OTCPK:GPFO.Y

Stock Analysis Report

Grupo Financiero Inbursa. de

Executive Summary

Grupo Financiero Inbursa, S.A.B. de C.V. provides various financial products and services to individuals and businesses in Mexico.

Snowflake

Fundamentals

Undervalued established dividend payer.


Similar Companies

Share Price & News

How has Grupo Financiero Inbursa. de's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

GPFO.Y

1.4%

US Banks

1.0%

US Market


1 Year Return

n/a

GPFO.Y

0.2%

US Banks

6.7%

US Market

Return vs Industry: Insufficient data to determine how GPFO.Y performed against the US Banks industry.

Return vs Market: Insufficient data to determine how GPFO.Y performed against the US Market.


Shareholder returns

GPFO.YIndustryMarket
7 Day0%1.4%1.0%
30 Day-10.5%-2.6%-1.8%
90 Day-10.5%0.8%-1.8%
1 Yearn/a3.1%0.2%9.1%6.7%
3 Year-15.0%-22.0%52.0%41.5%46.1%36.6%
5 Year-49.9%-55.0%69.7%51.2%66.9%48.6%

Price Volatility Vs. Market

How volatile is Grupo Financiero Inbursa. de's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Grupo Financiero Inbursa. de undervalued compared to its fair value and its price relative to the market?

18.3%

Undervalued compared to fair value


Share Price vs. Fair Value

Undervalued: GPFO.Y ($6.36) is trading below our estimate of fair value ($7.79)

Significantly Undervalued: GPFO.Y is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: GPFO.Y is good value based on its PE Ratio (11.6x) compared to the Banks industry average (12.5x).

PE vs Market: GPFO.Y is good value based on its PE Ratio (11.6x) compared to the US market (17.5x).


Price to Earnings Growth Ratio

Low PEG Ratio: GPFO.Y is good value based on its PEG Ratio (0.9x)


Price to Book Ratio

PB vs Industry: GPFO.Y is good value based on its PB Ratio (1.2x) compared to the US Banks industry average (1.2x).


Next Steps

Future Growth

How is Grupo Financiero Inbursa. de forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?

12.9%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: GPFO.Y's forecast earnings growth (12.9% per year) is above the savings rate (2.7%).

Earnings vs Market: GPFO.Y's earnings (12.9% per year) are forecast to grow slower than the US market (14.5% per year).

High Growth Earnings: GPFO.Y's earnings are forecast to grow, but not significantly.

Revenue vs Market: GPFO.Y's revenue (14.8% per year) is forecast to grow faster than the US market (7.3% per year).

High Growth Revenue: GPFO.Y's revenue (14.8% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

High Future ROE: GPFO.Y's Return on Equity is forecast to be low in 3 years time (13.7%).


Next Steps

Past Performance

How has Grupo Financiero Inbursa. de performed over the past 5 years?

0.6%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: GPFO.Y's earnings have grown by 0.6% per year over the past 5 years.

Accelerating Growth: GPFO.Y's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: GPFO.Y had negative earnings growth (-28.8%) over the past year, making it difficult to compare to the Banks industry average (31.8%).


Return on Equity

High ROE: GPFO.Y's Return on Equity (10.1%) is considered low.


Return on Assets

ROA vs Industry: GPFO.Y has a higher Return on Assets than the Banks industry average last year.


Return on Capital Employed

ROCE Improving: Insufficient data to calculate GPFO.Y's Return on Capital Employed to determine if it has improved over the past 3 years.


Next Steps

Financial Health

How is Grupo Financiero Inbursa. de's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: GPFO.Y has a low level of unsold assets or inventory.

Debt Coverage by Assets: GPFO.Y's debt is not covered by short term assets (assets are 0.8x debt).


Financial Institutions Analysis

Asset Level: GPFO.Y's level of assets compared to its equity is low.

Allowance for Bad Loans: GPFO.Y has a sufficient allowance for bad loans.

Low Risk Liabilities: GPFO.Y's liabilities are made up of primarily higher risk sources of funding.

Loan Level: GPFO.Y has an acceptable proportion of non-loan assets held.

Low Risk Deposits: GPFO.Y has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: GPFO.Y has a high level of bad loans (2.14%)


Next Steps

Dividend

What is Grupo Financiero Inbursa. de's current dividend yield, its reliability and sustainability?

2.00%

Current Dividend Yield


Dividend Yield vs Market

company2.0%marketbottom25%1.5%markettop25%3.8%industryaverage3.1%forecastin3Years4.5%

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: GPFO.Y's dividend (2%) is higher than the bottom 25% of dividend payers in the US market (1.46%).

High Dividend: GPFO.Y's dividend (2%) is low compared to the top 25% of dividend payers in the US market (3.77%).

Stable Dividend: GPFO.Y's dividends per share have been stable in the past 10 years.

Growing Dividend: GPFO.Y's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (23.3%), GPFO.Y's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: GPFO.Y's dividends in 3 years are forecast to be well covered by earnings (30.6% payout ratio).


Next Steps

Management

What is the CEO of Grupo Financiero Inbursa. de's salary, the management and board of directors tenure and is there insider trading?


CEO

Javier Foncerrada Izquierdo (65yo)

7.5yrs

Tenure

0

Lic. Javier Foncerrada Izquierdo serves as General Manager at Banco Inbursa, SA, Institución de Banca Múltiple, Grupo Financiero Inbursa and served as its Director-General. He has been General Director of  ...


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Alfredo Ortega Arellano

    Chief Executive Officer of Fianzas Guardiana Indursa SA

    • Tenure: 28.8yrs
  • Raúl Reynal Peña (53yo)

    Director of Administration & Finance

    • Tenure: 0yrs
  • Javier Foncerrada Izquierdo (65yo)

    CEO, Director-General & Director

    • Tenure: 7.5yrs
  • Guillermo René Caballero Padilla

    Chief Legal Officer & Secretary

    • Tenure: 0yrs
  • Rafael Ramón Audelo Méndez

    Director General of Seguros Inbursa

    • Tenure: 0yrs
  • Jose Antonio Ponce Hernández

    General Director of Inversora Bursátil

    • Tenure: 0yrs
  • José Ignacio Jiménez Santos

    Director General of Afore Inbursa

    • Tenure: 0yrs
  • Alejandro Ovejas Busqueta

    Director General of Operadora Inbursa

    • Tenure: 0yrs
  • Fabiola Avendaño Ortegón

    Director General of FC Financial

    • Tenure: 0yrs

Board Members

  • Arturo Elías Ayub (53yo)

    Non-Independent Director

    • Tenure: 0yrs
  • Tony Slim Domit (51yo)

    Chairman

    • Tenure: 21yrs
  • Héctor Slim Seade (56yo)

    Non-Independent Director

    • Tenure: 0yrs
  • Juan Antonio Pérez Simón (78yo)

    Non-Independent Director

    • Tenure: 0yrs
  • David Ibarra Muñoz (89yo)

    Independent Director

    • Tenure: 0yrs
  • José Kuri Harfush (70yo)

    Non-Independent Director

    • Tenure: 0yrs
  • Antonio Cosío Pando (51yo)

    Independent Director

    • Tenure: 0yrs
  • Javier Foncerrada Izquierdo (65yo)

    CEO, Director-General & Director

    • Tenure: 7.5yrs
  • Laura Renee Diez Barroso Azcárraga (68yo)

    Independent Director

    • Tenure: 0yrs
  • Juan Fábrega Cardelús (68yo)

    Non-Independent Director

    • Tenure: 0yrs

Company Information

Grupo Financiero Inbursa, S.A.B. de C.V.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Grupo Financiero Inbursa, S.A.B. de C.V.
  • Ticker: GPFO.Y
  • Exchange: OTCPK
  • Founded: 1985
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: Mex$165.498b
  • Listing Market Cap: Mex$8.585b
  • Shares outstanding: 6.62b
  • Website: https://www.inbursa.com/Portal/?id_category=1

Number of Employees


Location

  • Grupo Financiero Inbursa, S.A.B. de C.V.
  • Av. Paseo de las Palmas 750
  • Col. Lomas de Chapiltepec III Sección
  • Mexico City
  • Distrito Federal
  • 11000
  • Mexico

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
GPFO.YOTCPK (Pink Sheets LLC)SPONSORED ADRUSUSDSep 1996
GPFO.FOTCPK (Pink Sheets LLC)YesSeries O SharesUSUSDJul 1999
GFINBUR OBMV (Bolsa Mexicana de Valores)YesSeries O SharesMXMXNJul 1999
4FYDB (Deutsche Boerse AG)YesSeries O SharesDEEURJul 1999

Biography

Grupo Financiero Inbursa, S.A.B. de C.V. provides various financial products and services to individuals and businesses in Mexico. The company offers personal, investment, and other accounts; investment fu ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/14 23:45
End of Day Share Price2019/09/30 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.