Puyi (NasdaqGM:PUYI) - Share price, News & Analysis

PUYI fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	6/6
Dividends	0/6

PUYI Stock Overview

Puyi Inc. provides third-party wealth management services in China.

Risk Analysis

Earnings have declined by 77.3% per year over past 5 years

Volatile share price over the past 3 months

Puyi Competitors

Nisun International Enterprise Development Group

NasdaqCM:NISN

US$27.1m

Price History & Performance

Summary of all time highs, changes and price drops for Puyi
Historical stock prices
Current Share Price	US$7.42
52 Week High	US$8.36
52 Week Low	US$4.10
Beta	0.61
1 Month Change	44.64%
3 Month Change	0%
1 Year Change	42.26%
3 Year Change	20.40%
5 Year Change	n/a
Change since IPO	9.12%

Recent News & Updates

Mar 18

Puyi (NASDAQ:PUYI) Shareholders Booked A 15% Gain In The Last Year

We believe investing is smart because history shows that stock markets go higher in the long term. But not every stock...

Shareholder Returns

	PUYI	US Capital Markets	US Market
7D	27.1%	-0.8%	-2.7%
1Y	42.3%	-14.6%	-12.9%

Return vs Industry: PUYI exceeded the US Capital Markets industry which returned -14.6% over the past year.

Return vs Market: PUYI exceeded the US Market which returned -12.9% over the past year.

Price Volatility

Is PUYI's price volatile compared to industry and market?
PUYI volatility
PUYI Average Weekly Movement	13.4%
Capital Markets Industry Average Movement	0.5%
Market Average Movement	7.8%
10% most volatile stocks in US Market	16.8%
10% least volatile stocks in US Market	2.9%

Stable Share Price: PUYI is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 13% a week.

Volatility Over Time: PUYI's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

Founded	Employees	CEO	Website
2018	716	Yong Ren	https://www.puyiwm.com

Puyi Inc. provides third-party wealth management services in China. The company distributes publicly raised fund and privately raised securities investment fund products through online and offline. It also provides asset management services that include managing fund of funds and non-performing loan funds; and corporate financing services.

Puyi Fundamentals Summary

How do Puyi's earnings and revenue compare to its market cap?
PUYI fundamental statistics
Market Cap	CN¥3.00b
Earnings (TTM)	-CN¥71.94m
Revenue (TTM)	CN¥209.16m

14.3x

P/S Ratio

-41.6x

P/E Ratio

Is PUYI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
PUYI income statement (TTM)
Revenue	CN¥209.16m
Cost of Revenue	CN¥44.00m
Gross Profit	CN¥165.16m
Other Expenses	CN¥237.10m
Earnings	-CN¥71.94m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)	-1.19
Gross Margin	78.96%
Net Profit Margin	-34.39%
Debt/Equity Ratio	0%

How did PUYI perform over the long term?

See historical performance and comparison

Valuation

Is Puyi undervalued compared to its fair value and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PEG Ratio
PB vs Industry

10.66x

Price to Book (PB) ratio

Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate PUYI's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate PUYI's fair value for valuation analysis.

Price To Earnings Ratio

PE vs Industry: PUYI is unprofitable, so we can't compare its PE Ratio to the US Capital Markets industry average.

PE vs Market: PUYI is unprofitable, so we can't compare its PE Ratio to the US market.

Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate PUYI's PEG Ratio to determine if it is good value.

Price to Book Ratio

PB vs Industry: PUYI is overvalued based on its PB Ratio (10.7x) compared to the US Capital Markets industry average (-17.2x).

Future Growth

How is Puyi forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE

9.8%

Forecasted Diversified Financials industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Puyi has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Past Performance

How has Puyi performed over the past 5 years?

Past Performance Score

0/6

Past Performance Score 0/6

Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE

-77.3%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: PUYI is currently unprofitable.

Growing Profit Margin: PUYI is currently unprofitable.

Past Earnings Growth Analysis

Earnings Trend: PUYI is unprofitable, and losses have increased over the past 5 years at a rate of 77.3% per year.

Accelerating Growth: Unable to compare PUYI's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: PUYI is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (98.3%).

Return on Equity

High ROE: PUYI has a negative Return on Equity (-25.61%), as it is currently unprofitable.

Financial Health

How is Puyi's financial position?

Financial Health Score

6/6

Financial Health Score 6/6

Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage

Financial Position Analysis

Short Term Liabilities: PUYI's short term assets (CN¥392.6M) exceed its short term liabilities (CN¥159.9M).

Long Term Liabilities: PUYI's short term assets (CN¥392.6M) exceed its long term liabilities (CN¥28.3M).

Debt to Equity History and Analysis

Debt Level: PUYI is debt free.

Reducing Debt: PUYI has not had any debt for past 5 years.

Debt Coverage: PUYI has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: PUYI has no debt, therefore coverage of interest payments is not a concern.

Balance Sheet

Dividend

What is Puyi current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate PUYI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate PUYI's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.

Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if PUYI's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if PUYI's dividend payments have been increasing.

Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.

Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as PUYI has not reported any payouts.

Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

3.8yrs

Average management tenure

CEO

Yong Ren (38 yo)

2.67yrs

Tenure

Mr. Yong Ren is Chief Executive officer at Puyi Inc., since September 23, 2019. Mr. Ren has experience in corporate management. Prior to joining us, Mr. Ren served as the vice president of Fanhua Insurance...

Leadership Team

Experienced Management: PUYI's management team is considered experienced (3.8 years average tenure).

Board Members

Experienced Board: PUYI's board of directors are considered experienced (3.5 years average tenure).

Ownership

Who are the major shareholders and have insiders been buying or selling?

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Data	Last Updated (UTC time)
Company Analysis	2022/05/21 00:00
End of Day Share Price	2022/05/20 00:00
Earnings	2021/12/31
Annual Earnings	2021/06/30