PSM Holdings, Inc. originates mortgage loans in the United States.
Weak fundamentals or lack of information.
Share Price & News
How has PSM Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
7 Day Return
1 Year Return
Share holder returns
Price Volatility Vs. Market
How volatile is PSM Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is PSM Holdings undervalued based on future cash flows and its price relative to the stock market?
Intrinsic Value Based on Future Cash Flows
Undervalued: Insufficient data to calculate PSMH's fair value to establish if it is undervalued.
Significantly Undervalued: Insufficient data to calculate PSMH's fair value to establish if it is undervalued.
Price Based on Earnings
PE vs Industry: Insufficient data to calculate PSMH's PE Ratio to determine if it is good value compared to the Mortgage industry average.
PE vs Market: Insufficient data to calculate PSMH's PE Ratio to determine if it is good value compared to the US market.
Price Based on Expected Growth
Low PEG Ratio: Insufficient data to calculate PSMH's PEG Ratio to determine if it is good value.
Price Based on Value of Assets
PB vs Industry: Insufficient data to calculate PSMH's PB Ratio to determine if it is good value.
How is PSM Holdings expected to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Earnings vs Savings Rate: Insufficient data to determine if PSMH's forecast earnings growth is above the savings rate (2.7%).
Earnings vs Market: Insufficient data to determine if PSMH's earnings are forecast to grow faster than the US market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: Insufficient data to determine if PSMH's revenue is forecast to grow faster than the US market.
High Growth Revenue: Insufficient data to determine if PSMH's revenue is forecast to grow faster than 20% per year.
Earnings per Share Growth Estimates
Future Return on Equity
Information is not available.
How has PSM Holdings performed over the past 5 years?
Historical Banks annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if PSMH's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Insufficient data to compare PSMH's past year earnings growth to its 5-year average.
Earnings vs Industry: Insufficient data to determine if PSMH's earnings growth over the past year exceeded the Mortgage industry average.
Return on Equity
High ROE: PSMH has a negative Return on Equity (0%), as it is currently unprofitable.
Return on Assets
ROA vs Industry: Insufficient data to calculate PSMH's Return on Assets to determine if it is higher than the Mortgage industry average last year.
Return on Capital Employed
ROCE Improving: Insufficient data to calculate PSMH's Return on Capital Employed to determine if it has improved over the past 3 years.
How is PSM Holdings's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Information is not available.
Information is not available.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Insufficient data to determine if PSMH has enough cash runway based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if PSMH has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
Financial Institutions Analysis
Asset Level: Insufficient data to determine if PSMH's level of assets compared to its equity is low
Allowance for Bad Loans: Insufficient data to determine if PSMH has a sufficient allowance for bad loans.
Low Risk Liabilities: PSMH reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if PSMH has an acceptable proportion of non-loan assets held.
Low Risk Deposits: PSMH has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if PSMH has an appropriate level of bad loans.
What is PSM Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Current dividend yield vs market & industry
Dividend Yield and Payments Analysis
Notable Dividend: Unable to evaluate PSMH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate PSMH's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stable Dividend: Insufficient data to determine if PSMH's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if PSMH's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of PSMH's dividend in 3 years as they are not forecast to pay a notable one for the US market.
What is the CEO of PSM Holdings's salary, the management and board of directors tenure and is there insider trading?
Average board tenure
Tricia Bailey 0
Ms. Tricia M. Bailey is the President of BrooksAmerica Mortgage Corporation(BAMC) and a key component of BAMC's dynamic and progressive Executive Management team. Ms. Bailey serves as President, Chief Exec ...
Board Age and Tenure
Experienced Board: PSMH's board of directors are considered experienced (6.5 years average tenure).
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
- Tenure: 1.9yrs
Crystal Chavez (46yo)
Board Secretary and Vice President of Primesource Mortgage
- Tenure: 6.3yrs
- Compensation: US$209.57k
Executive Vice President
- Tenure: 0yrs
Michael Margolies (61yo)
- Tenure: 6.5yrs
- Compensation: US$72.67k
- Tenure: 1.9yrs
Jim Miller (68yo)
- Tenure: 8.4yrs
PSM Holdings, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: PSM Holdings, Inc.
- Ticker: PSMH
- Exchange: OTCPK
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: US$44.000
- Shares outstanding: 44.10m
- Website: https://www.psmholdings.com
Number of Employees
- PSM Holdings, Inc.
- 40750 Symphony Park Lane
- Suite 102
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|PSMH||OTCPK (Pink Sheets LLC)||Yes||Common Stock||US||USD||Oct 2005|
PSM Holdings, Inc. originates mortgage loans in the United States. It funds its mortgage loans either directly off its warehouse lines of credit or through brokering transactions to other third parties. Th ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2019/08/24 00:06|
|End of Day Share Price||2019/08/05 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.