OTCPK:CIIX

Stock Analysis Report

Executive Summary

Chineseinvestors.com, Inc. provides Web-based real-time financial information in Chinese language for the Chinese population in Singapore, Malaysia, Thailand, Indonesia, Vietnam, the Philippines, Taiwan, and China.


Snowflake Analysis

Slightly overvalued with worrying balance sheet.

Share Price & News

How has Chineseinvestors.com's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: CIIX's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-17.0%

CIIX

-8.6%

US Capital Markets

-10.6%

US Market


1 Year Return

-75.8%

CIIX

4.9%

US Capital Markets

5.2%

US Market

Return vs Industry: CIIX underperformed the US Capital Markets industry which returned 8.9% over the past year.

Return vs Market: CIIX underperformed the US Market which returned 10.2% over the past year.


Shareholder returns

CIIXIndustryMarket
7 Day-17.0%-8.6%-10.6%
30 Day-38.5%-7.9%-8.5%
90 Day-52.1%-4.4%-4.6%
1 Year-75.8%-75.8%7.1%4.9%7.4%5.2%
3 Year-90.0%-90.0%25.5%18.4%31.7%23.2%
5 Year-84.5%-84.5%65.9%50.7%56.4%39.3%

Price Volatility Vs. Market

How volatile is Chineseinvestors.com's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Chineseinvestors.com undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: CIIX ($0.13) is trading below our estimate of fair value ($1.41)

Significantly Below Fair Value: CIIX is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: CIIX is unprofitable, so we can't compare its PE Ratio to the Capital Markets industry average.

PE vs Market: CIIX is unprofitable, so we can't compare its PE Ratio to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate CIIX's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: CIIX has negative assets, so we can't compare its PB Ratio to the US Capital Markets industry average.


Next Steps

Future Growth

How is Chineseinvestors.com forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

7.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Chineseinvestors.com has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Chineseinvestors.com performed over the past 5 years?

-36.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CIIX is currently unprofitable.

Growing Profit Margin: CIIX is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: CIIX is unprofitable, and losses have increased over the past 5 years at a rate of -36.8% per year.

Accelerating Growth: Unable to compare CIIX's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: CIIX is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (8.4%).


Return on Equity

High ROE: CIIX's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is Chineseinvestors.com's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: CIIX has a high level of physical assets or inventory.

Debt Coverage by Assets: CIIX has negative shareholder equity (liabilities exceed assets) therefore debt is not covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: CIIX has less than a year of cash runway based on its current free cash flow.

Forecast Cash Runway: CIIX has less than a year of cash runway if free cash flow continues to reduce at historical rates of -40.2% each year


Financial Institutions Analysis

Asset Level: CIIX's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if CIIX has a sufficient allowance for bad loans.

Low Risk Liabilities: CIIX reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if CIIX has an acceptable proportion of non-loan assets held.

Low Risk Deposits: CIIX has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if CIIX has an appropriate level of bad loans.


Next Steps

Dividend

What is Chineseinvestors.com's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.6%markettop25%4.1%industryaverage2.1%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate CIIX's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate CIIX's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if CIIX's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CIIX's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of CIIX's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.3yrs

Average board tenure


CEO

Wei Wang (51yo)

16.5yrs

Tenure

US$1,247,000

Compensation

Mr. Warren Wang, also known as Wei, founded ChineseInvestors.COM, Inc. (the "Company") in late 1999. He studied finance at St. John’s University in New York. Mr. Wang has served as Chief Executive Officer, ...


CEO Compensation Analysis

Compensation vs Market: Wei's total compensation ($USD1.25M) is above average for companies of similar size in the US market ($USD529.87K).

Compensation vs Earnings: Wei's compensation has increased whilst the company is unprofitable.


Board Members

NamePositionTenureCompensationOwnership
Warren Wang
Founder16.5yrsUS$1.25m6.3% $395.0k
King Fai Leung
CFO & Director2.3yrsUS$72.00kno data
Delray Wannemacher
Independent Director2.3yrsUS$53.75kno data
Keevin Gillespie
Director2.3yrsUS$144.93kno data
Shelby Chan
Independent Director0.5yrsno datano data

2.3yrs

Average Tenure

49yo

Average Age

Experienced Board: CIIX's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 50.1%.


Top Shareholders

Company Information

Chineseinvestors.com, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Chineseinvestors.com, Inc.
  • Ticker: CIIX
  • Exchange: OTCPK
  • Founded: 1997
  • Industry: Financial Exchanges and Data
  • Sector: Diversified Financials
  • Market Cap: US$6.266m
  • Shares outstanding: 54.49m
  • Website: https://www.chinesefn.com

Number of Employees


Location

  • Chineseinvestors.com, Inc.
  • 227 West Valley Boulevard
  • suite 208A
  • San Gabriel
  • California
  • 91776
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
CIIXOTCPK (Pink Sheets LLC)YesCommon StockUSUSDDec 2011

Biography

Chineseinvestors.com, Inc. provides Web-based real-time financial information in Chinese language for the Chinese population in Singapore, Malaysia, Thailand, Indonesia, Vietnam, the Philippines, Taiwan, and China. It offers various subscription services, including real-time market commentary and analysis in the Chinese language to various Chinese speaking investors and traders in the United States and Canada. The company also provides advisory services on the US capital markets and the US Securities markets; Website-based advertising services; price chart and news updates on stocks and research tools; and additional education services, such as courses offering basic knowledge and practical trading skills. In addition, it offers Website content comprising stock quotes, trading volumes, and pricing indicators for listed companies in the United States. Further, the company sells various hemp-infused skincare products, including hemp oil, soft gels, and gummies through its Website, ChineseHempOil.com and Chinese Wellness Center, as well as through Shopee, a Singaporean e-commerce platform; and distributes liquor products. Additionally, it provides in person and online courses on crypto currency investment and trading. The company offers its services through its Websites, as well as through customer support personnel at its telemarketing and customer service center. The company was founded in 1997 and is headquartered in San Gabriel, California. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/28 02:04
End of Day Share Price2020/02/27 00:00
Earnings2019/11/30
Annual Earnings2019/05/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.