NasdaqGM:PFIN

Stock Analysis Report

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Executive Summary

P&F Industries, Inc., through its subsidiaries, designs, imports, and sells pneumatic hand tools primarily to the retail, industrial, automotive, and aerospace markets primarily in the United States. More Details

Risk Analysis

Does not have a meaningful market cap ($14M)



Snowflake Analysis

Adequate balance sheet and overvalued.

Share Price & News

How has P&F Industries's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: PFIN has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

5.3%

PFIN

4.3%

US Consumer Durables

3.9%

US Market


1 Year Return

-35.8%

PFIN

23.2%

US Consumer Durables

18.5%

US Market

Return vs Industry: PFIN underperformed the US Consumer Durables industry which returned 23.2% over the past year.

Return vs Market: PFIN underperformed the US Market which returned 18.5% over the past year.


Shareholder returns

PFINIndustryMarket
7 Day5.3%4.3%3.9%
30 Day-7.5%3.0%-4.3%
90 Day-8.9%28.6%8.1%
1 Year-34.8%-35.8%24.7%23.2%21.2%18.5%
3 Year-33.1%-37.4%18.9%13.9%38.2%29.0%
5 Year-49.2%-56.2%46.4%37.4%84.3%63.4%

Price Volatility Vs. Market

How volatile is P&F Industries's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is P&F Industries undervalued compared to its fair value and its price relative to the market?

0.32x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate PFIN's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate PFIN's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: PFIN is unprofitable, so we can't compare its PE Ratio to the US Consumer Durables industry average.

PE vs Market: PFIN is unprofitable, so we can't compare its PE Ratio to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate PFIN's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: PFIN is good value based on its PB Ratio (0.3x) compared to the US Consumer Durables industry average (1.6x).


Next Steps

Future Growth

How is P&F Industries forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

19.0%

Forecasted Consumer Durables industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as P&F Industries has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has P&F Industries performed over the past 5 years?

29.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: PFIN is currently unprofitable.

Growing Profit Margin: PFIN is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: PFIN is unprofitable, but has reduced losses over the past 5 years at a rate of 29% per year.

Accelerating Growth: Unable to compare PFIN's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: PFIN is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Durables industry (17.8%).


Return on Equity

High ROE: PFIN has a negative Return on Equity (-9.02%), as it is currently unprofitable.


Next Steps

Financial Health

How is P&F Industries's financial position?


Financial Position Analysis

Short Term Liabilities: PFIN's short term assets ($31.6M) exceed its short term liabilities ($9.9M).

Long Term Liabilities: PFIN's short term assets ($31.6M) exceed its long term liabilities ($4.6M).


Debt to Equity History and Analysis

Debt Level: PFIN's debt to equity ratio (12.8%) is considered satisfactory.

Reducing Debt: PFIN's debt to equity ratio has reduced from 51% to 12.8% over the past 5 years.

Debt Coverage: PFIN's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if PFIN's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is P&F Industries's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate PFIN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate PFIN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if PFIN's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if PFIN's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: PFIN is not paying a notable dividend for the US market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of PFIN's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

15.0yrs

Average board tenure


CEO

Richard Horowitz (70 yo)

24.83yrs

Tenure

US$1,692,406

Compensation

Mr. Richard A. Horowitz is the Founder of P&F Industries, Inc. and has been its Chairman and Chief Executive Officer since November 1995. Mr. Horowitz has been the President of P&F Industries, Inc. since 1 ...


CEO Compensation Analysis

Compensation vs Market: Richard's total compensation ($USD1.69M) is above average for companies of similar size in the US market ($USD596.50K).

Compensation vs Earnings: Richard's compensation has increased whilst the company is unprofitable.


Board Members

NamePositionTenureCompensationOwnership
Richard Horowitz
Founder24.83yrsUS$1.69m42.41%
$ 5.9m
Richard Randall
Independent Director8.67yrsUS$49.64k0.28%
$ 38.3k
Sidney Horowitz
Chairman Emeritus24.83yrsUS$10.63kno data
Mitchell Solomon
Lead Independent Director8yrsUS$40.89k0.34%
$ 47.1k
Howard Brownstein
Independent Director10.17yrsUS$47.64k0.66%
$ 90.4k
Jeffrey Franklin
Independent Director16.42yrsUS$55.89k0.34%
$ 47.1k
Kenneth Scheriff
Independent Director15yrsUS$41.89k0.31%
$ 43.1k

15.0yrs

Average Tenure

70yo

Average Age

Experienced Board: PFIN's board of directors are seasoned and experienced ( 15 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

P&F Industries, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: P&F Industries, Inc.
  • Ticker: PFIN
  • Exchange: NasdaqGM
  • Founded: 1963
  • Industry: Household Appliances
  • Sector: Consumer Durables
  • Market Cap: US$13.802m
  • Shares outstanding: 3.15m
  • Website: https://www.pfina.com

Number of Employees


Location

  • P&F Industries, Inc.
  • 445 Broadhollow Road
  • Suite 100
  • Melville
  • New York
  • 11747
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
PFINNasdaqGM (Nasdaq Global Market)YesClass A Common StockUSUSDJan 1968

Biography

P&F Industries, Inc., through its subsidiaries, designs, imports, and sells pneumatic hand tools primarily to the retail, industrial, automotive, and aerospace markets primarily in the United States. The c ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/01 00:52
End of Day Share Price2020/09/30 00:00
Earnings2020/06/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.