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PMI Group

OTCPK:PMIR
Snowflake Description

Weak fundamentals or lack of information.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
PMIR
OTCPK
$138M
Market Cap
  1. Home
  2. US
  3. Banks
Company description

The PMI Group, Inc., through its subsidiary, PMI Mortgage Insurance Co., provides residential mortgage insurance products to mortgage lenders and investors in the United States. The last earnings update was 2906 days ago. More info.


Add to Portfolio Compare Print
  • PMI Group has significant price volatility in the past 3 months.
PMIR Share Price and Events
7 Day Returns
0%
OTCPK:PMIR
-1.1%
US Mortgage
-0.3%
US Market
1 Year Returns
-
OTCPK:PMIR
0.6%
US Mortgage
3.4%
US Market
PMIR Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
PMI Group (PMIR) 0% 0% - - - -90.9%
US Mortgage -1.1% 0.8% 0.9% 0.6% 32.3% 42.9%
US Market -0.3% 2.9% 2.1% 3.4% 36.2% 41.3%
1 Year Return vs Industry and Market
  • No trading data on PMIR.
  • No trading data on PMIR.
Price Volatility
Industry
5yr Volatility vs Market
Related Companies

Sorry, no analysis for PMI Group's competitors could be found in our database.

Value

 Is PMI Group undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.

In this section, we usually try to help investors determine whether PMI Group is trading at an attractive price based on the cash flow it is expected to produce in the future. But as PMI Group has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis. You can see them here.

Show me the analysis anyway

INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for PMI Group. This is due to cash flow or dividend data being unavailable. The share price is $0.7.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for PMI Group's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are PMI Group's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
OTCPK:PMIR PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2011-06-30) in USD Not available
OTCPK:PMIR Share Price ** OTCPK (2019-06-07) in USD $0.7
United States of America Mortgage Industry PE Ratio Median Figure of 129 Publicly-Listed Mortgage Companies 14.33x
United States of America Market PE Ratio Median Figure of 3,083 Publicly-Listed Companies 17.88x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of PMI Group.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to compare the PE ratio to the industry average as no data exists.
  • Unable to calculate PE ratio for PMI Group, we can't compare the value of its earnings to the United States of America market.
Price based on expected Growth
Does PMI Group's expected growth come at a high price?
Raw Data
OTCPK:PMIR PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 0x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
United States of America Mortgage Industry PEG Ratio Median Figure of 50 Publicly-Listed Mortgage Companies 1.23x
United States of America Market PEG Ratio Median Figure of 2,124 Publicly-Listed Companies 1.57x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for PMI Group, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on PMI Group's assets?
Raw Data
OTCPK:PMIR PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2011-06-30) in USD Not available
OTCPK:PMIR Share Price * OTCPK (2019-06-07) in USD $0.7
United States of America Mortgage Industry PB Ratio Median Figure of 145 Publicly-Listed Mortgage Companies 1.13x
United States of America Market PB Ratio Median Figure of 5,245 Publicly-Listed Companies 1.8x

* Primary Listing of PMI Group.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to compare the PB ratio to the industry average as no data exists.
X
Value checks
We assess PMI Group's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Mortgage industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Mortgage industry average (and greater than 0)? (1 check)
  5. PMI Group has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is PMI Group expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as PMI Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
10.7%
Expected Mortgage industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is PMI Group expected to grow at an attractive rate?
  • Unable to compare PMI Group's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare PMI Group's earnings growth to the United States of America market average as no estimate data is available.
  • Unable to compare PMI Group's revenue growth to the United States of America market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
OTCPK:PMIR Future Growth Rates Data Sources
Data Point Source Value (per year)
United States of America Mortgage Industry Earnings Growth Rate Market Cap Weighted Average 10.7%
United States of America Mortgage Industry Revenue Growth Rate Market Cap Weighted Average 4.5%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14.1%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.4%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
OTCPK:PMIR Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (8 years ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
OTCPK:PMIR Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2011-06-30 754 -512 -878

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if PMI Group is high growth as no earnings estimate data is available.
  • Unable to determine if PMI Group is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
OTCPK:PMIR Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (8 years ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from PMI Group Company Filings, last reported 8 years ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:PMIR Past Financials Data
Date (Data in USD Millions) EPS *
2011-06-30 -5.43

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if PMI Group will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. PMI Group's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Banks companies here
  2. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access PMI Group's filings and announcements here.
  3. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess PMI Group's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
PMI Group has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has PMI Group performed over the past 5 years?

In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, PMI Group has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data. You can see them here.

Show me the analysis anyway

  • PMI Group's last earnings update was 2906 days ago.
The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare PMI Group's growth in the last year to its industry (Mortgage).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Insufficient past earnings data to establish if PMI Group's year on year earnings growth rate was positive over the past 5 years.
  • Unable to compare PMI Group's 1-year growth to the 5-year average as past earnings data has not been reported.
  • Unable to compare PMI Group's 1-year growth to the US Mortgage industry average as past earnings data has not been reported.
Earnings and Revenue History
PMI Group's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from PMI Group Company Filings, last reported 8 years ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:PMIR Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2011-06-30 754.49 -877.59 3.30

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Unable to establish if PMI Group has efficiently used shareholders’ funds last year as no Return on Equity data is available.
  • Unable to establish if PMI Group has efficiently used its assets last year compared to the US Mortgage industry average (Return on Assets) as past financial data has not been reported.
  • Unable to establish if PMI Group improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.

Next steps:

  1. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access PMI Group's filings and announcements here.
  2. Past financial records are usually unavailable for companies that have just been established or recently publicly listed, which makes them inherently riskier. Take a look at a list of well-established companies here.
  3. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Past performance checks
We assess PMI Group's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Mortgage industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
PMI Group has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is PMI Group's financial position? (This company is analysed differently as a bank or financial institution)

In this section we usually analyse PMI Group's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. PMI Group has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information. You can see them here.

Show me the analysis anyway

This company is a bank or financial institution.

Fundamentally a bank's business is based upon borrowing and lending money, for this reason they typically have high levels of debt and we analyse them differently.
Net Worth
Balance sheet
This treemap shows a more detailed breakdown of PMI Group's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from PMI Group Company Filings, last reported 8 years ago.

OTCPK:PMIR Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2011-06-30 190.51 522.13 266.12
BANK ANALYSIS

This company is a bank or financial institution, which is analysed accordingly below.

Below we check the amount of loans the bank has, how many of those are bad, and its ability to cover any bad loans.
  • Unable to establish if PMI Group has an acceptable proportion of non-loan assets without balance sheet data.
  • Unable to establish if PMI Group's liabilities are primarily made up of low risk funding sources without deposits or liabilities data.
  • PMI Group reports no customer deposits, loans are made up entirely of borrowed funds.
  • Unable to establish if PMI Group's level of assets compared to its equity is high without balance sheet data.
  • Unable to establish if PMI Group has a sufficient allowance for bad loans without relevant financial data.
  • Unable to establish if PMI Group has an acceptable level of bad loans without bad loans data.

Next steps:

  1. Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  2. Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when PMI Group's financial data was last updated here.
  3. Companies with strong financial health are considered a less risky investment. Discover these stocks here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Financial health checks
We assess PMI Group's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. PMI Group has a total score of 0/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is PMI Group's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from PMI Group dividends.
If you bought $2,000 of PMI Group shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate PMI Group's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate PMI Group's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
OTCPK:PMIR Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
United States of America Mortgage Industry Average Dividend Yield Market Cap Weighted Average of 95 Stocks 3.1%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2017 Stocks 2.4%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.8%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as PMI Group has not reported any payouts.
  • Unable to verify if PMI Group's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of PMI Group's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as PMI Group has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess PMI Group's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can PMI Group afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. PMI Group has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of PMI Group's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
  • PMI Group has no CEO, or we have no data on them.
Management Team

Steve Smith

TITLE
Executive Chairman
COMPENSATION
$6M
AGE
69
Board of Directors Tenure

Average tenure and age of the PMI Group board of directors in years:

17.5
Average Tenure
74
Average Age
  • The average tenure for the PMI Group board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Board of Directors

Lou Lower

TITLE
Director
COMPENSATION
$163K
AGE
74
TENURE
18.2 yrs

Carmine Guerro

TITLE
Director
COMPENSATION
$164K
AGE
77
TENURE
16.9 yrs

John Roach

TITLE
Director
COMPENSATION
$145K
AGE
76
TENURE
22.2 yrs

Jose Villarreal

TITLE
Director
COMPENSATION
$131K
AGE
65
TENURE
14.2 yrs

Mary Widener

TITLE
Director
COMPENSATION
$139K
AGE
80
TENURE
24.5 yrs

Raymond Ocampo

TITLE
Director
COMPENSATION
$137K
AGE
65
TENURE
20.2 yrs

Tim Eller

TITLE
Director
COMPENSATION
$109K
AGE
70
TENURE
8.7 yrs

Lynn Odland

TITLE
Independent Director of PMI Holdings (Aust) Pty Ltd
TENURE
14.1 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
X
Management checks
We assess PMI Group's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. PMI Group has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Company Info

Description

The PMI Group, Inc., through its subsidiary, PMI Mortgage Insurance Co., provides residential mortgage insurance products to mortgage lenders and investors in the United States. The company offers various mortgage insurance products to meet the capital and credit risk mitigation needs of mortgage lenders and investors that protect them in the event of borrower default by reducing or eliminating the resulting credit loss to the insured institution. Its products include primary mortgage insurance that provides the insured with mortgage default protection on individual loans at specified coverage percentages; and modified pool insurance products primarily to the GSEs for regulatory capital relief or the reduction of mortgage default risk. The company, through its joint venture, CMG Mortgage Insurance Company, also provides mortgage insurance for loans originated by credit unions. Its customers include mortgage lenders, depository institutions, commercial banks, and investors, including the GSEs. The company markets its products directly through its sales force. The PMI Group, Inc. was founded in 1972 and is based in Walnut Creek, California.

Details
Name: The PMI Group, Inc.
PMIR
Exchange: OTCPK
Founded: 1972
$137,955,300
197,079,000
Website: http://www.pmi-us.com
Address: The PMI Group, Inc.
3003 Oak Road,
Walnut Creek,
California, 94597,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
OTCPK PMIR New Common Stock Pink Sheets LLC US USD 31. Oct 2013
Number of employees
Current staff
Staff numbers
0
PMI Group employees.
Industry
Thrifts and Mortgage Finance
Banks
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/07/19 00:47
End of day share price update: 2019/06/07 00:00
Last earnings filing: 2011/08/04
Last earnings reported: 2011/06/30
Last annual earnings reported: 2010/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.