company background image
ZVO

ZovioNasdaqGS:ZVO Stock Report

Market Cap

US$45.8m

7D

-6.8%

1Y

-65.1%

Updated

01 Dec, 2021

Data

Company Financials +
ZVO fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance0/6
Financial Health3/6
Dividends0/6

ZVO Stock Overview

Zovio Inc operates as an education technology services company in the United States.

Zovio Competitors

Coursera

NYSE:COUR

US$4.2b

Chegg

NYSE:CHGG

US$3.7b

Grand Canyon Education

NasdaqGS:LOPE

US$2.9b

Graham Holdings

NYSE:GHC

US$2.9b

Price History & Performance

Summary of all time highs, changes and price drops for Zovio
Historical stock prices
Current Share PriceUS$1.37
52 Week HighUS$7.34
52 Week LowUS$1.37
Beta1.18
1 Month Change-20.35%
3 Month Change-47.51%
1 Year Change-65.14%
3 Year Change-83.05%
5 Year Change-87.03%
Change since IPO-87.66%

Recent News & Updates

Shareholder Returns

ZVOUS Consumer ServicesUS Market
7D-6.8%-2.9%-2.8%
1Y-65.1%-62.6%20.0%

Return vs Industry: ZVO exceeded the US Consumer Services industry which returned -62.3% over the past year.

Return vs Market: ZVO underperformed the US Market which returned 21.3% over the past year.

Price Volatility

Is ZVO's price volatile compared to industry and market?
ZVO volatility
ZVO Average Weekly Movement7.7%
Consumer Services Industry Average Movement7.8%
Market Average Movement6.0%
10% most volatile stocks in US Market15.0%
10% least volatile stocks in US Market2.3%

Stable Share Price: ZVO is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 8% a week.

Volatility Over Time: ZVO's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19991,528George Pernsteinerhttps://www.zovio.com

Zovio Inc operates as an education technology services company in the United States. The company offers recruiting, admissions, marketing, student finance, financial aid processing, financial aid advising, program advising, student retention advising, and support services for academics, information technology, and institutional support; web development and cybersecurity training services; and tutoring services. The company provides Canvas, a software-as-a-service platform that enables it to develop and deliver online learning experiences; customer relations management application for lead management, workflow, analytics, reporting, and a complete view of students; Constellation, a suite of interactive educational materials; Waypoint Outcomes, a proprietary assessment software, which provides learning and assessment tools to institutions; and Signalz, which offers student success and student recruitment services.

Zovio Fundamentals Summary

How do Zovio's earnings and revenue compare to its market cap?
ZVO fundamental statistics
Market CapUS$45.84m
Earnings (TTM)-US$75.98m
Revenue (TTM)US$301.41m

0.2x

P/S Ratio

-0.6x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
ZVO income statement (TTM)
RevenueUS$301.41m
Cost of RevenueUS$184.36m
Gross ProfitUS$117.05m
ExpensesUS$193.04m
Earnings-US$75.98m

Last Reported Earnings

Sep 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-2.27
Gross Margin38.83%
Net Profit Margin-25.21%
Debt/Equity Ratio6.7%

How did ZVO perform over the long term?

See historical performance and comparison

Valuation

Is Zovio undervalued compared to its fair value and its price relative to the market?

1.07x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate ZVO's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate ZVO's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: ZVO is unprofitable, so we can't compare its PE Ratio to the US Consumer Services industry average.

PE vs Market: ZVO is unprofitable, so we can't compare its PE Ratio to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate ZVO's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: ZVO is good value based on its PB Ratio (1.2x) compared to the US Consumer Services industry average (1.9x).


Future Growth

How is Zovio forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?

90.2%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: ZVO is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: ZVO is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: ZVO is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: ZVO's revenue is expected to decline over the next 3 years (-3.2% per year).

High Growth Revenue: ZVO's revenue is forecast to decline over the next 3 years (-3.2% per year).


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if ZVO's Return on Equity is forecast to be high in 3 years time


Past Performance

How has Zovio performed over the past 5 years?

-41.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: ZVO is currently unprofitable.

Growing Profit Margin: ZVO is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: ZVO is unprofitable, and losses have increased over the past 5 years at a rate of 41.9% per year.

Accelerating Growth: Unable to compare ZVO's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: ZVO is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Services industry (-1%).


Return on Equity

High ROE: ZVO has a negative Return on Equity (-177.27%), as it is currently unprofitable.


Financial Health

How is Zovio's financial position?


Financial Position Analysis

Short Term Liabilities: ZVO's short term assets ($66.8M) do not cover its short term liabilities ($71.0M).

Long Term Liabilities: ZVO's short term assets ($66.8M) exceed its long term liabilities ($44.0M).


Debt to Equity History and Analysis

Debt Level: ZVO has more cash than its total debt.

Reducing Debt: Insufficient data to determine if ZVO's debt to equity ratio has reduced over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: ZVO has sufficient cash runway for more than 3 years based on its current free cash flow.

Forecast Cash Runway: ZVO has less than a year of cash runway if free cash flow continues to reduce at historical rates of 18.3% each year


Dividend

What is Zovio current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate ZVO's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate ZVO's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if ZVO's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if ZVO's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of ZVO's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.6yrs

Average management tenure


CEO

George Pernsteiner (73 yo)

no data

Tenure

US$173,680

Compensation

Mr. George P. Pernsteiner has been Chairman of Zovio Inc (formerly known as Bridgepoint Education, Inc.) since March 21, 2018, has been its Director since August 1, 2017 and serves as its Interim Chief Exe...


Leadership Team

Experienced Management: ZVO's management team is considered experienced (3.6 years average tenure).


Board Members

Experienced Board: ZVO's board of directors are considered experienced (3.7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4%.


Top Shareholders

Company Information

Zovio Inc's employee growth, exchange listings and data sources


Key Information

  • Name: Zovio Inc
  • Ticker: ZVO
  • Exchange: NasdaqGS
  • Founded: 1999
  • Industry: Education Services
  • Sector: Consumer Services
  • Market Cap: US$45.840m
  • Shares outstanding: 33.46m
  • Website: https://www.zovio.com

Number of Employees


Location

  • Zovio Inc
  • 1811 East Northrop Boulevard
  • Chandler
  • Arizona
  • 85286
  • United States

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/12/01 00:05
End of Day Share Price2021/11/30 00:00
Earnings2021/09/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.