3%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Ojai Oil has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Ojai Oil performed over the past 5 years?

189.6%

Last years earnings growth


Earnings and Revenue History

Quality Earnings: OJOC has a high level of non-cash earnings.

Growing Profit Margin: OJOC's current net profit margins (36.5%) are higher than last year (14.9%).


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if OJOC's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Insufficient data to compare OJOC's past year earnings growth to its 5-year average.

Earnings vs Industry: OJOC earnings growth over the past year (189.6%) exceeded the Diversified Financial industry 55.1%.


Return on Equity

High ROE: OJOC's Return on Equity (16.9%) is considered low.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is Ojai Oil's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: OJOC has a high level of physical assets or inventory.

Debt Coverage by Assets: OJOC's debt is not covered by short term assets (assets are 0.2x debt).


Financial Institutions Analysis

Asset Level: OJOC's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if OJOC has a sufficient allowance for bad loans.

Low Risk Liabilities: OJOC reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if OJOC has an acceptable proportion of non-loan assets held.

Low Risk Deposits: OJOC has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if OJOC has an appropriate level of bad loans.


Next Steps

Dividend

What is Ojai Oil's current dividend yield, its reliability and sustainability?

1.69%

Current Dividend Yield


Dividend Yield vs Market

company1.7%marketbottom25%1.4%markettop25%3.7%industryaverage2.0%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: OJOC's dividend (1.69%) is higher than the bottom 25% of dividend payers in the US market (1.45%).

High Dividend: OJOC's dividend (1.69%) is low compared to the top 25% of dividend payers in the US market (3.73%).


Stability and Growth of Payments

Stable Dividend: Whilst dividend payments have been stable, OJOC has been paying a dividend for less than 10 years.

Growing Dividend: OJOC's dividend payments have increased, but the company has only paid a dividend for 6 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (11%), OJOC's dividend payments are thoroughly covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

17.1yrs

Average board tenure


CEO

Ojai Oil has no CEO, or we have no data on them.


Board Members

NamePositionTenureCompensationOwnership
C. Off
Chairman of the Board & President0yrsno datano data
Ryan Off
Director of Technology6.1yrsno datano data
Tracy Off
Corporate VP0yrsno datano data
David Edward
Corporate VP0yrsno datano data
Frank McEnulty
Director0yrsno datano data
Steve Richardson
Director15.1yrsno datano data
Dudley Muth
Director47.1yrsno datano data
Laureston McLellan
Director19.1yrsno datano data

17.1yrs

Average Tenure

Experienced Board: OJOC's board of directors are seasoned and experienced ( 17.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Top Shareholders

Company Information

Ojai Oil Company's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Ojai Oil Company
  • Ticker: OJOC
  • Exchange: OTCPK
  • Founded:
  • Industry: Multi-Sector Holdings
  • Sector: Diversified Financials
  • Market Cap: US$23.256m
  • Shares outstanding: 290.70k
  • Website: https://www.ojaioil.com

Location

  • Ojai Oil Company
  • 400 West Ventura Boulevard
  • Suite 100
  • Camarillo
  • California
  • 93010
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
OJOCOTCPK (Pink Sheets LLC)YesCommon StockUSUSDMar 1987

Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/24 02:09
End of Day Share Price2020/02/18 00:00
Earnings2018/12/31
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.