NasdaqCM:PHCF

Stock Analysis Report

Puhui Wealth Investment Management

Executive Summary

Puhui Wealth Investment Management Co., Ltd., through its subsidiaries, provides third-party wealth management services in the People's Republic of China.

Snowflake

Fundamentals

Moderate growth potential and slightly overvalued.

Share Price & News

How has Puhui Wealth Investment Management's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0.4%

PHCF

0.8%

US Capital Markets

0.07%

US Market


1 Year Return

n/a

PHCF

5.3%

US Capital Markets

8.9%

US Market

Return vs Industry: Insufficient data to determine how PHCF performed against the US Capital Markets industry.

Return vs Market: Insufficient data to determine how PHCF performed against the US Market.


Shareholder returns

PHCFIndustryMarket
7 Day0.4%0.8%0.07%
30 Day2.3%-2.4%-0.3%
90 Day5.6%-3.1%-1.6%
1 Yearn/a7.6%5.3%11.3%8.9%
3 Yearn/a52.4%43.8%46.3%36.8%
5 Yearn/a74.1%58.2%62.1%44.3%

Price Volatility Vs. Market

How volatile is Puhui Wealth Investment Management's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Puhui Wealth Investment Management undervalued compared to its fair value and its price relative to the market?

31.98x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: PHCF ($2.64) is trading above our estimate of fair value ($0.02)

Significantly Below Fair Value: PHCF is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: PHCF is good value based on its PE Ratio (32x) compared to the Capital Markets industry average (32x).

PE vs Market: PHCF is poor value based on its PE Ratio (32x) compared to the US market (17.8x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate PHCF's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: PHCF is good value based on its PB Ratio (2.1x) compared to the US Capital Markets industry average (6.3x).


Next Steps

Future Growth

How is Puhui Wealth Investment Management forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

34.0%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: PHCF's forecast earnings growth (34% per year) is above the savings rate (2.7%).

Earnings vs Market: PHCF's earnings (34% per year) are forecast to grow faster than the US market (14.5% per year).

High Growth Earnings: earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: Insufficient data to determine if PHCF's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if PHCF's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if PHCF's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has Puhui Wealth Investment Management performed over the past 5 years?

161.9%

Last years revenue growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if PHCF's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: PHCF has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: PHCF has become profitable in the last year, making it difficult to compare its past year earnings growth to the Capital Markets industry (29.3%).


Return on Equity

High ROE: PHCF's Return on Equity (2.9%) is considered low.


Return on Assets

ROA vs Industry: PHCF has a higher Return on Assets than the Capital Markets industry average last year.


Return on Capital Employed

ROCE Improving: Insufficient data to calculate PHCF's Return on Capital Employed to determine if it has improved over the past 3 years.


Next Steps

Financial Health

How is Puhui Wealth Investment Management's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: PHCF has a low level of unsold assets or inventory.

Debt Coverage by Assets: PHCF's debt is covered by short term assets (assets are 10.7x debt).


Financial Institutions Analysis

Asset Level: PHCF's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if PHCF has a sufficient allowance for bad loans.

Low Risk Liabilities: PHCF reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if PHCF has an acceptable proportion of non-loan assets held.

Low Risk Deposits: PHCF has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if PHCF has an appropriate level of bad loans.


Next Steps

Dividend

What is Puhui Wealth Investment Management's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.4%markettop25%3.7%industryaverage2.1%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate PHCF's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate PHCF's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if PHCF's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if PHCF's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of PHCF's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of Puhui Wealth Investment Management's salary, the management and board of directors tenure and is there insider trading?

2.3yrs

Average board tenure


CEO

Zhe Ji (40yo)

6.8yrs

Tenure

0

Mr. Zhe Ji serves as Chief Executive Officer & Chairman of the Board at Puhui Wealth Investment Management Co., Ltd. 


Board Age and Tenure

2.3yrs

Average Tenure

39.5yo

Average Age

Experienced Board: PHCF's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Yang Long (46yo)

    VP & CFO

    • Tenure: 2.1yrs
  • Zhe Ji (40yo)

    CEO & Chairman of the Board

    • Tenure: 6.8yrs

Board Members

  • Zhe Ji (40yo)

    CEO & Chairman of the Board

    • Tenure: 6.8yrs
  • Qingbin Meng (39yo)

    Independent Director

    • Tenure: 2.8yrs
  • Zhi Su (42yo)

    Independent Director

    • Tenure: 1.8yrs
  • Jun Wang (38yo)

    Director

    • Tenure: 0.8yrs

Company Information

Puhui Wealth Investment Management Co., Ltd.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Puhui Wealth Investment Management Co., Ltd.
  • Ticker: PHCF
  • Exchange: NasdaqCM
  • Founded: 2013
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: US$30.380m
  • Shares outstanding: 11.51m
  • Website: https://www.puhuiwealth.com

Number of Employees


Location

  • Puhui Wealth Investment Management Co., Ltd.
  • W3 Office Building, Oriental Commerce Tower
  • Suite 1002
  • Beijing
  • 100005
  • China

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
PHCFNasdaqCM (Nasdaq Capital Market)YesOrdinary SharesUSUSDDec 2018

Biography

Puhui Wealth Investment Management Co., Ltd., through its subsidiaries, provides third-party wealth management services in the People's Republic of China. It manages funds for individuals and corporate cli ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/23 00:37
End of Day Share Price2019/10/22 00:00
Earnings2018/12/31
Annual Earnings2018/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.