MB Bancorp, Inc. operates as the holding company for Madison Bank of Maryland that provides various financial products and services in the United States.
Flawless balance sheet with solid track record.
Share Price & News
How has MB Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: MBCQ has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: MBCQ underperformed the US Mortgage industry which returned 0.6% over the past year.
Return vs Market: MBCQ underperformed the US Market which returned 8.1% over the past year.
Price Volatility Vs. Market
How volatile is MB Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is MB Bancorp undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate MBCQ's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate MBCQ's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: MBCQ is poor value based on its PE Ratio (14.1x) compared to the Mortgage industry average (13x).
PE vs Market: MBCQ is good value based on its PE Ratio (14.1x) compared to the US market (16.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate MBCQ's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: MBCQ is good value based on its PB Ratio (0.8x) compared to the US Mortgage industry average (1x).
How is MB Bancorp forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as MB Bancorp has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Check out MB Bancorp's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access MB Bancorp's filings and announcements here.
- Explore growth companies in the Banks industry.
How has MB Bancorp performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MBCQ has high quality earnings.
Growing Profit Margin: MBCQ's current net profit margins (44%) are higher than last year (9.9%).
Past Earnings Growth Analysis
Earnings Trend: MBCQ has become profitable over the past 5 years, growing earnings by 54.7% per year.
Accelerating Growth: MBCQ's earnings growth over the past year (382.6%) exceeds its 5-year average (54.7% per year).
Earnings vs Industry: MBCQ earnings growth over the past year (382.6%) exceeded the Mortgage industry 8.6%.
Return on Equity
High ROE: MBCQ's Return on Equity (6.1%) is considered low.
How is MB Bancorp's financial position?
Financial Position Analysis
Short Term Liabilities: MBCQ's short term assets ($10.3M) do not cover its short term liabilities ($95.4M).
Long Term Liabilities: MBCQ's short term assets ($10.3M) do not cover its long term liabilities ($18.1M).
Debt to Equity History and Analysis
Debt Level: MBCQ's debt to equity ratio (53.6%) is considered high.
Reducing Debt: MBCQ's debt to equity ratio has reduced from 95.5% to 53.6% over the past 5 years.
Debt Coverage: MBCQ's debt is not well covered by operating cash flow (4.4%).
Interest Coverage: Insufficient data to determine if MBCQ's interest payments on its debt are well covered by EBIT.
What is MB Bancorp's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate MBCQ's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate MBCQ's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if MBCQ's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if MBCQ's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of MBCQ's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Phil Phillips (63yo)
Mr. Phillip P. Phillips, also known as Phil, has been the Chief Executive Officer and President of MB Bancorp, Inc. and Madison Bank of Maryland since September 30, 2016. Mr. Phillips served as the Chief E ...
CEO Compensation Analysis
Compensation vs Market: Phil's total compensation ($USD284.09K) is below average for companies of similar size in the US market ($USD543.24K).
Compensation vs Earnings: Phil's compensation has been consistent with company performance over the past year.
|Independent Director||3.25yrs||US$22.51k||0.17% $48.2k|
|Independent Director||4.25yrs||US$21.76k||0.20% $58.8k|
|Independent Director||2yrs||US$18.53k||9.83% $2.8m|
|Independent Director||3.25yrs||US$22.31k||0.18% $51.0k|
|Independent Director||2yrs||US$19.26k||0.037% $10.6k|
|Director Emeritus||4.25yrs||US$8.20k||no data|
|Chairman of the Board||no data||US$24.00k||0.28% $81.8k|
|Independent Director||5.58yrs||US$22.81k||0.31% $90.2k|
|Independent Director||4.25yrs||US$22.01k||0.16% $46.3k|
Experienced Board: MBCQ's board of directors are considered experienced (3.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 3%.
MB Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: MB Bancorp, Inc.
- Ticker: MBCQ
- Exchange: OTCPK
- Founded: 1899
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: US$28.792m
- Shares outstanding: 1.84m
- Website: https://www.mbofmd.com
Number of Employees
- MB Bancorp, Inc.
- 1920 Rock Spring Road
- Forest Hill
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|MBCQ||OTCPK (Pink Sheets LLC)||Yes||Common Stock||US||USD||Dec 2014|
MB Bancorp, Inc. operates as the holding company for Madison Bank of Maryland that provides various financial products and services in the United States. The company offers deposits, including checking, NOW, money market, and statement savings accounts; and certificates of deposit. It also provides loans, including residential mortgage, non-residential real estate, construction and land, and consumer loans, as well as home equity lines of credit. The company also invests in various liquid assets, including U.S. Treasury obligations; securities of various government-sponsored agencies, and of state and municipal governments; mortgage-backed securities; and certificates of deposit of federally insured institutions. It operates through main office in Forest Hill; and two full-service branch offices located in Aberdeen and Perry Hall of Maryland. The company was founded in 1899 and is headquartered in Forest Hill, Maryland.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/03/03 01:37|
|End of Day Share Price||2020/02/28 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.