OTCPK:SNLS

Stock Analysis Report

San Luis Trust Bank FSB

Executive Summary

San Luis Trust Bank FSB offers various financial products and services to businesses and individuals in California.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Share Price & News

How has San Luis Trust Bank FSB's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

150.0%

SNLS

2.9%

US Banks

0.07%

US Market


1 Year Return

n/a

SNLS

8.6%

US Banks

8.9%

US Market

Return vs Industry: Insufficient data to determine how SNLS performed against the US Banks industry.

Return vs Market: Insufficient data to determine how SNLS performed against the US Market.


Shareholder returns

SNLSIndustryMarket
7 Day150.0%2.9%0.07%
30 Day150.0%3.4%-0.3%
90 Dayn/a2.1%-1.6%
1 Yearn/a11.8%8.6%11.3%8.9%
3 Year0%0%54.8%44.1%46.3%36.8%
5 Year-28.6%-28.6%70.2%51.6%62.1%44.3%

Price Volatility Vs. Market

How volatile is San Luis Trust Bank FSB's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is San Luis Trust Bank FSB undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether San Luis Trust Bank FSB is trading at an attractive price based on the cash flow it is expected to produce in the future. But as San Luis Trust Bank FSB has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of SNLS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through San Luis Trust Bank FSB regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is San Luis Trust Bank FSB forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

0.6%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as San Luis Trust Bank FSB has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of SNLS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access San Luis Trust Bank FSB's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has San Luis Trust Bank FSB performed over the past 5 years?

15.7%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, San Luis Trust Bank FSB has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is San Luis Trust Bank FSB's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse San Luis Trust Bank FSB's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. San Luis Trust Bank FSB has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of SNLS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when San Luis Trust Bank FSB's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is San Luis Trust Bank FSB's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

company0%marketbottom25%1.4%markettop25%3.7%industryaverage2.9%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate SNLS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate SNLS's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if SNLS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if SNLS's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: SNLS is not paying a notable dividend for the US market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of SNLS's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of San Luis Trust Bank FSB's salary, the management and board of directors tenure and is there insider trading?


CEO

San Luis Trust Bank FSB has no CEO, or we have no data on them.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Management Team


    Board Members

      Company Information

      San Luis Trust Bank FSB's company bio, employee growth, exchange listings and data sources


      Key Information

      • Name: San Luis Trust Bank FSB
      • Ticker: SNLS
      • Exchange: OTCPK
      • Founded: 1999
      • Industry: Regional Banks
      • Sector: Banks
      • Market Cap: US$9.135m
      • Shares outstanding: 1.83b
      • Website: https://null

      Location

      • San Luis Trust Bank FSB
      • 1001 Marsh Street
      • San Luis Obispo
      • California
      • 93401
      • United States

      Listings

      TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
      SNLSOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJan 2001

      Biography

      San Luis Trust Bank FSB offers various financial products and services to businesses and individuals in California. Its deposit products include checking accounts, savings accounts, and certificates of dep ...


      Company Analysis and Financial Data Status

      All financial data provided by Standard & Poor's Capital IQ.
      DataLast Updated (UTC time)
      Company Analysis2019/10/22 23:39
      End of Day Share Price2019/10/18 00:00
      Earnings2010/06/30
      Annual Earnings2009/12/31


      Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.