OTCPK:MBCK.F

Stock Analysis Report

Executive Summary

MyBucks S.A., a financial technology company, provides various financial products and services.

Snowflake

Fundamentals

Imperfect balance sheet with weak fundamentals.

Share Price & News

How has MyBucks's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

MBCK.F

3.2%

US Consumer Finance

2.3%

US Market


1 Year Return

n/a

MBCK.F

5.5%

US Consumer Finance

5.6%

US Market


Shareholder returns

MBCK.FIndustryMarket
7 Day0%3.2%2.3%
30 Day0%-3.9%-1.0%
90 Dayn/a-6.6%-0.7%
1 Yearn/a7.3%5.5%7.9%5.6%
3 Yearn/a59.7%52.0%45.6%36.3%
5 Yearn/a42.2%31.8%65.8%47.6%

Price Volatility Vs. Market

How volatile is MyBucks's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is MyBucks undervalued compared to its fair value and its price relative to the market?

13.27x

Price to Book (PB) ratio


Share Price vs. Fair Value

Information is not available.

Information is not available.


Price To Earnings Ratio

Information is not available.

Information is not available.


Price to Earnings Growth Ratio

Information is not available.


Price to Book Ratio

Information is not available.


Next Steps

Future Growth

How is MyBucks forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

4.5%

Forecasted Diversified Financials industry annual growth in earnings


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Information is not available.

Information is not available.

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Information is not available.

Information is not available.


Earnings per Share Growth Forecasts


Future Return on Equity

Information is not available.


Next Steps

Past Performance

How has MyBucks performed over the past 5 years?

-53.4%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Information is not available.

Information is not available.

Information is not available.


Return on Equity

Information is not available.


Return on Assets

Information is not available.


Return on Capital Employed

Information is not available.


Next Steps

Financial Health

How is MyBucks's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Information is not available.

Information is not available.


Financial Institutions Analysis

Asset Level: MBCK.F's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if MBCK.F has a sufficient allowance for bad loans.

Low Risk Liabilities: MBCK.F reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if MBCK.F has an acceptable proportion of non-loan assets held.

Low Risk Deposits: MBCK.F has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if MBCK.F has an appropriate level of bad loans.


Next Steps

Dividend

What is MyBucks's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.5%markettop25%3.8%industryaverage1.9%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Information is not available.

Information is not available.

Stable Dividend: Insufficient data to determine if MBCK.F's dividends per share have been stable in the past.

Information is not available.


Current Payout to Shareholders

Information is not available.


Future Payout to Shareholders

Information is not available.


Next Steps

Management

What is the CEO of MyBucks's salary, the management and board of directors tenure and is there insider trading?

2.0yrs

Average board tenure


CEO

MyBucks has no CEO, or we have no data on them.


Board Age and Tenure

2.0yrs

Average Tenure

54yo

Average Age

Information is not available.


Insider Trading

Information is not available.


Ownership Breakdown


Management Team

  • Dave Van Niekerk (44yo)

    Founder & Executive Chairman

    • Tenure: 0.7yrs
    • Compensation: €115.60k
  • Richard Wath

    Chief Data Officer

    • Tenure: 0yrs
  • Marko Sinovich

    General Manager of Banking

    • Tenure: 0yrs
  • Celliers Inngs

    Head of Software Development

    • Tenure: 0yrs
  • Christiaan van der Walt

    Chief Technology Officer

    • Tenure: 0yrs
  • Nic Louw

    Head of Legal & Compliance

    • Tenure: 0yrs
  • Celliers Inggs

    Head of Software Development

    • Tenure: 0yrs
  • Mark Vivier

    Group Head of Banking

    • Tenure: 0yrs
  • Rainer Küsel

    Head of Internal Audit

    • Tenure: 0yrs
  • Sergey Gorchakov

    Group Financial Controller

    • Tenure: 0yrs

Board Members

  • Chris Hall (64yo)

    Non-Executive Director

    • Tenure: 1.3yrs
  • Dennis Wallestad

    Non-Executive Director

    • Tenure: 2.8yrs
  • Dave Van Niekerk (44yo)

    Founder & Executive Chairman

    • Tenure: 0.7yrs
    • Compensation: €115.60k
  • George Manyere (41yo)

    Non-Executive Director

    • Tenure: 2.8yrs
  • Trevor Joslin (71yo)

    Non-Executive Director

    • Tenure: 2.6yrs
  • Markus Schachner

    Deputy Chairman

    • Tenure: 0.6yrs

Company Information

MyBucks S.A.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: MyBucks S.A.
  • Ticker: MBCK.F
  • Exchange: OTCPK
  • Founded: 2011
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: €95.367m
  • Listing Market Cap: €107.930m
  • Shares outstanding: 12.72m
  • Website: https://www.mybucks.com

Number of Employees


Location

  • MyBucks S.A.
  • 9, Rue du Laboratoire
  • Luxembourg City
  • 1911
  • Luxembourg

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
MBCDB (Deutsche Boerse AG)YesOrdinary SharesDEEURJun 2016
MBCXTRA (XETRA Trading Platform)YesOrdinary SharesDEEURJun 2016
MBCK.FOTCPK (Pink Sheets LLC)YesOrdinary SharesUSUSDJun 2016

Biography

MyBucks S.A., a financial technology company, provides various financial products and services to the low and middle-income customers. The company offers savings accounts, mobile transactions, transaction  ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2018/11/14 23:35
End of Day Share Price2018/08/21 00:00
Earnings2018/06/30
Annual Earnings2018/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.