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SYF

Synchrony Financial NYSE:SYF Stock Report

Last Price

US$37.58

Market Cap

US$16.9b

7D

2.0%

1Y

-14.1%

Updated

01 Dec, 2022

Data

Company Financials +
SYF fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends3/6

SYF Stock Overview

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.

Synchrony Financial Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Synchrony Financial
Historical stock prices
Current Share PriceUS$37.58
52 Week HighUS$50.20
52 Week LowUS$27.22
Beta1.61
1 Month Change5.68%
3 Month Change17.25%
1 Year Change-14.12%
3 Year Change0.27%
5 Year Change0.51%
Change since IPO63.39%

Recent News & Updates

Synchrony Financial credit card net charge-offs increase in October

Nov 14

Synchrony Financial declares $0.23 dividend

Oct 20

Recent updates

Synchrony Financial's (NYSE:SYF) Dividend Will Be US$0.22

Apr 25
Synchrony Financial's (NYSE:SYF) Dividend Will Be US$0.22

I Ran A Stock Scan For Earnings Growth And Synchrony Financial (NYSE:SYF) Passed With Ease

Apr 20
I Ran A Stock Scan For Earnings Growth And Synchrony Financial (NYSE:SYF) Passed With Ease

Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Jan 29
Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Oct 25
Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Would Synchrony Financial (NYSE:SYF) Be Valuable To Income Investors?

Mar 08
Would Synchrony Financial (NYSE:SYF) Be Valuable To Income Investors?

Interested In Synchrony Financial's (NYSE:SYF) Upcoming US$0.22 Dividend? You Have Two Days Left

Feb 01
Interested In Synchrony Financial's (NYSE:SYF) Upcoming US$0.22 Dividend? You Have Two Days Left

Have Insiders Been Buying Synchrony Financial (NYSE:SYF) Shares?

Jan 26
Have Insiders Been Buying Synchrony Financial (NYSE:SYF) Shares?

Why Synchrony Financial's (NYSE:SYF) CEO Pay Matters

Dec 22
Why Synchrony Financial's (NYSE:SYF) CEO Pay Matters

Shareholder Returns

SYFUS Consumer FinanceUS Market
7D2.0%1.9%1.5%
1Y-14.1%-19.5%-14.8%

Return vs Industry: SYF underperformed the US Consumer Finance industry which returned -19.5% over the past year.

Return vs Market: SYF underperformed the US Market which returned -14.8% over the past year.

Price Volatility

Is SYF's price volatile compared to industry and market?
SYF volatility
SYF Average Weekly Movement7.0%
Consumer Finance Industry Average Movement8.5%
Market Average Movement7.4%
10% most volatile stocks in US Market15.5%
10% least volatile stocks in US Market3.3%

Stable Share Price: SYF is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: SYF's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
193218,000Brian Doubleshttps://www.synchrony.com

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms.

Synchrony Financial Fundamentals Summary

How do Synchrony Financial's earnings and revenue compare to its market cap?
SYF fundamental statistics
Market CapUS$16.93b
Earnings (TTM)US$3.21b
Revenue (TTM)US$8.58b

5.3x

P/E Ratio

2.0x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SYF income statement (TTM)
RevenueUS$8.58b
Cost of RevenueUS$0
Gross ProfitUS$8.58b
Other ExpensesUS$5.37b
EarningsUS$3.21b

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)7.12
Gross Margin100.00%
Net Profit Margin37.43%
Debt/Equity Ratio110.1%

How did SYF perform over the long term?

See historical performance and comparison

Dividends

2.4%

Current Dividend Yield

14%

Payout Ratio