| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 5/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
TIGR Stock Overview
UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors.
UP Fintech Holding Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$4.01 |
| 52 Week High | US$29.93 |
| 52 Week Low | US$2.68 |
| Beta | 1.53 |
| 1 Month Change | 6.09% |
| 3 Month Change | -11.28% |
| 1 Year Change | -82.41% |
| 3 Year Change | -15.04% |
| 5 Year Change | n/a |
| Change since IPO | -63.28% |
Recent News & Updates
UP Fintech: Strong Revenue Growth, But There Is A Devil In The Details
TIGR's Australian operation is projected to face a steep challenge in customer acquisition. Execution and Clearing Cost as a percentage of commission increase despite progress being made in self-clearing. Marketing and Branding Costs as a percentage of commission revenue doubled. Financial modelling projected a huge upside for TIGR's share price and EPS growth.
Shareholder Returns
| TIGR | US Capital Markets | US Market | |
|---|---|---|---|
| 7D | 3.9% | 7.1% | 5.9% |
| 1Y | -82.4% | -9.7% | -10.2% |
Return vs Industry: TIGR underperformed the US Capital Markets industry which returned -13.5% over the past year.
Return vs Market: TIGR underperformed the US Market which returned -15.1% over the past year.
Price Volatility
| TIGR volatility | |
|---|---|
| TIGR Average Weekly Movement | 18.6% |
| Capital Markets Industry Average Movement | 0.4% |
| Market Average Movement | 7.8% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: TIGR is more volatile than 90% of US stocks over the past 3 months, typically moving +/- 19% a week.
Volatility Over Time: TIGR's weekly volatility (19%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2014 | 1,134 | Tianhua Wu | https://www.itigerup.com |
UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors. The company has developed a brokerage platform, which allows investor to trade stocks, options, warrants, and other financial instruments that can be accessed through its APP and website. It offers brokerage and value-added services, including investor education, community engagement, and IR platform; and account management services.
UP Fintech Holding Fundamentals Summary
| TIGR fundamental statistics | |
|---|---|
| Market Cap | US$658.10m |
| Earnings (TTM) | US$14.69m |
| Revenue (TTM) | US$246.11m |
44.8x
P/E Ratio2.7x
P/S RatioIs TIGR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TIGR income statement (TTM) | |
|---|---|
| Revenue | US$246.11m |
| Cost of Revenue | US$53.26m |
| Gross Profit | US$192.84m |
| Other Expenses | US$178.15m |
| Earnings | US$14.69m |
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.09 |
| Gross Margin | 78.36% |
| Net Profit Margin | 5.97% |
| Debt/Equity Ratio | 33.3% |
How did TIGR perform over the long term?
See historical performance and comparisonValuation
Is UP Fintech Holding undervalued compared to its fair value and its price relative to the market?
Valuation Score
1/6Valuation Score 1/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PEG Ratio
PB vs Industry
44.8x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: TIGR ($4.01) is trading above our estimate of fair value ($3.88)
Significantly Below Fair Value: TIGR is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: TIGR is poor value based on its Price-To-Earnings Ratio (44.8x) compared to the US Capital Markets industry average (28.8x).
PE vs Market: TIGR is poor value based on its Price-To-Earnings Ratio (44.8x) compared to the US market (15.2x).
Price to Earnings Growth Ratio
PEG Ratio: TIGR is good value based on its PEG Ratio (0.9x)
Price to Book Ratio
PB vs Industry: TIGR is overvalued based on its Price-To-Book Ratio (1.5x) compared to the US Capital Markets industry average (-19.6x).
Future Growth
How is UP Fintech Holding forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
Future Growth Score
5/6Future Growth Score 5/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
48.9%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: TIGR's forecast earnings growth (48.9% per year) is above the savings rate (1.9%).
Earnings vs Market: TIGR's earnings (48.9% per year) are forecast to grow faster than the US market (13% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: TIGR's revenue (20.9% per year) is forecast to grow faster than the US market (8% per year).
High Growth Revenue: TIGR's revenue (20.9% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: TIGR's Return on Equity is forecast to be low in 3 years time (9.1%).
Past Performance
How has UP Fintech Holding performed over the past 5 years?
Past Performance Score
1/6Past Performance Score 1/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
65.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: TIGR has a large one-off gain of $4.6M impacting its December 31 2021 financial results.
Growing Profit Margin: TIGR's current net profit margins (6%) are lower than last year (12.5%).
Past Earnings Growth Analysis
Earnings Trend: TIGR has become profitable over the past 5 years, growing earnings by 65.3% per year.
Accelerating Growth: TIGR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: TIGR had negative earnings growth (-8.6%) over the past year, making it difficult to compare to the Capital Markets industry average (98.3%).
Return on Equity
High ROE: TIGR's Return on Equity (3.3%) is considered low.
Financial Health
How is UP Fintech Holding's financial position?
Financial Health Score
4/6Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: TIGR's short term assets ($3.3B) exceed its short term liabilities ($2.7B).
Long Term Liabilities: TIGR's short term assets ($3.3B) exceed its long term liabilities ($154.9M).
Debt to Equity History and Analysis
Debt Level: TIGR has more cash than its total debt.
Reducing Debt: Insufficient data to determine if TIGR's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: TIGR's debt is well covered by operating cash flow (277.6%).
Interest Coverage: Insufficient data to determine if TIGR's interest payments on its debt are well covered by EBIT.
Balance Sheet
Dividend
What is UP Fintech Holding current dividend yield, its reliability and sustainability?
Dividend Score
0/6Dividend Score 0/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate TIGR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate TIGR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if TIGR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if TIGR's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as TIGR has not reported any payouts.
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
3.6yrs
Average management tenure
CEO
Tianhua Wu (36 yo)
4.33yrs
Tenure
Mr. Tianhua Wu has been Chief Executive Officer and Director of UP Fintech Holding Limited since January 2018 and serves as its Chairman. Mr. Wu is the founder and CEO of Ningxia Rongke since June 2014. Be...
Leadership Team
Experienced Management: TIGR's management team is considered experienced (3.6 years average tenure).
Board Members
Experienced Board: TIGR's board of directors are considered experienced (3.9 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 14.8%.
Top Shareholders
Company Information
UP Fintech Holding Limited's employee growth, exchange listings and data sources
Key Information
- Name: UP Fintech Holding Limited
- Ticker: TIGR
- Exchange: NasdaqGS
- Founded: 2014
- Industry: Investment Banking and Brokerage
- Sector: Diversified Financials
- Implied Market Cap: US$658.104m
- Shares outstanding: 164.12m
- Website: https://www.itigerup.com
Number of Employees
Location
- UP Fintech Holding Limited
- Grandyvic Building
- No. 1 Building, 18th Floor
- Beijing
- 100020
- China
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/05/27 00:00 |
| End of Day Share Price | 2022/05/27 00:00 |
| Earnings | 2021/12/31 |
| Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.