Arrow Global Group PLC identifies, acquires, and manages secured and unsecured defaulted and non-core loan portfolios and real estate from and on behalf of financial institutions, such as banks, institutional investors, and credit card companies in the United Kingdom and internationally.
High growth potential, good value and pays a dividend.
Share Price & News
How has Arrow Global Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ARWG.F has not had significant price volatility in the past 3 months.
7 Day Return
US Consumer Finance
1 Year Return
US Consumer Finance
Return vs Industry: Insufficient data to determine how ARWG.F performed against the US Consumer Finance industry.
Return vs Market: Insufficient data to determine how ARWG.F performed against the US Market.
Price Volatility Vs. Market
How volatile is Arrow Global Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Arrow Global Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: ARWG.F ($3.5) is trading below our estimate of fair value ($8.87)
Significantly Below Fair Value: ARWG.F is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: ARWG.F is poor value based on its PE Ratio (11.1x) compared to the Consumer Finance industry average (7.6x).
PE vs Market: ARWG.F is good value based on its PE Ratio (11.1x) compared to the US market (16.9x).
Price to Earnings Growth Ratio
PEG Ratio: ARWG.F is good value based on its PEG Ratio (0.5x)
Price to Book Ratio
PB vs Industry: ARWG.F is overvalued based on its PB Ratio (2.2x) compared to the US Consumer Finance industry average (1x).
How is Arrow Global Group forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ARWG.F's forecast earnings growth (22.5% per year) is above the savings rate (1.7%).
Earnings vs Market: ARWG.F's earnings (22.5% per year) are forecast to grow faster than the US market (13% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: ARWG.F's revenue (8.4% per year) is forecast to grow faster than the US market (7.6% per year).
High Growth Revenue: ARWG.F's revenue (8.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ARWG.F's Return on Equity is forecast to be high in 3 years time (28.2%)
How has Arrow Global Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ARWG.F has a large one-off loss of £15.4M impacting its September 30 2019 financial results.
Growing Profit Margin: ARWG.F's current net profit margins (12.7%) are lower than last year (15%).
Past Earnings Growth Analysis
Earnings Trend: ARWG.F's earnings have grown by 16.4% per year over the past 5 years.
Accelerating Growth: ARWG.F's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ARWG.F had negative earnings growth (-11%) over the past year, making it difficult to compare to the Consumer Finance industry average (8.6%).
Return on Equity
High ROE: Whilst ARWG.F's Return on Equity (20.15%) is high, this metric is skewed due to their high level of debt.
Return on Assets
Return on Capital Employed
How is Arrow Global Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: ARWG.F has a low level of unsold assets or inventory.
Debt Coverage by Assets: ARWG.F's debt is not covered by short term assets (assets are 0.3x debt).
Financial Institutions Analysis
Asset Level: ARWG.F's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if ARWG.F has a sufficient allowance for bad loans.
Low Risk Liabilities: ARWG.F reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if ARWG.F has an acceptable proportion of non-loan assets held.
Low Risk Deposits: ARWG.F has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if ARWG.F has an appropriate level of bad loans.
What is Arrow Global Group's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: ARWG.F's dividend (5.08%) is higher than the bottom 25% of dividend payers in the US market (1.59%).
High Dividend: ARWG.F's dividend (5.08%) is in the top 25% of dividend payers in the US market (4.09%)
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, ARWG.F has been paying a dividend for less than 10 years.
Growing Dividend: ARWG.F's dividend payments have increased, but the company has only paid a dividend for 5 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (58.1%), ARWG.F's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: ARWG.F's dividends in 3 years are forecast to be well covered by earnings (37.5% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Lee Rochford (52yo)
Mr. Lee Rochford, MA has been the Group Chief Executive Officer of Arrow Global Group PLC since January 3, 2017. Mr. Rochford served as the Chief Financial Officer of Virgin Money Holdings (UK) plc and Vir ...
CEO Compensation Analysis
Compensation vs Market: Lee's total compensation ($USD1.30M) is about average for companies of similar size in the US market ($USD1.76M).
Compensation vs Earnings: Lee's compensation has been consistent with company performance over the past year.
|Group CEO & Executive Director||3.1yrs||UK£1.01m||0.21% £1.2m|
|Founder & Chief Investment Officer||0yrs||UK£201.00k||1.77% £10.0m|
|Group Chief Financial Officer||0.5yrs||no data||no data|
|Group Chief Operating Officer||2.1yrs||no data||0.0047% £26.3k|
|Head of Investor Relations||0yrs||no data||no data|
|General Counsel & Group Company Secretary||6.4yrs||no data||0.081% £457.9k|
|Group HR Director||0yrs||no data||0.0056% £31.9k|
|Chief Risk Officer||0yrs||no data||no data|
|Country Head for Italy||2.8yrs||no data||no data|
|Country Head for Portugal||2.8yrs||no data||no data|
Experienced Management: ARWG.F's management team is considered experienced (2.8 years average tenure).
|Group CEO & Executive Director||3.1yrs||UK£1.01m||0.21% £1.2m|
|Non-Executive Chairman||0yrs||UK£170.00k||0.029% £163.8k|
|Senior Independent Non-Executive Director||0.8yrs||UK£65.00k||no data|
|Independent Non-Executive Director||3.9yrs||UK£55.00k||no data|
|Independent Non-Executive Director||4.9yrs||UK£65.00k||0.013% £75.0k|
Experienced Board: ARWG.F's board of directors are considered experienced (3.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: ARWG.F insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Arrow Global Group PLC's company bio, employee growth, exchange listings and data sources
- Name: Arrow Global Group PLC
- Ticker: ARWG.F
- Exchange: OTCPK
- Founded: 2005
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: UK£438.081m
- Listing Market Cap: UK£564.007m
- Shares outstanding: 175.23m
- Website: https://www.arrowglobal.net
Number of Employees
- Arrow Global Group PLC
- 12 Booth Street
- Greater Manchester
- M2 4AW
- United Kingdom
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|ARW||LSE (London Stock Exchange)||Yes||Ordinary Shares||GB||GBP||Oct 2013|
|A0W||DB (Deutsche Boerse AG)||Yes||Ordinary Shares||DE||EUR||Oct 2013|
|ARWl||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Ordinary Shares||GB||GBP||Oct 2013|
|ARWG.F||OTCPK (Pink Sheets LLC)||Yes||Ordinary Shares||US||USD||Oct 2013|
Arrow Global Group PLC identifies, acquires, and manages secured and unsecured defaulted and non-core loan portfolios and real estate from and on behalf of financial institutions, such as banks, institutional investors, and credit card companies in the United Kingdom and internationally. The company also engages in the debt purchase, and asset management servicing business. Arrow Global Group PLC was founded in 2005 and is headquartered in Manchester, the United Kingdom.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/28 02:07|
|End of Day Share Price||2020/02/11 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.