OTCPK:JDVB

Stock Analysis Report

Jeff Davis Bancshares

Executive Summary

Jeff Davis Bancshares, Inc. provides various banking products and services to individuals and businesses primarily in Southwest Louisiana.

Snowflake

Fundamentals

Excellent balance sheet established dividend payer.

Share Price & News

How has Jeff Davis Bancshares's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

JDVB

2.7%

US Banks

0.4%

US Market


1 Year Return

-1.0%

JDVB

2.7%

US Banks

6.9%

US Market

Return vs Industry: JDVB underperformed the US Banks industry which returned 2.7% over the past year.

Return vs Market: JDVB underperformed the US Market which returned 6.9% over the past year.


Shareholder returns

JDVBIndustryMarket
7 Day0%2.7%0.4%
30 Day-0.9%0.2%-1.2%
90 Dayn/a2.9%-0.4%
1 Year3.4%-1.0%5.7%2.7%9.3%6.9%
3 Year12.2%-0.9%52.1%41.6%45.8%36.4%
5 Year26.1%2.8%69.2%50.7%62.9%45.1%

Price Volatility Vs. Market

How volatile is Jeff Davis Bancshares's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Jeff Davis Bancshares undervalued compared to its fair value and its price relative to the market?

9.03x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Undervalued: JDVB ($54.51) is trading above our estimate of fair value ($51.7)

Significantly Undervalued: JDVB is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: JDVB is good value based on its PE Ratio (9x) compared to the Banks industry average (12.6x).

PE vs Market: JDVB is good value based on its PE Ratio (9x) compared to the US market (17.6x).


Price to Earnings Growth Ratio

Low PEG Ratio: Insufficient data to calculate JDVB's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: JDVB is good value based on its PB Ratio (1x) compared to the US Banks industry average (1.2x).


Next Steps

Future Growth

How is Jeff Davis Bancshares forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.0%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: JDVB's forecast earnings growth (1% per year) is below the savings rate (2.7%).

Earnings vs Market: JDVB's earnings (1% per year) are forecast to grow slower than the US market (14.5% per year).

High Growth Earnings: JDVB's earnings are forecast to grow, but not significantly.

Revenue vs Market: Insufficient data to determine if JDVB's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if JDVB's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

High Future ROE: Insufficient data to determine if JDVB's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has Jeff Davis Bancshares performed over the past 5 years?

4.8%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: JDVB's earnings have grown by 4.8% per year over the past 5 years.

Accelerating Growth: JDVB's earnings growth over the past year (51.1%) exceeds its 5-year average (4.8% per year).

Earnings vs Industry: JDVB earnings growth over the past year (51.1%) exceeded the Banks industry 29.6%.


Return on Equity

High ROE: JDVB's Return on Equity (11.6%) is considered low.


Return on Assets

ROA vs Industry: JDVB has a higher Return on Assets than the Banks industry average last year.


Return on Capital Employed

ROCE Improving: Insufficient data to calculate JDVB's Return on Capital Employed to determine if it has improved over the past 3 years.


Next Steps

Financial Health

How is Jeff Davis Bancshares's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: JDVB has a low level of unsold assets or inventory.

Debt Coverage by Assets: JDVB's debt is covered by short term assets (assets are 2.056910x debt).


Financial Institutions Analysis

Asset Level: JDVB's level of assets compared to its equity is moderate.

Allowance for Bad Loans: JDVB has a low allowance for bad loans.

Low Risk Liabilities: JDVB's liabilities are made up of primarily low risk sources of funding.

Loan Level: JDVB has an acceptable proportion of non-loan assets held.

Low Risk Deposits: JDVB's loans are broadly funded by customer deposits.

Level of Bad Loans: JDVB has an appropriate level of bad loans (1.21%)


Next Steps

Dividend

What is Jeff Davis Bancshares's current dividend yield, its reliability and sustainability?

4.33%

Current Dividend Yield


Dividend Yield vs Market

company4.3%marketbottom25%1.4%markettop25%3.7%industryaverage3.0%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: JDVB's dividend (4.33%) is higher than the bottom 25% of dividend payers in the US market (1.45%).

High Dividend: JDVB's dividend (4.33%) is in the top 25% of dividend payers in the US market (3.73%)

Stable Dividend: JDVB's dividends per share have been stable in the past 10 years.

Growing Dividend: JDVB's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonably low payout ratio (37.1%), JDVB's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

What is the CEO of Jeff Davis Bancshares's salary, the management and board of directors tenure and is there insider trading?

20.3yrs

Average board tenure


CEO

Jeff Davis Bancshares has no CEO, or we have no data on them.


Board Age and Tenure

20.3yrs

Average Tenure

Experienced Board: JDVB's board of directors are seasoned and experienced ( 20.3 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Management Team

  • Paul Brummett

    Executive VP & CFO

    • Tenure: 0yrs
  • Dan Donald

    Chairman of the Board

    • Tenure: 8.8yrs
  • Carly Leonards

    Senior EVP & Chief Banking Officer

    • Tenure: 0yrs
  • Elizabeth Parker

    Senior VP & Chief Administrative Officer

    • Tenure: 0yrs
  • Ramona Louviere Schexnider

    Executive VP & Chief Risk Officer

    • Tenure: 0yrs
  • Bavo Gall

    Executive VP & Chief Information Officer

    • Tenure: 0yrs
  • Dorene Gothreaux

    Executive VP & COO

    • Tenure: 0yrs
  • Ann Barilleaux

    VP & Marketing Director

    • Tenure: 0yrs
  • George Shafer

    Senior VP

    • Tenure: 0yrs
  • Sara Huval

    Senior VP & HR Director

    • Tenure: 0yrs

Board Members

  • Andrew Cormier

    Director

    • Tenure: 28.8yrs
  • G. Bailey

    Director

    • Tenure: 28.8yrs
  • Clarence Berken

    Director

    • Tenure: 19.8yrs
  • Dan Donald

    Chairman of the Board

    • Tenure: 8.8yrs
  • David Donald

    Vice Chairman of the Board

    • Tenure: 8.8yrs
  • Ray Hines

    Director

    • Tenure: 23.8yrs
  • Sara Roberts

    Secretary & Director

    • Tenure: 19.8yrs
  • Victor Stelly

    Director

    • Tenure: 20.8yrs
  • Terry Terrebonne

    Director

    • Tenure: 29.8yrs
  • Milton Crochet

    Director

    • Tenure: 10.8yrs

Company Information

Jeff Davis Bancshares, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Jeff Davis Bancshares, Inc.
  • Ticker: JDVB
  • Exchange: OTCPK
  • Founded: 1946
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$84.990m
  • Shares outstanding: 1.56m
  • Website: https://jdbank.com

Location

  • Jeff Davis Bancshares, Inc.
  • 507 North Main Street
  • Jennings
  • Louisiana
  • 70546
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
JDVBOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJul 2003

Biography

Jeff Davis Bancshares, Inc. provides various banking products and services to individuals and businesses primarily in Southwest Louisiana. The company offers checking, demand, savings, individual retiremen ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/19 23:47
End of Day Share Price2019/09/20 00:00
Earnings2018/12/31
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.