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QFIN

360 DigiTech NasdaqGS:QFIN Stock Report

Last Price

US$13.20

Market Cap

US$2.0b

7D

-3.8%

1Y

-37.5%

Updated

24 Sep, 2022

Data

Company Financials +
QFIN fundamental analysis
Snowflake Score
Valuation5/6
Future Growth5/6
Past Performance3/6
Financial Health6/6
Dividends4/6

QFIN Stock Overview

360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the People’s Republic of China.

360 DigiTech, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for 360 DigiTech
Historical stock prices
Current Share PriceUS$13.20
52 Week HighUS$28.49
52 Week LowUS$11.15
Beta0.31
1 Month Change-16.82%
3 Month Change-23.43%
1 Year Change-37.47%
3 Year Change48.32%
5 Year Changen/a
Change since IPO-20.00%

Recent News & Updates

Aug 18

360 DigiTech declares $0.18 dividend

360 DigiTech (NASDAQ:QFIN) declares $0.18/ADS quarterly dividend, -18.2% decrease from prior dividend of $0.22. Forward yield 4.89% Payable Oct. 28; for shareholders of record Sept. 16; ex-div Sept. 15. See QFIN Dividend Scorecard, Yield Chart, & Dividend Growth.

Shareholder Returns

QFINUS Consumer FinanceUS Market
7D-3.8%-8.2%-5.2%
1Y-37.5%-38.8%-23.0%

Return vs Industry: QFIN exceeded the US Consumer Finance industry which returned -38.8% over the past year.

Return vs Market: QFIN underperformed the US Market which returned -23.1% over the past year.

Price Volatility

Is QFIN's price volatile compared to industry and market?
QFIN volatility
QFIN Average Weekly Movement8.7%
Consumer Finance Industry Average Movement7.6%
Market Average Movement6.9%
10% most volatile stocks in US Market15.8%
10% least volatile stocks in US Market2.8%

Stable Share Price: QFIN is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 9% a week.

Volatility Over Time: QFIN's weekly volatility (9%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20162,129Haisheng Wuhttps://www.360shuke.com

360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the People’s Republic of China. The company provides credit-driven services that matches borrowers with financial institution partners enabling financial institution partners to conduct customer acquisition, initial credit screening, advanced risk assessment, collection, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It also offers e-commerce loans, enterprise loans, and invoice loans to SME owners.

360 DigiTech, Inc. Fundamentals Summary

How do 360 DigiTech's earnings and revenue compare to its market cap?
QFIN fundamental statistics
Market CapUS$2.05b
Earnings (TTM)US$707.93m
Revenue (TTM)US$2.46b

2.9x

P/E Ratio

0.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
QFIN income statement (TTM)
RevenueCN¥17.54b
Cost of RevenueCN¥4.59b
Gross ProfitCN¥12.95b
Other ExpensesCN¥7.91b
EarningsCN¥5.05b

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)32.50
Gross Margin73.86%
Net Profit Margin28.77%
Debt/Equity Ratio3.6%

How did QFIN perform over the long term?

See historical performance and comparison

Dividends

5.2%

Current Dividend Yield

15%

Payout Ratio