OTCPK:PDRB

Stock Analysis Report

Executive Summary

Pandora Bancshares, Inc. operates as a bank holding company for The First National Bank of Pandora which offers personal and commercial banking services.

Snowflake

Fundamentals

Flawless balance sheet and fair value.

Share Price & News

How has Pandora Bancshares's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

PDRB

2.7%

US Banks

0.4%

US Market


1 Year Return

n/a

PDRB

2.7%

US Banks

6.9%

US Market


Shareholder returns

PDRBIndustryMarket
7 Day0%2.7%0.4%
30 Day0%0.7%-1.1%
90 Day0%3.0%-0.5%
1 Yearn/a5.7%2.7%9.3%6.9%
3 Yearn/a52.1%41.6%45.8%36.4%
5 Yearn/a69.2%50.7%62.9%45.1%

Price Volatility Vs. Market

How volatile is Pandora Bancshares's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Pandora Bancshares undervalued compared to its fair value and its price relative to the market?

11.71x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

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Price To Earnings Ratio

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Price to Earnings Growth Ratio

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Price to Book Ratio

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Next Steps

Future Growth

How is Pandora Bancshares forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

9.4%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

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Earnings per Share Growth Forecasts


Future Return on Equity

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Next Steps

Past Performance

How has Pandora Bancshares performed over the past 5 years?

12.8%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

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Return on Equity

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Return on Assets

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Return on Capital Employed

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Next Steps

Financial Health

How is Pandora Bancshares's financial position?


Financial Position Analysis

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Debt to Equity History and Analysis

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Balance Sheet

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Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Information is not available.

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Next Steps

Dividend

What is Pandora Bancshares's current dividend yield, its reliability and sustainability?

2.27%

Current Dividend Yield


Dividend Yield vs Market

company2.3%marketbottom25%1.4%markettop25%3.7%industryaverage3.0%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

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Current Payout to Shareholders

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Future Payout to Shareholders

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Next Steps

Management

What is the CEO of Pandora Bancshares's salary, the management and board of directors tenure and is there insider trading?

3.2yrs

Average management tenure


CEO

Todd Mason 0

12.1yrs

Tenure

0

Mr. Todd A. Mason serves as the Chief Executive Officer and President of The First National Bank of Pandora, a subsidiary of Pandora Bancshares, Inc. Mr. Mason has over 30 years of experience in the bankin ...


Management Age and Tenure

3.2yrs

Average Tenure

Information is not available.


Board Age and Tenure

7.1yrs

Average Tenure

Information is not available.


Insider Trading

Information is not available.


Ownership Breakdown


Management Team

  • Todd Mason

    President

    • Tenure: 12.1yrs
  • Larry Hoffman

    Executive VP & CFO of First National Bank

    • Tenure: 0yrs
  • Brendon Matthews

    Executive VP & Senior Lender of First National Bank of Pandora

    • Tenure: 3.2yrs
  • Chris Alexander

    Executive VP & Findlay City Executive - First National Bank

    • Tenure: 0yrs
  • Shari Schwab

    Assistant VP & Financial Officer of First National Bank

    • Tenure: 0yrs
  • Jen Vastano

    Senior VP

    • Tenure: 2.4yrs

Board Members

  • Jared Lehman

    Secretary & Director

    • Tenure: 8.1yrs
  • Todd Mason

    President

    • Tenure: 12.1yrs
  • John Arnold

    Vice Chairman of the Board

    • Tenure: 0yrs
  • J. Suter

    Chairman of the Board

    • Tenure: 0yrs
  • Randy Verhoff

    Director

    • Tenure: 6.1yrs
  • Scott Basinger

    Director

    • Tenure: 3.1yrs

Company Information

Pandora Bancshares, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information


Location

  • Pandora Bancshares, Inc.
  • 102 East Main Street
  • PO Box 329
  • Pandora
  • Ohio
  • 45877
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
PDRBOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJun 2003

Biography

Pandora Bancshares, Inc. operates as a bank holding company for The First National Bank of Pandora which offers personal and commercial banking services. It offers various deposit accounts, including check ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/02/05 23:47
End of Day Share Price2018/11/08 00:00
Earnings2018/09/30
Annual Earnings2017/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.