OTCPK:VRTA

Stock Analysis Report

NOT FOR DISTRIBUTION
Header cover image

Vestin Realty Mortgage I

Executive Summary

Vestin Realty Mortgage I, Inc. invests in loans secured by real estate through deeds of trust or mortgages in the United States. More Details


Snowflake Analysis

Weak fundamentals or lack of information.

Share Price & News

How has Vestin Realty Mortgage I's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: VRTA's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-13.3%

VRTA

-2.5%

US Mortgage

-0.7%

US Market


1 Year Return

20.0%

VRTA

-18.0%

US Mortgage

19.9%

US Market

Return vs Industry: VRTA exceeded the US Mortgage industry which returned -18% over the past year.

Return vs Market: VRTA matched the US Market which returned 19.9% over the past year.


Shareholder returns

VRTAIndustryMarket
7 Day-13.3%-2.5%-0.7%
30 Day-13.3%3.6%5.8%
90 Day-6.3%13.1%8.3%
1 Year20.0%20.0%-15.6%-18.0%22.7%19.9%
3 Year-66.7%-66.7%-3.5%-11.5%43.5%33.9%
5 Year-62.2%-62.2%18.8%2.8%86.9%65.8%

Price Volatility Vs. Market

How volatile is Vestin Realty Mortgage I's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Vestin Realty Mortgage I undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether Vestin Realty Mortgage I is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Vestin Realty Mortgage I has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of VRTA's management and see if the CEO's compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don't know where to start, we recommend reading through Vestin Realty Mortgage I regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Vestin Realty Mortgage I forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

-12.6%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Vestin Realty Mortgage I has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of VRTA’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on theOTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Vestin Realty Mortgage I's filings and announcementshere.
  • Explore growth companies in the Banks industry.

Past Performance

How has Vestin Realty Mortgage I performed over the past 5 years?

17.3%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Vestin Realty Mortgage I has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Vestin Realty Mortgage I's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Vestin Realty Mortgage I's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Vestin Realty Mortgage I has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of VRTA’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Vestin Realty Mortgage I's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Vestin Realty Mortgage I current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate VRTA's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate VRTA's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if VRTA's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if VRTA's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: VRTA is not paying a notable dividend for the US market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of VRTA's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

12.8yrs

Average board tenure


CEO

Mike Shustek (61 yo)

14.75yrs

Tenure

Mr. Michael V. Shustek, also known as Mike, is the Chairman of the Board of Parking REIT, Inc. since April 13, 2019 and serves as its Chief Executive Officer, Director and Secretary since May 4, 2015. Mr. ...


Board Members

NamePositionTenureCompensationOwnership
Michael Shustek
Chairman14.75yrsno datano data
Daryl Idler
Director12.75yrsUS$6.00kno data
Donovan Jacobs
Independent Director12.33yrsUS$2.50kno data

12.8yrs

Average Tenure

63yo

Average Age

Experienced Board: VRTA's board of directors are seasoned and experienced ( 12.8 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Vestin Realty Mortgage I, Inc's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Vestin Realty Mortgage I, Inc
  • Ticker: VRTA
  • Exchange: OTCPK
  • Founded: 1999
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Market Cap: US$1.707m
  • Shares outstanding: 1.14m
  • Website: https://www.vestinrealtymortgage1.com

Location

  • Vestin Realty Mortgage I, Inc
  • 8945 West Post Road
  • Suite 110
  • Las Vegas
  • Nevada
  • 89148
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
VRTAOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJun 2006

Biography

Vestin Realty Mortgage I, Inc. invests in loans secured by real estate through deeds of trust or mortgages in the United States. It also invests in, acquires, manages, or sells real properties. The company ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/19 06:16
End of Day Share Price2020/10/14 00:00
Earnings2015/09/30
Annual Earnings2014/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.