The Bull Case For Bank of New York Mellon (BK) Could Change Following Gemini-Powered AI Integration

• On 8 December 2025, BNY Mellon and Google Cloud announced that Gemini Enterprise, Google Cloud’s agentic AI platform powered by its most advanced models, has been integrated into BNY Mellon’s enterprise AI platform Eliza to enhance deep research, market analysis, multimodal capabilities, and automation for its global workforce.
• This move highlights how BNY Mellon is embedding cutting-edge AI into its core operations to accelerate research, streamline data-heavy tasks, and potentially strengthen its competitive position in technology-enabled financial services.
• Next, we’ll examine how integrating Gemini Enterprise into Eliza could reinforce BNY Mellon’s push for AI-driven efficiency and digital asset leadership.

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Bank of New York Mellon Investment Narrative Recap

To own BNY Mellon, you need to believe that a scale custody and asset servicing bank can translate technology and digital asset investments into sturdier fee income and better margins. The Gemini Enterprise integration looks directionally positive for the short term efficiency and execution catalyst, but the key risk remains whether these AI and platform upgrades actually deliver the promised cost savings and revenue uplift before competitive and market pressures bite.

Among recent announcements, the WisdomTree partnership, where BNY Mellon provides core Banking as a Service infrastructure for a tokenized asset platform, ties closely to the same technology thesis as the Gemini integration. Together, they show BNY Mellon pushing deeper into digital assets and data intensive services that could matter for future fee growth and justify its ongoing investment in AI, automation and next generation custody capabilities.

Yet beneath the promise of AI and digital asset growth, investors still need to watch for...

Read the full narrative on Bank of New York Mellon (it's free!)

Bank of New York Mellon’s narrative projects $21.3 billion revenue and $5.8 billion earnings by 2028. This implies 3.4% yearly revenue growth and a roughly $1.0 billion earnings increase from $4.8 billion today.

Uncover how Bank of New York Mellon's forecasts yield a $118.03 fair value, a 3% upside to its current price.

Exploring Other Perspectives

Four Simply Wall St Community fair value estimates for BNY Mellon span roughly US$88 to US$119 per share, showing how widely individual views can diverge. When you set these against the execution risk around AI driven efficiency gains and digital asset initiatives, it becomes even more important to compare several perspectives before deciding how this stock fits into your portfolio.

Explore 4 other fair value estimates on Bank of New York Mellon - why the stock might be worth 23% less than the current price!

Build Your Own Bank of New York Mellon Narrative

Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.

• A great starting point for your Bank of New York Mellon research is our analysis highlighting 5 key rewards that could impact your investment decision.
• Our free Bank of New York Mellon research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Bank of New York Mellon's overall financial health at a glance.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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