Touchstone Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Touchstone Bankshares has total assets of $622.6M and total equity of $42.6M. Total deposits are $526.4M, and total loans are $482.3M. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.09% of total loans. Cash and short-term investments are $25.0M.
Key information
14.6x
Asset to equity ratio
3.6%
Net interest margin
Total deposits | US$526.36m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.09% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$24.96m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TSBA's Assets to Equity ratio (14.6x) is moderate.
Allowance for Bad Loans: TSBA has a sufficient allowance for bad loans (1092%).
Low Risk Liabilities: 91% of TSBA's liabilities are made up of primarily low risk sources of funding.
Loan Level: TSBA has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: TSBA's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: TSBA has an appropriate level of bad loans (0.1%).