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Wins Finance Holdings

Nasdaq:WINS
Snowflake Description

Adequate balance sheet with moderate growth potential.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
WINS
Nasdaq
$432M
Market Cap
  1. Home
  2. US
  3. Diversified Financials
Company description

Wins Finance Holdings Inc., through its subsidiaries, provides financing solutions for small and medium enterprises in the People’s Republic of China. The last earnings update was 175 days ago. More info.


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  • Wins Finance Holdings has significant price volatility in the past 3 months.
WINS Share Price and Events
7 Day Returns
-0.5%
NasdaqCM:WINS
-0.2%
US Capital Markets
-0.1%
US Market
1 Year Returns
-84.1%
NasdaqCM:WINS
-6.8%
US Capital Markets
7.6%
US Market
WINS Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Wins Finance Holdings (WINS) -0.5% -7.5% -12.4% -84.1% 89.6% -
US Capital Markets -0.2% 7.5% 4.2% -6.8% 53.7% 71.5%
US Market -0.1% 3.7% 10.2% 7.6% 38.1% 46.4%
1 Year Return vs Industry and Market
  • WINS underperformed the Capital Markets industry which returned -6.8% over the past year.
  • WINS underperformed the Market in United States of America which returned 7.6% over the past year.
Price Volatility
WINS
Industry
5yr Volatility vs Market
Related Companies

Sorry, no analysis for Wins Finance Holdings's competitors could be found in our database.

Value

 Is Wins Finance Holdings undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Wins Finance Holdings to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Wins Finance Holdings.

NasdaqCM:WINS Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Excess Returns Model
Stable EPS Median Return on Equity from the past 5 years.
= Stable Book Value * Return on Equity
= $13.00 * 7.2%
$0.93
Book Value of Equity per Share Median Book Value from the past 5 years. $13.00
Discount Rate (Cost of Equity) See below 7.7%
Perpetual Growth Rate 10-Year US Government Bond Rate 2.7%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for NasdaqCM:WINS
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year US Govt Bond Rate 2.7%
Equity Risk Premium S&P Global 6%
Capital Markets Unlevered Beta Simply Wall St/ S&P Global 0.73
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.727 (1 + (1- 25%) (4.27%))
0.832
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.83
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 2.73% + (0.832 * 5.96%)
7.69%

Discounted Cash Flow Calculation for NasdaqCM:WINS using Excess Returns Model Model

The calculations below outline how an intrinsic value for Wins Finance Holdings is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.

In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.

The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.

Note the calculations below are per share.

See our documentation to learn about this calculation.

NasdaqCM:WINS Value of Excess Returns
Calculation Result
Excess Returns = (Stable Return on equity – Cost of equity) (Book Value of Equity per share)
= (7.2% – 7.69%) * $13.00)
$-0.07
Terminal Value of Excess Returns = Excess Returns / (Cost of Equity - Expected Growth Rate)
= $-0.07 / (7.69% - 2.73%)
$-1.33
Value of Equity = Book Value per share + Terminal Value of Excess Returns
= $13.00 + $-1.33
$11.66
NasdaqCM:WINS Discount to Share Price
Calculation Result
Value per share (USD) From above. $11.66
Current discount Discount to share price of $21.80
= -1 x ($21.80 - $11.66) / $11.66
-86.9%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Wins Finance Holdings is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Wins Finance Holdings's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Wins Finance Holdings's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NasdaqCM:WINS PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-06-30) in USD $0.53
NasdaqCM:WINS Share Price ** NasdaqCM (2019-04-23) in USD $21.8
United States of America Capital Markets Industry PE Ratio Median Figure of 87 Publicly-Listed Capital Markets Companies 30.49x
United States of America Market PE Ratio Median Figure of 3,080 Publicly-Listed Companies 18.03x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Wins Finance Holdings.

NasdaqCM:WINS PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NasdaqCM:WINS Share Price ÷ EPS (both in USD)

= 21.8 ÷ 0.53

41.19x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Wins Finance Holdings is overvalued based on earnings compared to the US Capital Markets industry average.
  • Wins Finance Holdings is overvalued based on earnings compared to the United States of America market.
Price based on expected Growth
Does Wins Finance Holdings's expected growth come at a high price?
Raw Data
NasdaqCM:WINS PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 41.19x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
35.5%per year
United States of America Capital Markets Industry PEG Ratio Median Figure of 34 Publicly-Listed Capital Markets Companies 2.66x
United States of America Market PEG Ratio Median Figure of 2,109 Publicly-Listed Companies 1.55x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Wins Finance Holdings, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Wins Finance Holdings's assets?
Raw Data
NasdaqCM:WINS PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-06-30) in USD $13.83
NasdaqCM:WINS Share Price * NasdaqCM (2019-04-23) in USD $21.8
United States of America Capital Markets Industry PB Ratio Median Figure of 169 Publicly-Listed Capital Markets Companies 7.74x
United States of America Market PB Ratio Median Figure of 5,185 Publicly-Listed Companies 1.92x
NasdaqCM:WINS PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NasdaqCM:WINS Share Price ÷ Book Value per Share (both in USD)

= 21.8 ÷ 13.83

1.58x

* Primary Listing of Wins Finance Holdings.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Wins Finance Holdings is good value based on assets compared to the US Capital Markets industry average.
X
Value checks
We assess Wins Finance Holdings's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Capital Markets industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Capital Markets industry average (and greater than 0)? (1 check)
  5. Wins Finance Holdings has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Wins Finance Holdings expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover Wins Finance Holdings, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
35.5%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Wins Finance Holdings expected to grow at an attractive rate?
  • Wins Finance Holdings's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Growth vs Market Checks
  • Wins Finance Holdings's earnings growth is expected to exceed the United States of America market average.
  • Unable to compare Wins Finance Holdings's revenue growth to the United States of America market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
NasdaqCM:WINS Future Growth Rates Data Sources
Data Point Source Value (per year)
NasdaqCM:WINS Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts 35.5%
United States of America Capital Markets Industry Earnings Growth Rate Market Cap Weighted Average 6.9%
United States of America Capital Markets Industry Revenue Growth Rate Market Cap Weighted Average 4.1%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 13.5%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.1%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NasdaqCM:WINS Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (9 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NasdaqCM:WINS Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2018-06-30 23 7 10
2018-03-31 23 15
2017-12-31 22 19
2017-09-30 21 22
2017-06-30 20 13 20
2017-03-31 21 20
2016-12-31 21 15
2016-09-30 22 11
2016-06-30 23 -36 12
2016-03-31 25 14
2015-12-31 29 22
2015-09-30 30 22 25

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Wins Finance Holdings's earnings are expected to grow significantly at over 20% yearly.
  • Unable to determine if Wins Finance Holdings is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NasdaqCM:WINS Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (9 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Wins Finance Holdings Company Filings, last reported 9 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqCM:WINS Past Financials Data
Date (Data in USD Millions) EPS *
2018-06-30 0.53
2018-03-31 0.73
2017-12-31 0.93
2017-09-30 1.10
2017-06-30 1.02
2017-03-31 1.05
2016-12-31 0.79
2016-09-30 0.60
2016-06-30 0.61
2016-03-31 0.46
2015-12-31 0.73
2015-09-30 0.82

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Wins Finance Holdings will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Wins Finance Holdings's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Wins Finance Holdings has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Wins Finance Holdings performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Wins Finance Holdings's growth in the last year to its industry (Capital Markets).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Wins Finance Holdings's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
  • Wins Finance Holdings's 1-year earnings growth is negative, it can't be compared to the 5-year average.
  • Wins Finance Holdings's 1-year earnings growth is negative, it can't be compared to the US Capital Markets industry average.
Earnings and Revenue History
Wins Finance Holdings's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Wins Finance Holdings Company Filings, last reported 9 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqCM:WINS Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-06-30 23.19 10.50 0.93
2018-03-31 22.61 14.51 0.19
2017-12-31 22.03 18.52 0.91
2017-09-30 21.26 21.85 1.03
2017-06-30 20.30 20.35 -0.34
2017-03-31 20.73 19.70 0.78
2016-12-31 21.18 15.26 1.85
2016-09-30 22.11 10.56 1.90
2016-06-30 22.97 12.12 1.80
2016-03-31 24.62 13.67 1.41
2015-12-31 28.66 21.90 1.02
2015-09-30 29.97 24.53 0.74
2015-06-30 31.00 26.07 0.62
2015-03-31 28.42 24.56 0.59
2014-06-30 11.17 7.52 0.55

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Wins Finance Holdings has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Wins Finance Holdings used its assets more efficiently than the US Capital Markets industry average last year based on Return on Assets.
  • Unable to establish if Wins Finance Holdings improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess Wins Finance Holdings's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Capital Markets industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Wins Finance Holdings has a total score of 1/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Wins Finance Holdings's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Wins Finance Holdings's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Wins Finance Holdings is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Wins Finance Holdings's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Wins Finance Holdings's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 7x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Wins Finance Holdings Company Filings, last reported 9 months ago.

NasdaqCM:WINS Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2018-06-30 274.28 18.47 18.50
2018-03-31 274.28 18.47 18.50
2017-12-31 277.91 29.22 9.18
2017-09-30 277.91 29.22 9.18
2017-06-30 257.81 37.79 17.00
2017-03-31 257.81 37.79 17.00
2016-12-31 246.59 47.79 8.72
2016-09-30 246.59 47.79 8.72
2016-06-30 244.05 43.31 47.16
2016-03-31 264.24 23.23 34.07
2015-12-31 261.24 24.33 40.83
2015-09-30 232.34 0.43 6.64
2015-06-30 237.26 0.51 9.88
2015-03-31 231.60 25.80 16.85
2014-06-30 209.43 1.08 5.33
  • Wins Finance Holdings's level of debt (6.7%) compared to net worth is satisfactory (less than 40%).
  • Unable to establish if Wins Finance Holdings's debt level has increased without past 5-year debt data.
  • Debt is well covered by operating cash flow (35.2%, greater than 20% of total debt).
  • Unable to confirm if the interest payments on Wins Finance Holdings's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess Wins Finance Holdings's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Wins Finance Holdings has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Wins Finance Holdings's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Wins Finance Holdings dividends.
If you bought $2,000 of Wins Finance Holdings shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Wins Finance Holdings's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Wins Finance Holdings's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NasdaqCM:WINS Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
United States of America Capital Markets Industry Average Dividend Yield Market Cap Weighted Average of 43 Stocks 2%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2008 Stocks 2.4%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.6%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Wins Finance Holdings has not reported any payouts.
  • Unable to verify if Wins Finance Holdings's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Wins Finance Holdings's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Wins Finance Holdings has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Wins Finance Holdings's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Wins Finance Holdings afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Wins Finance Holdings has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Wins Finance Holdings's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Renhui Mu
COMPENSATION $0
AGE 47
TENURE AS CEO 2 years
CEO Bio

Mr. Renhui Mu has been Chairman and Chief Executive Officer of Wins Finance Holdings Inc., since April 3, 2017. Mr. Mu has been the Chief Operating Officer at Wins Finance Holdings Inc. since October 2013 and served as its Co-Chief Executive Officer since October 2015 until April 3, 2017. Mr. Mu has been a Director of Wins Finance Holdings Inc. since July 25, 2016. Mr. Mu served as a Deputy General Manager of China CITIC Bank (China) Enterprise Bank Department and General Manager of CITIC Bank (China) Enterprise Bank Beijing Branch from January 2010 to September 2013. From December 2006 to December 2009, Mr. Mu served as Vice President of ABN Beijing Branch Enterprise Bank Department. From January 2005 to December 2006, Mr. Mu served as Vice President of Energy and Resource Department in HSBC Bank. From 2000 to January 2005, Mr. Mu served as investment director in the water business department of Hong Kong Inter China Holdings Company. Mr. Mu is a licensed attorney. He holds Master of civil law and commercial law from Tsinghua University and his Bachelor of Arts in English from Tsinghua University in the PRC.

CEO Compensation
  • Insufficient data for Renhui to compare compensation growth.
  • Insufficient data for Renhui to establish whether their remuneration is reasonable compared to companies of similar size in United States of America.
Management Team

Renhui Mu

TITLE
Chairman
AGE
47
TENURE
2 yrs

Junfeng Zhao

TITLE
CFO & Director
COMPENSATION
$5K
AGE
48
TENURE
2.7 yrs
Board of Directors Tenure

Average tenure and age of the Wins Finance Holdings board of directors in years:

1.7
Average Tenure
42
Average Age
  • The average tenure for the Wins Finance Holdings board of directors is less than 3 years, this suggests a new board.
Board of Directors

Renhui Mu

TITLE
Chairman
AGE
47
TENURE
2 yrs

Junfeng Zhao

TITLE
CFO & Director
COMPENSATION
$5K
AGE
48
TENURE
2 yrs

Xiaofeng Zhong

TITLE
Director
AGE
40
TENURE
1.7 yrs

Shihai Wang

TITLE
Director
AGE
42
TENURE
1.7 yrs

Weiqi Chen

TITLE
Director
AGE
34
TENURE
1.7 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
X
Management checks
We assess Wins Finance Holdings's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Wins Finance Holdings has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Does Wins Finance Holdings Inc's (NASDAQ:WINS) PE Ratio Warrant A Sell?

and want to begin learning the link between Wins Finance Holdings Inc (NASDAQ:WINS)’s fundamentals and stock market performance. … Wins Finance Holdings Inc (NASDAQ:WINS) trades with a trailing P/E of 88.9x, which is higher than the industry average of 16.1x. … While WINS might seem like a stock to avoid or sell if you own it, it is important to understand the assumptions behind the P/E ratio before you make any investment decisions

Simply Wall St -

Wins Finance Holdings Inc (WINS): Has Recent Earnings Growth Beaten Long-Term Trend?

NasdaqCM:WINS Past Future Earnings Oct 22nd 17 To avoid volatility in annual earnings, I use WINS's best fit version of past five year average earnings growth and turns out that the company's trailing 12 months' EPS growth of 8.95% was higher than the five-year average growth of 7.65%, indicating that its earnings growth accelerated over the past year compared to its long-term average. … WINS not only did well in my first check, its EPS growth of 8.95% over the past year turned out to be better than its Capital Markets industry's average earnings growth of 10.56%, indicating that WINS is well placed in terms of being able to deliver long-term profits in the current industry environment. … Conclusion The company exceeded expectations on both the tests, displaying a strong recent earnings growth momentum compared to its own past performance as well as the industry average.

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Company Info

Description

Wins Finance Holdings Inc., through its subsidiaries, provides financing solutions for small and medium enterprises in the People’s Republic of China. It offers financial guarantees, as well as financial leasing, advisory, consultancy, and agency services in Jinzhong City, Shanxi Province, and Beijing. The company is headquartered in Beijing, the People’s Republic of China. Wins Finance Holdings Inc. is a subsidiary of Freeman FinTech Corporation Limited.

Details
Name: Wins Finance Holdings Inc.
WINS
Exchange: NasdaqCM
Founded:
$432,460,595
19,837,642
Website: http://www.winsholdings.com
Address: Wins Finance Holdings Inc.
Building 7,
1st Floor,
Beijing,
Beijing Province, 100024,
China
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NasdaqCM WINS New Common Stock Nasdaq Capital Market US USD 29. Oct 2015
Number of employees
Current staff
Staff numbers
42
Wins Finance Holdings employees.
Industry
Asset Management and Custody Banks
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/04/24 00:47
End of day share price update: 2019/04/23 00:00
Last earnings filing: 2018/10/31
Last earnings reported: 2018/06/30
Last annual earnings reported: 2018/06/30


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.