Digital Payment Update - Future Trends Shaping the Digital Wallet Ecosystem

A recent study by Juniper Research projects that digital wallet users worldwide will reach over 6 billion by 2030, marking a 35% increase from 2025. The research highlights that as the market becomes more saturated, digital wallet platforms must offer value-added features like Buy Now, Pay Later (BNPL), virtual cards, and digital identity to stand out. Implementing loyalty and reward schemes is critical for wider adoption, particularly in established markets, where benefits such as cashback and reward points can drive user engagement and benefit merchants. To remain competitive and expand their user base, digital wallet platforms should also focus on providing advanced capabilities, especially for the underbanked in emerging markets.

In other trading, Affirm Holdings (NasdaqGS:AFRM) was a notable mover up 11.6% and ending trading at $73.62.

On a related note, explore our Market Insights article, "Bitcoin ETFs: Success Comes With Risks," for an essential take on institutional Bitcoin adoption and ETF dynamics—don't miss out on the shifting investment landscape!

Best Digital Payment Stocks

• SoFi Technologies (NasdaqGS:SOFI) ended the day at $28.21 up 3.9%.
• Fiserv (NYSE:FI) ended the day at $63.70 up 3.4%, hovering around its 52-week low.
• PayPal Holdings (NasdaqGS:PYPL) ended the day unchanged at, $66.22.

Affirm Holdings focuses on rapid growth through new markets and innovations with strategic partnerships driving potential successes and risks. Dive deeper into Affirm's strategies and growth prospects by exploring our detailed narrative.

Summing It All Up

• Click here to unveil our expertly curated list of 217 Digital Payment Stocks including Mitsubishi UFJ Financial Group, SCB X and National Bank of Canada.
• Curious About Other Options? Outshine the giants: these 25 early-stage AI stocks could fund your retirement.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Sources:

• Simply Wall St
• "Digital Wallet Users to Surpass Three Quarters of Global Population by 2030" from Juniper Research on GlobeNewswire (published 10 November 2025)

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