Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses.
Good value with adequate balance sheet and pays a dividend.
Share Price & News
How has Insperity's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: NSP's share price has been volatile over the past 3 months.
7 Day Return
US Professional Services
1 Year Return
US Professional Services
Return vs Industry: NSP underperformed the US Professional Services industry which returned -6.4% over the past year.
Return vs Market: NSP underperformed the US Market which returned -11.5% over the past year.
Price Volatility Vs. Market
How volatile is Insperity's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 days ago | Simply Wall StWhat Is Insperity's (NYSE:NSP) P/E Ratio After Its Share Price Tanked?
4 days ago | Simply Wall StShould You Worry About Insperity, Inc.'s (NYSE:NSP) CEO Salary Level?
2 weeks ago | Simply Wall StAre Insperity, Inc.’s (NYSE:NSP) High Returns Really That Great?
Is Insperity undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: NSP ($38.78) is trading below our estimate of fair value ($114.7)
Significantly Below Fair Value: NSP is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: NSP is good value based on its PE Ratio (10.4x) compared to the Professional Services industry average (12.3x).
PE vs Market: NSP is good value based on its PE Ratio (10.4x) compared to the US market (13x).
Price to Earnings Growth Ratio
PEG Ratio: NSP is poor value based on its PEG Ratio (4.4x)
Price to Book Ratio
PB vs Industry: NSP is overvalued based on its PB Ratio (374.3x) compared to the US Professional Services industry average (1.7x).
How is Insperity forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: NSP's forecast earnings growth (2.4% per year) is above the savings rate (1.7%).
Earnings vs Market: NSP's earnings (2.4% per year) are forecast to grow slower than the US market (12.3% per year).
High Growth Earnings: NSP's earnings are forecast to grow, but not significantly.
Revenue vs Market: NSP's revenue (7.2% per year) is forecast to grow slower than the US market (7.3% per year).
High Growth Revenue: NSP's revenue (7.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: NSP's Return on Equity is forecast to be very high in 3 years time (67.5%).
How has Insperity performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: NSP has high quality earnings.
Growing Profit Margin: NSP's current net profit margins (3.5%) are lower than last year (3.5%).
Past Earnings Growth Analysis
Earnings Trend: NSP's earnings have grown significantly by 33.2% per year over the past 5 years.
Accelerating Growth: NSP's earnings growth over the past year (11.8%) is below its 5-year average (33.2% per year).
Earnings vs Industry: NSP earnings growth over the past year (11.8%) underperformed the Professional Services industry 13.9%.
Return on Equity
High ROE: Whilst NSP's Return on Equity (3704.31%) is outstanding, this metric is skewed due to their high level of debt.
How is Insperity's financial position?
Financial Position Analysis
Short Term Liabilities: NSP's short term assets ($974.7M) exceed its short term liabilities ($869.0M).
Long Term Liabilities: NSP's short term assets ($974.7M) exceed its long term liabilities ($521.9M).
Debt to Equity History and Analysis
Debt Level: NSP's debt to equity ratio (6604.6%) is considered high.
Reducing Debt: Insufficient data to determine if NSP's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: NSP's debt is well covered by operating cash flow (76.2%).
Interest Coverage: NSP earns more interest than it pays, so coverage of interest payments is not a concern.
Inventory Level: NSP has a low level of unsold assets or inventory.
Debt Coverage by Assets: NSP's debt is covered by short term assets (assets are 3.6x debt).
What is Insperity's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: NSP's dividend (4.13%) is higher than the bottom 25% of dividend payers in the US market (1.98%).
High Dividend: NSP's dividend (4.13%) is low compared to the top 25% of dividend payers in the US market (5.45%).
Stability and Growth of Payments
Stable Dividend: NSP's dividends per share have been stable in the past 10 years.
Growing Dividend: NSP's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (32.3%), NSP's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Paul Sarvadi (62yo)
Mr. Paul J. Sarvadi has been Chairman and Chief Executive Officer at Insperity Inc since 1989. Mr. Sarvadi, Co-Founded Insperity, Inc. (also known as Administaff Inc.) in 1986 and has been its Executive Ch ...
CEO Compensation Analysis
Compensation vs Market: Paul's total compensation ($USD7.18M) is above average for companies of similar size in the US market ($USD4.54M).
Compensation vs Earnings: Paul's compensation has increased by more than 20% in the past year.
|President & COO||0.83yr||US$2.90m||0.43% $6.7m|
|Senior VP of Finance||16.58yrs||US$1.99m||0.072% $1.1m|
|Senior VP of Legal||11.83yrs||US$1.86m||0.089% $1.4m|
|Executive Vice President of Sales & Marketing||21.17yrs||US$2.79m||0.19% $2.9m|
|Senior Vice President of Enterprise & Technology Solutions||no data||no data||no data|
|Public Relations Manager||19.58yrs||no data||no data|
|Senior Vice President of Marketing & Business Development||4.25yrs||no data||no data|
|Senior Vice President of Corporate Human Resources||1.17yrs||no data||no data|
|Senior Vice President of Service Operations||no data||no data||no data|
Experienced Management: NSP's management team is seasoned and experienced (14.2 years average tenure).
|Independent Director||6.33yrs||US$186.26k||0.073% $1.1m|
|Independent Director||3.83yrs||US$182.92k||0.013% $196.7k|
|Independent Director||17.17yrs||US$239.59k||0.055% $849.5k|
|Lead Independent Director||0.17yr||US$197.92k||0.025% $384.9k|
|Independent Director||0.25yr||no data||0.0024% $37.9k|
|Independent Director||2.25yrs||US$168.59k||0.014% $218.2k|
|Independent Director||2.5yrs||US$182.92k||0.011% $176.1k|
|Independent Director||0.25yr||no data||0.0024% $37.9k|
Experienced Board: NSP's board of directors are considered experienced (3.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: NSP insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Insperity, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Insperity, Inc.
- Ticker: NSP
- Exchange: NYSE
- Founded: 1986
- Industry: Human Resource and Employment Services
- Sector: Commercial Services
- Market Cap: US$1.548b
- Shares outstanding: 39.38m
- Website: https://www.insperity.com
Number of Employees
- Insperity, Inc.
- 19001 Crescent Springs Drive
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|NSP||NYSE (New York Stock Exchange)||Yes||Common Stock||US||USD||Jan 1997|
|ASF||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jan 1997|
|ASF||BRSE (Berne Stock Exchange)||Yes||Common Stock||CH||CHF||Jan 1997|
Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company offers its HR services through its Workforce Optimization and Workforce Synchronization solutions, which include a range of human resources functions, such as payroll and employment administration, employee benefits, workers’ compensation, government compliance, performance management, and training and development services. It also provides Insperity Premier, a cloud-based human capital management platform that offers professional employer organization HR outsourcing solutions to its clients; various personnel management services; and employer liability management services, as well as solutions for middle market. In addition, the company offers MarketPlace, an e-commerce portal that offers a range of products and services; and Workforce Acceleration, a human capital management and payroll services solution; time and attendance; performance management; organizational planning; recruiting; employment screening; expense management; retirement; and insurance services. The company operates through 82 offices in the United States. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. Insperity, Inc. was founded in 1986 and is headquartered in Kingwood, Texas.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/03/28 00:57|
|End of Day Share Price||2020/03/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.