OTCPK:PLBN

Stock Analysis Report

Executive Summary

Pilot Bancshares, Inc. operates as the bank holding company for Pilot Bank that provides retail, commercial, and investment services to individuals, businesses, and institutions in the greater Tampa Bay and Lakeland, Florida areas.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Risks

  • No data on Pilot Bancshares's last earnings update.
  • Pilot Bancshares is not covered by any analysts.
  • No market cap data available for Pilot Bancshares.

Share Price & News

How has Pilot Bancshares's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-2.3%

OTCPK:PLBN

-2.6%

US Banks

-1.0%

US Market


1 Year Return

-10.7%

OTCPK:PLBN

-14.2%

US Banks

-0.4%

US Market

PLBN outperformed the Banks industry which returned -14.2% over the past year.

PLBN underperformed the Market in United States of America which returned -0.4% over the past year.


Share holder returns

PLBNIndustryMarket
7 Day-2.3%-2.6%-1.0%
30 Day-2.0%-6.3%-3.3%
90 Day3.3%-3.5%0.8%
1 Year-10.7%-10.7%-11.8%-14.2%1.9%-0.4%
3 Year61.3%61.3%42.2%32.4%39.4%30.4%
5 Year35.2%35.2%53.3%36.7%54.2%37.1%

Price Volatility Vs. Market

How volatile is Pilot Bancshares's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Pilot Bancshares undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether Pilot Bancshares is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Pilot Bancshares has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Pilot Bancshares regulatory filings here.
  • Explore potentially undervalued companies in the banks industry.

Future Growth

How is Pilot Bancshares expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.5%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Pilot Bancshares has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Pilot Bancshares performed over the past 5 years?

15.4%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Pilot Bancshares has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Pilot Bancshares's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Pilot Bancshares's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Pilot Bancshares has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

Dividend

What is Pilot Bancshares's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Pilot Bancshares's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Pilot Bancshares's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Pilot Bancshares has not reported any payouts.

Unable to verify if Pilot Bancshares's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Pilot Bancshares has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Pilot Bancshares's salary, the management and board of directors tenure and is there insider trading?

15.8yrs

Average board tenure


CEO

Roy Hellwege (60yo)

Roy N. Hellwege served as Executive Vice President and Director of Banking Operations at Bank of Florida Corporation (the "Corporation") since December 2007 until June 1, 2010. Mr. Hellwege joined Corporat ...


Board Age and Tenure

15.8yrs

Average Tenure

65.5yo

Average Age

The average tenure for the Pilot Bancshares board of directors is over 10 years, this suggests they are a seasoned and experienced board.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Rita Lowman (66yo)

    President of Pilot Bank

  • Roy Hellwege (60yo)

    President

  • Shawn Hannan

    Senior VP & COO


Board Members

  • Seth Brown

    Director

    • Tenure: 2.6yrs
  • Robert Lewis (58yo)

    Director

    • Tenure: 13.9yrs
  • Bob Johnston (71yo)

    Director

  • Roy Hellwege (60yo)

    President

  • Ignacio Ferras

    Director

  • Alan Harvill (56yo)

    Director

    • Tenure: 17.6yrs
  • George Southworth

    Director

  • Timothy Smith

    Director

    • Tenure: 5.6yrs
  • William DeWeese (77yo)

    Director

    • Tenure: 24.6yrs
  • Ann Ross (86yo)

    Secretary

    • Tenure: 24.6yrs

Company Information

Pilot Bancshares, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Pilot Bancshares, Inc.
  • Ticker: PLBN
  • Exchange: OTCPK
  • Founded: 1987
  • Industry: regional banks
  • Sector: banks
  • Market Cap: US$0
  • Shares outstanding: 0
  • Website: Click here

Location

  • Pilot Bancshares, Inc.
  • 12471 West Linebaugh Avenue
  • Tampa
  • Florida
  • 33626
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
PLBNOTCPK (Pink Sheets LLC)YesCommon StockUSUSDMay 1998

Biography

Pilot Bancshares, Inc. operates as the bank holding company for Pilot Bank that provides retail, commercial, and investment services to individuals, businesses, and institutions in the greater Tampa Bay an ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/17 23:41
End of Day Share Price2019/08/16 00:00
EarningsN/A
Annual EarningsN/A


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.