OTCPK:FDLB

Stock Analysis Report

Fidelity Federal Bancorp

Executive Summary

Fidelity Federal Bancorp is a bank holding company.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Risks

  • Fidelity Federal Bancorp's last earnings update was 5095 days ago.
  • Fidelity Federal Bancorp is not covered by any analysts.

Share Price & News

How has Fidelity Federal Bancorp's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:FDLB

-1.8%

US Banks

0.2%

US Market


1 Year Return

n/a

OTCPK:FDLB

-15.3%

US Banks

-0.7%

US Market

No trading data on FDLB.

No trading data on FDLB.


Share holder returns

FDLBIndustryMarket
7 Day0%-1.8%0.2%
30 Day0%-6.4%-2.7%
90 Day0%-4.0%1.6%
1 Yearn/a-12.9%-15.3%1.6%-0.7%
3 Yearn/a41.3%31.7%40.0%30.9%
5 Yearn/a50.8%34.5%53.8%36.8%

Price Volatility Vs. Market

How volatile is Fidelity Federal Bancorp's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Fidelity Federal Bancorp undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether Fidelity Federal Bancorp is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Fidelity Federal Bancorp has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of FDLB’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Fidelity Federal Bancorp regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Fidelity Federal Bancorp expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.8%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Fidelity Federal Bancorp has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of FDLB’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Fidelity Federal Bancorp's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Fidelity Federal Bancorp performed over the past 5 years?

0.2%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Fidelity Federal Bancorp has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Fidelity Federal Bancorp's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Fidelity Federal Bancorp's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Fidelity Federal Bancorp has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of FDLB’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Fidelity Federal Bancorp's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Fidelity Federal Bancorp's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Fidelity Federal Bancorp's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Fidelity Federal Bancorp's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Fidelity Federal Bancorp has not reported any payouts.

Unable to verify if Fidelity Federal Bancorp's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Fidelity Federal Bancorp has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Fidelity Federal Bancorp's salary, the management and board of directors tenure and is there insider trading?

18.8yrs

Average board tenure


CEO

Don Neel (55yo)

16.4yrs

Tenure

US$220,540

Compensation

Mr. Donald R. Neel, also known as Don, serves as Chief Executive Officer and President at United Fidelity Bank, Fsb. Mr. Neel serves as the President, Chief Executive Officer, Chief Executive Officer of Un ...


Board Age and Tenure

18.8yrs

Average Tenure

64.5yo

Average Age

The average tenure for the Fidelity Federal Bancorp board of directors is over 10 years, this suggests they are a seasoned and experienced board.


Insider Trading

No 3 month insider trading information.


Management Team

  • Don Neel (55yo)

    President & CEO

    • Tenure: 16.4yrs
    • Compensation: US$220.54k
  • Phillip Stoffregen (59yo)

    Director

    • Tenure: 18.8yrs
  • Nancy Sweazey

    Vice President and Secretary

    • Tenure: 0.0yrs
  • Debbie Merritt

    Assistant Vice President of Shareholder Relations

    • Tenure: 0.0yrs
  • Mark Isaac (54yo)

    Senior Vice President

    • Tenure: 0.0yrs
  • Kirby Purciful

    Chief Financial Officer

    • Tenure: 9.4yrs
  • Kristi Krack

    • Tenure: 0.0yrs

Board Members

  • Don Neel (55yo)

    President & CEO

    • Tenure: 16.4yrs
    • Compensation: US$220.54k
  • Barry Schnakenburg (70yo)

    Director

    • Tenure: 26.2yrs
  • Bruce Cordingley (71yo)

    Chairman of the Board

    • Tenure: 0.0yrs
    • Compensation: US$150.89k
  • Gerald Pedigo (80yo)

    Director

    • Tenure: 18.8yrs
  • Paul Becker (59yo)

    Director

    • Tenure: 18.2yrs
  • Phillip Stoffregen (59yo)

    Director

    • Tenure: 18.8yrs

Company Information

Fidelity Federal Bancorp's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Fidelity Federal Bancorp
  • Ticker: FDLB
  • Exchange: OTCPK
  • Founded: 1993
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$17.231m
  • Shares outstanding: 1.11m
  • Website: https://www.unitedfidelity.com

Number of Employees


Location

  • Fidelity Federal Bancorp
  • 18 NW Fourth Street
  • Evansville
  • Indiana
  • 47708
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
FDLBOTCPK (Pink Sheets LLC)YesCommon SharesUSUSDAug 1987

Biography

Fidelity Federal Bancorp is a bank holding company. The company, through its subsidiary United Fidelity Bank, Fsb, offers personal banking and business banking services including checking accounts, savings ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/03/13 00:08
End of Day Share Price2018/12/13 00:00
Earnings2004/12/31
Annual Earnings2004/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.