OTCPK:PFHD

Stock Analysis Report

Professional Holding

Executive Summary

Professional Holding Corp. operates as a bank holding company for Professional Bank which provides personal and business banking products and services.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Share Price & News

How has Professional Holding's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0.6%

PFHD

1.4%

US Banks

1.0%

US Market


1 Year Return

4.3%

PFHD

0.2%

US Banks

6.7%

US Market

Return vs Industry: PFHD exceeded the US Banks industry which returned 0.2% over the past year.

Return vs Market: PFHD underperformed the US Market which returned 6.7% over the past year.


Share holder returns

PFHDIndustryMarket
7 Day0.6%1.4%1.0%
30 Day1.5%-2.6%-1.8%
90 Dayn/a0.8%-1.8%
1 Year4.3%4.3%3.1%0.2%9.1%6.7%
3 Yearn/a52.0%41.5%46.1%36.6%
5 Yearn/a69.7%51.2%66.9%48.6%

Price Volatility Vs. Market

How volatile is Professional Holding's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Professional Holding undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether Professional Holding is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Professional Holding has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of PFHD’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Professional Holding regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Professional Holding expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.3%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Professional Holding has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of PFHD’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Professional Holding's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Professional Holding performed over the past 5 years?

15.5%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Professional Holding has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Professional Holding's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Professional Holding's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Professional Holding has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of PFHD’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Professional Holding's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Professional Holding's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.5%markettop25%3.8%industryaverage2.5%forecastin3Yearsn/a

Current dividend yield vs market & industry


Dividend Yield and Payments Analysis

Notable Dividend: Unable to evaluate PFHD's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate PFHD's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if PFHD's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if PFHD's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of PFHD's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of Professional Holding's salary, the management and board of directors tenure and is there insider trading?


CEO

Dan Sheehan 0

5.8yrs

Tenure

0

Mr. Daniel R. Sheehan, also known as Dan, serves as Chief Executive Officer of Professional Bank since July 2019 and also serves as its Executive Chairman of the Board. Mr. Sheehan also serves as Chairman  ...


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Omar Ojeda

    SVP/SBA Director

    • Tenure: 0yrs
  • Larry Goldberg

    Assistant Secretary

    • Tenure: 0yrs
  • Mary Usategui

    Secretary

    • Tenure: 0yrs
  • Dan Sheehan

    Chairman & CEO

    • Tenure: 5.8yrs

Board Members

  • Herb Martens (66yo)

    Director

    • Tenure: 0yrs
  • Jon Gorney (68yo)

    Director

    • Tenure: 2.8yrs
  • Carlos Garcia Rodriguez (47yo)

    Director

    • Tenure: 0yrs
  • Abel Iglesias (56yo)

    Director

    • Tenure: 0yrs
  • Anton Shutz (55yo)

    Director

    • Tenure: 0yrs
  • Roland DiGasbarro

    Director

    • Tenure: 0yrs
  • Larry Schimmel

    Director

    • Tenure: 0yrs
  • Dan Sheehan

    Chairman & CEO

    • Tenure: 5.8yrs
  • Les Adler

    Director

    • Tenure: 0yrs

Company Information

Professional Holding Corp.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Professional Holding Corp.
  • Ticker: PFHD
  • Exchange: OTCPK
  • Founded: 2014
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$0
  • Shares outstanding: 0
  • Website: https://www.professionalbankfl.com

Location

  • Professional Holding Corp.
  • 396 Alhambra Circle
  • Suite 255
  • Coral Gables
  • Florida
  • 33134
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
PFHDOTCPK (Pink Sheets LLC)YesClass A SharesUSUSDApr 2015

Biography

Professional Holding Corp. operates as a bank holding company for Professional Bank which provides personal and business banking products and services. The company offers personal and business checking acc ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/14 03:20
End of Day Share Price2019/10/08 00:00
EarningsN/A
Annual EarningsN/A


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

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