NMI Holdings Second Quarter 2025 Earnings: EPS Beats Expectations

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NMI Holdings (NASDAQ:NMIH) Second Quarter 2025 Results

Key Financial Results

  • Revenue: US$173.8m (up 7.2% from 2Q 2024).
  • Net income: US$96.2m (up 4.4% from 2Q 2024).
  • Profit margin: 55% (down from 57% in 2Q 2024). The decrease in margin was driven by higher expenses.
  • EPS: US$1.23 (up from US$1.15 in 2Q 2024).
earnings-and-revenue-growth
NasdaqGM:NMIH Earnings and Revenue Growth July 31st 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

NMI Holdings EPS Beats Expectations

Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.2%.

Looking ahead, revenue is forecast to grow 6.5% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Diversified Financial industry in the US.

Performance of the American Diversified Financial industry.

The company's shares are down 2.9% from a week ago.

Risk Analysis

It's still necessary to consider the ever-present spectre of investment risk. We've identified 1 warning sign with NMI Holdings, and understanding it should be part of your investment process.

Valuation is complex, but we're here to simplify it.

Discover if NMI Holdings might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.

Access Free Analysis

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

About NasdaqGM:NMIH

NMI Holdings

Provides private mortgage guaranty insurance services in the United States.

Very undervalued with excellent balance sheet.

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