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TIGR

UP Fintech Holding NasdaqGS:TIGR Stock Report

Last Price

US$4.01

Market Cap

US$658.1m

7D

3.9%

1Y

-82.4%

Updated

27 May, 2022

Data

Company Financials +
TIGR fundamental analysis
Snowflake Score
Valuation1/6
Future Growth5/6
Past Performance1/6
Financial Health4/6
Dividends0/6

TIGR Stock Overview

UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors.

UP Fintech Holding Competitors

Price History & Performance

Summary of all time highs, changes and price drops for UP Fintech Holding
Historical stock prices
Current Share PriceUS$4.01
52 Week HighUS$29.93
52 Week LowUS$2.68
Beta1.53
1 Month Change6.09%
3 Month Change-11.28%
1 Year Change-82.41%
3 Year Change-15.04%
5 Year Changen/a
Change since IPO-63.28%

Recent News & Updates

May 03

UP Fintech: Strong Revenue Growth, But There Is A Devil In The Details

TIGR's Australian operation is projected to face a steep challenge in customer acquisition. Execution and Clearing Cost as a percentage of commission increase despite progress being made in self-clearing. Marketing and Branding Costs as a percentage of commission revenue doubled. Financial modelling projected a huge upside for TIGR's share price and EPS growth.

Shareholder Returns

TIGRUS Capital MarketsUS Market
7D3.9%7.1%5.9%
1Y-82.4%-9.7%-10.2%

Return vs Industry: TIGR underperformed the US Capital Markets industry which returned -13.5% over the past year.

Return vs Market: TIGR underperformed the US Market which returned -15.1% over the past year.

Price Volatility

Is TIGR's price volatile compared to industry and market?
TIGR volatility
TIGR Average Weekly Movement18.6%
Capital Markets Industry Average Movement0.4%
Market Average Movement7.8%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market2.9%

Stable Share Price: TIGR is more volatile than 90% of US stocks over the past 3 months, typically moving +/- 19% a week.

Volatility Over Time: TIGR's weekly volatility (19%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
20141,134Tianhua Wuhttps://www.itigerup.com

UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors. The company has developed a brokerage platform, which allows investor to trade stocks, options, warrants, and other financial instruments that can be accessed through its APP and website. It offers brokerage and value-added services, including investor education, community engagement, and IR platform; and account management services.

UP Fintech Holding Fundamentals Summary

How do UP Fintech Holding's earnings and revenue compare to its market cap?
TIGR fundamental statistics
Market CapUS$658.10m
Earnings (TTM)US$14.69m
Revenue (TTM)US$246.11m

44.8x

P/E Ratio

2.7x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
TIGR income statement (TTM)
RevenueUS$246.11m
Cost of RevenueUS$53.26m
Gross ProfitUS$192.84m
Other ExpensesUS$178.15m
EarningsUS$14.69m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.09
Gross Margin78.36%
Net Profit Margin5.97%
Debt/Equity Ratio33.3%

How did TIGR perform over the long term?

See historical performance and comparison

Valuation

Is UP Fintech Holding undervalued compared to its fair value and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • PE vs Industry

  • PE vs Market

  • PEG Ratio

  • PB vs Industry


44.8x

Price to Earnings (PE) ratio

Share Price vs. Fair Value

Below Fair Value: TIGR ($4.01) is trading above our estimate of fair value ($3.88)

Significantly Below Fair Value: TIGR is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: TIGR is poor value based on its Price-To-Earnings Ratio (44.8x) compared to the US Capital Markets industry average (28.8x).

PE vs Market: TIGR is poor value based on its Price-To-Earnings Ratio (44.8x) compared to the US market (15.2x).


Price to Earnings Growth Ratio

PEG Ratio: TIGR is good value based on its PEG Ratio (0.9x)


Price to Book Ratio

PB vs Industry: TIGR is overvalued based on its Price-To-Book Ratio (1.5x) compared to the US Capital Markets industry average (-19.6x).


Future Growth

How is UP Fintech Holding forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?

Future Growth Score

5/6

Future Growth Score 5/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


48.9%

Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: TIGR's forecast earnings growth (48.9% per year) is above the savings rate (1.9%).

Earnings vs Market: TIGR's earnings (48.9% per year) are forecast to grow faster than the US market (13% per year).

High Growth Earnings: earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: TIGR's revenue (20.9% per year) is forecast to grow faster than the US market (8% per year).

High Growth Revenue: TIGR's revenue (20.9% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: TIGR's Return on Equity is forecast to be low in 3 years time (9.1%).


Past Performance

How has UP Fintech Holding performed over the past 5 years?

Past Performance Score

1/6

Past Performance Score 1/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


65.3%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: TIGR has a large one-off gain of $4.6M impacting its December 31 2021 financial results.

Growing Profit Margin: TIGR's current net profit margins (6%) are lower than last year (12.5%).


Past Earnings Growth Analysis

Earnings Trend: TIGR has become profitable over the past 5 years, growing earnings by 65.3% per year.

Accelerating Growth: TIGR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: TIGR had negative earnings growth (-8.6%) over the past year, making it difficult to compare to the Capital Markets industry average (98.3%).


Return on Equity

High ROE: TIGR's Return on Equity (3.3%) is considered low.


Financial Health

How is UP Fintech Holding's financial position?

Financial Health Score

4/6

Financial Health Score 4/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: TIGR's short term assets ($3.3B) exceed its short term liabilities ($2.7B).

Long Term Liabilities: TIGR's short term assets ($3.3B) exceed its long term liabilities ($154.9M).


Debt to Equity History and Analysis

Debt Level: TIGR has more cash than its total debt.

Reducing Debt: Insufficient data to determine if TIGR's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: TIGR's debt is well covered by operating cash flow (277.6%).

Interest Coverage: Insufficient data to determine if TIGR's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is UP Fintech Holding current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate TIGR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate TIGR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if TIGR's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if TIGR's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as TIGR has not reported any payouts.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

3.6yrs

Average management tenure


CEO

Tianhua Wu (36 yo)

4.33yrs

Tenure

Mr. Tianhua Wu has been Chief Executive Officer and Director of UP Fintech Holding Limited since January 2018 and serves as its Chairman. Mr. Wu is the founder and CEO of Ningxia Rongke since June 2014. Be...


Leadership Team

Experienced Management: TIGR's management team is considered experienced (3.6 years average tenure).


Board Members

Experienced Board: TIGR's board of directors are considered experienced (3.9 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 14.8%.


Top Shareholders

Company Information

UP Fintech Holding Limited's employee growth, exchange listings and data sources


Key Information

  • Name: UP Fintech Holding Limited
  • Ticker: TIGR
  • Exchange: NasdaqGS
  • Founded: 2014
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Implied Market Cap: US$658.104m
  • Shares outstanding: 164.12m
  • Website: https://www.itigerup.com

Number of Employees


Location

  • UP Fintech Holding Limited
  • Grandyvic Building
  • No. 1 Building, 18th Floor
  • Beijing
  • 100020
  • China

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/05/27 00:00
End of Day Share Price2022/05/27 00:00
Earnings2021/12/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.