OTCPK:SVRH

Stock Analysis Report

Sevier County Bancshares

Executive Summary

Sevier County Bancshares, Inc., a bank holding company for Sevier County Bank, provides personal and business banking products and services for local communities and businesses in Tennessee.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Risks

  • No data on Sevier County Bancshares's last earnings update.
  • Sevier County Bancshares is not covered by any analysts.
  • No market cap data available for Sevier County Bancshares.

Share Price & News

How has Sevier County Bancshares's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:SVRH

2.4%

US Banks

2.9%

US Market


1 Year Return

n/a

OTCPK:SVRH

-14.8%

US Banks

0.2%

US Market

No trading data on SVRH.

No trading data on SVRH.


Share holder returns

SVRHIndustryMarket
7 Day0%2.4%2.9%
30 Day0%-6.3%-2.3%
90 Day0%-2.1%3.1%
1 Yearn/a-12.4%-14.8%2.4%0.2%
3 Year2.4%2.4%41.7%32.0%41.7%32.4%
5 Yearn/a52.2%35.7%55.1%37.9%

Price Volatility Vs. Market

How volatile is Sevier County Bancshares's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Sevier County Bancshares undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether Sevier County Bancshares is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Sevier County Bancshares has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of SVRH’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Sevier County Bancshares regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Sevier County Bancshares expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.8%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Sevier County Bancshares has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of SVRH’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Sevier County Bancshares's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Sevier County Bancshares performed over the past 5 years?

0.2%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Sevier County Bancshares has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Sevier County Bancshares's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Sevier County Bancshares's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Sevier County Bancshares has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of SVRH’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Sevier County Bancshares's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Sevier County Bancshares's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Sevier County Bancshares's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Sevier County Bancshares's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Sevier County Bancshares has not reported any payouts.

Unable to verify if Sevier County Bancshares's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Sevier County Bancshares has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Sevier County Bancshares's salary, the management and board of directors tenure and is there insider trading?

2.4yrs

Average board tenure


CEO

Bobby Stoffle 0

0.8yrs

Tenure

0

Mr. Bobby Ray Stoffle has been Chief Executive Officer, President and Director of Sevier County Bank and its holding company Sevier County Bancshares, Inc. since July 2018. He was Acting President and Chie ...


Board Age and Tenure

2.4yrs

Average Tenure

The average tenure for the Sevier County Bancshares board of directors is less than 3 years, this suggests a new board.


Insider Trading

No 3 month insider trading information.


Ownership Breakdown


Management Team

  • Bobby Stoffle

    CEO, President & Director

    • Tenure: 0.8yrs

Board Members

  • Wynne Baker

    Director

    • Tenure: 1.8yrs
  • James Temple (61yo)

    Chairman of the Board

    • Tenure: 7.1yrs
  • Conley Murrell

    Director

    • Tenure: 0.0yrs
  • Bobby Stoffle

    CEO, President & Director

    • Tenure: 0.8yrs
  • Kkin Fairbank-Biggs

    Director

    • Tenure: 6.5yrs
  • Lyle Overbay

    Director

    • Tenure: 0.0yrs
  • Maria Roditis

    Director

    • Tenure: 0.0yrs
  • Joe Summitt

    Director

    • Tenure: 0.0yrs
  • Gary Wade

    Director

    • Tenure: 3.0yrs
  • Hope Lundt

    Director

    • Tenure: 1.0yrs

Company Information

Sevier County Bancshares, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Sevier County Bancshares, Inc.
  • Ticker: SVRH
  • Exchange: OTCPK
  • Founded: 1984
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$0
  • Shares outstanding: 0
  • Website: https://www.bankscb.com

Location

  • Sevier County Bancshares, Inc.
  • 111 East Main Street
  • Sevierville
  • Tennessee
  • 37862
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
SVRHOTCPK (Pink Sheets LLC)YesCOMUSUSDAug 2014

Biography

Sevier County Bancshares, Inc., a bank holding company for Sevier County Bank, provides personal and business banking products and services for local communities and businesses in Tennessee. Its business b ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/05/29 00:39
End of Day Share Price2019/02/28 00:00
EarningsN/A
Annual EarningsN/A


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.