OTCPK:GLNV

Stock Analysis Report

Glenville Bank Holding Company

Executive Summary

Glenville Bank Holding Company, Inc. operates as the holding company for 1st National Bank of Scotia that provides various personal and business banking products and services for families and businesses.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Risks

  • No data on Glenville Bank Holding Company's last earnings update.
  • Glenville Bank Holding Company is not covered by any analysts.

Similar Companies

Share Price & News

How has Glenville Bank Holding Company's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:GLNV

-1.8%

US Banks

-1.6%

US Market


1 Year Return

n/a

OTCPK:GLNV

-16.1%

US Banks

-3.0%

US Market

No trading data on GLNV.

No trading data on GLNV.


Share holder returns

GLNVIndustryMarket
7 Day0%-1.8%-1.6%
30 Day0%-10.6%-5.8%
90 Day0%-5.0%0.2%
1 Yearn/a-13.7%-16.1%-0.8%-3.0%
3 Yearn/a37.9%28.5%38.0%29.1%
5 Year29.2%15.3%49.4%33.2%50.8%34.1%

Price Volatility Vs. Market

How volatile is Glenville Bank Holding Company's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Glenville Bank Holding Company undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether Glenville Bank Holding Company is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Glenville Bank Holding Company has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of GLNV’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Glenville Bank Holding Company regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Glenville Bank Holding Company expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.8%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Glenville Bank Holding Company has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of GLNV’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Glenville Bank Holding Company's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Glenville Bank Holding Company performed over the past 5 years?

0.2%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Glenville Bank Holding Company has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Glenville Bank Holding Company's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Glenville Bank Holding Company's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Glenville Bank Holding Company has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of GLNV’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Glenville Bank Holding Company's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Glenville Bank Holding Company's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Glenville Bank Holding Company's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Glenville Bank Holding Company's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Glenville Bank Holding Company has not reported any payouts.

Unable to verify if Glenville Bank Holding Company's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Glenville Bank Holding Company has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Glenville Bank Holding Company's salary, the management and board of directors tenure and is there insider trading?

12.4yrs

Average board tenure


CEO

Louis Buhrmaster 0

0.0yrs

Tenure

0

Mr. Louis H. Buhrmaster is the Chief Executive Officer at Glenville Bank Holding Company, Inc. Mr. Buhrmaster serves as the Chairman of The Board of 1st National Bank of Scotia. 


Board Age and Tenure

12.4yrs

Average Tenure

The average tenure for the Glenville Bank Holding Company board of directors is over 10 years, this suggests they are a seasoned and experienced board.


Insider Trading

No 3 month insider trading information.


Ownership Breakdown


Management Team

  • Laura Dieterich

    Senior VP

    • Tenure: 12.4yrs
  • Louis Buhrmaster

    Chief Executive Officer

    • Tenure: 0.0yrs
  • John Buhrmaster

    President & CEO

    • Tenure: 12.4yrs
  • Bob Dieterich (50yo)

    Senior VP & Treasurer

    • Tenure: 0.0yrs

Board Members

  • David Montana

    Lead Director

    • Tenure: 0.0yrs
  • Calvin Welch

    Honorary Director

    • Tenure: 0.0yrs
  • David Schweizer

    Director

    • Tenure: 12.4yrs
  • Bruce McConnelee

    Director

    • Tenure: 12.4yrs
  • Laura Dieterich

    Senior VP

    • Tenure: 12.4yrs
  • John Buhrmaster

    President & CEO

    • Tenure: 12.4yrs
  • Scott Stevens

    Director

    • Tenure: 12.4yrs

Company Information

Glenville Bank Holding Company, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Glenville Bank Holding Company, Inc.
  • Ticker: GLNV
  • Exchange: OTCPK
  • Founded: 1923
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$18.326m
  • Shares outstanding: 187.00k
  • Website: https://www.firstscotia.com

Location

  • Glenville Bank Holding Company, Inc.
  • 201 Mohawk Avenue
  • Scotia
  • New York
  • 12302
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
GLNVOTCPK (Pink Sheets LLC)YesCommon StockUSUSDAug 2007

Biography

Glenville Bank Holding Company, Inc. operates as the holding company for 1st National Bank of Scotia that provides various personal and business banking products and services for families and businesses. I ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/06/10 04:27
End of Day Share Price2019/03/13 00:00
EarningsN/A
Annual EarningsN/A


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.