OTCPK:HBTC

Stock Analysis Report

Harbourton Capital Group

Executive Summary

Harbourton Capital Group, Inc., through its subsidiaries, Harbourton Financial Corporation (HFC) and Harbourton Mortgage Investment Corporation (HMIC), provides financial services in the United States.

Snowflake

Fundamentals

Weak fundamentals or lack of information.


Similar Companies

Share Price & News

How has Harbourton Capital Group's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

HBTC

2.6%

US Mortgage

1.0%

US Market


1 Year Return

n/a

HBTC

18.4%

US Mortgage

8.0%

US Market

Return vs Industry: Insufficient data to determine how HBTC performed against the US Mortgage industry.

Return vs Market: Insufficient data to determine how HBTC performed against the US Market.


Shareholder returns

HBTCIndustryMarket
7 Day0%2.6%1.0%
30 Day0%2.0%-0.07%
90 Dayn/a4.5%-1.0%
1 Yearn/a20.9%18.4%10.4%8.0%
3 Yearn/a42.3%32.6%46.2%36.7%
5 Year1718.2%1718.2%74.3%55.5%64.3%46.2%

Price Volatility Vs. Market

How volatile is Harbourton Capital Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Harbourton Capital Group undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether Harbourton Capital Group is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Harbourton Capital Group has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of HBTC’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Harbourton Capital Group regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Harbourton Capital Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

10.3%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Harbourton Capital Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of HBTC’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Harbourton Capital Group's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Harbourton Capital Group performed over the past 5 years?

15.0%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Harbourton Capital Group has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Harbourton Capital Group's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Harbourton Capital Group's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Harbourton Capital Group has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of HBTC’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Harbourton Capital Group's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Harbourton Capital Group's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.4%markettop25%3.7%industryaverage2.7%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate HBTC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate HBTC's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if HBTC's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if HBTC's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of HBTC's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of Harbourton Capital Group's salary, the management and board of directors tenure and is there insider trading?

19.8yrs

Average board tenure


CEO

J. McLendon (69yo)

18.9yrs

Tenure

US$425,675

Compensation

Mr. J. Kenneth McLendon has been the Chief Executive Officer at Harbourton Capital Group Inc. since November 2000 and served as its President. Mr. McLendon also served as President, Chief Executive Officer ...


Board Age and Tenure

19.8yrs

Average Tenure

69yo

Average Age

Experienced Board: HBTC's board of directors are seasoned and experienced ( 19.8 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Management Team

  • J. McLendon (69yo)

    Chief Executive Officer and Director

    • Tenure: 18.9yrs
    • Compensation: US$425.68k
  • James Cluett (72yo)

    Senior Vice President

    • Tenure: 0yrs
    • Compensation: US$243.13k
  • Casey Sylla

    President

    • Tenure: 0yrs
  • Thomas Ahto

    General Counsel

    • Tenure: 0yrs

Board Members

  • David Campbell (72yo)

    Chairman of the Board

    • Tenure: 21.8yrs
    • Compensation: US$173.38k
  • William Savage (86yo)

    Director

    • Tenure: 23.8yrs
  • Tim Ewing (59yo)

    Director

    • Tenure: 19.8yrs
  • Geoffrey Baker (69yo)

    Director

    • Tenure: 18.8yrs
  • J. McLendon (69yo)

    Chief Executive Officer and Director

    • Tenure: 18.9yrs
    • Compensation: US$425.68k

Company Information

Harbourton Capital Group, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Harbourton Capital Group, Inc.
  • Ticker: HBTC
  • Exchange: OTCPK
  • Founded: 1982
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Market Cap: US$101.220k
  • Shares outstanding: 5.06m
  • Website: https://null

Location

  • Harbourton Capital Group, Inc.
  • 8180 Greensboro Drive
  • Suite 300
  • McLean
  • Virginia
  • 22206
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
HBTCOTCPK (Pink Sheets LLC)YesCommon StockUSUSDDec 2000

Biography

Harbourton Capital Group, Inc., through its subsidiaries, Harbourton Financial Corporation (HFC) and Harbourton Mortgage Investment Corporation (HMIC), provides financial services in the United States. HFC ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/21 23:46
End of Day Share Price2019/08/29 00:00
Earnings2006/06/30
Annual Earnings2005/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.