OTCPK:OHPB

Stock Analysis Report

Executive Summary

Ohana Pacific Bank provides personal and business banking products and services.


Snowflake Analysis

Weak fundamentals or lack of information.


Similar Companies

Share Price & News

How has Ohana Pacific Bank's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: OHPB has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

OHPB

2.9%

US Banks

5.3%

US Market


1 Year Return

-1.1%

OHPB

-27.8%

US Banks

-10.7%

US Market

Return vs Industry: OHPB exceeded the US Banks industry which returned -27.8% over the past year.

Return vs Market: OHPB exceeded the US Market which returned -10.7% over the past year.


Shareholder returns

OHPBIndustryMarket
7 Day0%2.9%5.3%
30 Day-9.1%-26.3%-13.6%
90 Dayn/a-39.3%-19.8%
1 Year-1.1%-1.1%-25.6%-27.8%-8.9%-10.7%
3 Year17.6%17.6%-17.1%-23.1%15.5%8.0%
5 Year23.0%23.0%10.9%-1.7%35.2%20.4%

Price Volatility Vs. Market

How volatile is Ohana Pacific Bank's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Ohana Pacific Bank undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether Ohana Pacific Bank is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Ohana Pacific Bank has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of OHPB’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Ohana Pacific Bank regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Ohana Pacific Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

-1.2%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Ohana Pacific Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of OHPB’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Ohana Pacific Bank's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Ohana Pacific Bank performed over the past 5 years?

16.3%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Ohana Pacific Bank has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Ohana Pacific Bank's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Ohana Pacific Bank's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Ohana Pacific Bank has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of OHPB’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Ohana Pacific Bank's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Ohana Pacific Bank's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate OHPB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate OHPB's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if OHPB's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if OHPB's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of OHPB's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

James Hong (64yo)

9.92s

Tenure

Mr. James Chungwoo Hong has been the Chief Executive Officer and President at Ohana Pacific Bank since July 2010. Mr. Hong served as the Chief Credit Officer of First Standard Bank since May 23, 2007 and a ...


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.


Top Shareholders

Company Information

Ohana Pacific Bank's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Ohana Pacific Bank
  • Ticker: OHPB
  • Exchange: OTCPK
  • Founded: 2006
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$0
  • Shares outstanding: 0
  • Website: https://www.ohanapacificbank.com

Location

  • Ohana Pacific Bank
  • 1357 Kapiolani Boulevard
  • Suite 102
  • Honolulu
  • Hawaii
  • 96814
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
OHPBOTCPK (Pink Sheets LLC)YesCOMUSUSDAug 2006

Biography

Ohana Pacific Bank provides personal and business banking products and services. It offers personal and business checking, savings, and money market accounts; certificate of deposit and individual retirement accounts; and installment savings accounts. The company also provides residential mortgage loans, secures loans and lines of credit, home equity lines of credit, SBA loans, commercial term loans and lines of credit, commercial real estate loans and lines of credit, construction loans, and professional loans and lines of credit. In addition, it offers remote deposit capture and online banking services. The company was founded in 2006 and is based in Honolulu, Hawaii. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/04/01 03:23
End of Day Share Price2020/03/18 00:00
EarningsN/A
Annual EarningsN/A


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.