Will Remitly Global's (RELY) Profit Surge and Raised Guidance Redefine Its Growth Narrative?

• Remitly Global reported that for the third quarter ended September 30, 2025, sales reached US$419.49 million and net income rose to US$8.83 million, alongside increased earnings guidance for the full year and an expectation of continued profitability.
• This marks a turnaround from the previous year's net loss, indicating strengthened financial performance and continued positive momentum for Remitly's digital financial services business.
• We'll explore how Remitly's raised revenue outlook and ongoing profitability affect its broader investment narrative and business prospects.

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Remitly Global Investment Narrative Recap

To be a Remitly Global shareholder, you need to believe in the company's ability to leverage digital financial solutions to tap into cross-border money movement, especially as it expands its product suite and broadens its customer base. The company’s raised revenue guidance and continued profitability are important catalysts, yet the biggest risk, rising competition potentially squeezing fee margins and customer acquisition costs, remains material, and this quarter’s results do not diminish that risk in the short term.

Among the latest announcements, Remitly’s move to raise full-year revenue guidance for 2025 stands out, as it directly affirms management’s optimism on capturing greater market share and scaling new platforms like Remitly One. This guidance reinforces the positive momentum from its latest product launches, but also brings into sharper focus how sustainability of growth and margin resilience are critical with intensifying industry competition.

In contrast, investors should be aware that competitive pricing pressures in the global remittance market may...

Read the full narrative on Remitly Global (it's free!)

Remitly Global's narrative projects $2.6 billion in revenue and $130.1 million in earnings by 2028. This requires 20.4% yearly revenue growth and a $116 million earnings increase from the current $14.1 million.

Uncover how Remitly Global's forecasts yield a $21.50 fair value, a 72% upside to its current price.

Exploring Other Perspectives

Simply Wall St Community members submitted nine fair value forecasts for Remitly, ranging from US$21.50 to US$69.16 per share. Many participants are weighing fee compression risk as competition heats up, highlighting the importance of examining a range of views before making investment decisions.

Explore 9 other fair value estimates on Remitly Global - why the stock might be worth over 5x more than the current price!

Build Your Own Remitly Global Narrative

Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.

• A great starting point for your Remitly Global research is our analysis highlighting 2 key rewards that could impact your investment decision.
• Our free Remitly Global research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Remitly Global's overall financial health at a glance.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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