OTCPK:FBCI

Stock Analysis Report

First Banking Center

Executive Summary

First Banking Center, Inc. operates as the holding company for First Banking Center (bank).

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Risks

  • First Banking Center's last earnings update was 5341 days ago.
  • First Banking Center is not covered by any analysts.

Share Price & News

How has First Banking Center's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:FBCI

3.3%

US Banks

2.1%

US Market


1 Year Return

40.0%

OTCPK:FBCI

-13.8%

US Banks

-0.04%

US Market

FBCI outperformed the Banks industry which returned -3.8% over the past year.

FBCI outperformed the Market in United States of America which returned 5.3% over the past year.


Share holder returns

FBCIIndustryMarket
7 Day0%3.3%2.1%
30 Day0%-7.0%-3.2%
90 Dayn/a-2.3%2.8%
1 Year40.0%40.0%-11.3%-13.8%2.2%-0.04%
3 Yearn/a42.5%32.7%41.5%32.3%
5 Yearn/a54.2%37.6%55.0%37.8%

Price Volatility Vs. Market

How volatile is First Banking Center's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is First Banking Center undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether First Banking Center is trading at an attractive price based on the cash flow it is expected to produce in the future. But as First Banking Center has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of FBCI’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through First Banking Center regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is First Banking Center expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.8%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as First Banking Center has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of FBCI’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access First Banking Center's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has First Banking Center performed over the past 5 years?

0.2%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, First Banking Center has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is First Banking Center's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse First Banking Center's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. First Banking Center has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of FBCI’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when First Banking Center's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is First Banking Center's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate First Banking Center's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate First Banking Center's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as First Banking Center has not reported any payouts.

Unable to verify if First Banking Center's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as First Banking Center has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of First Banking Center's salary, the management and board of directors tenure and is there insider trading?


CEO

First Banking Center has no CEO, or we have no data on them.


Insider Trading

No 3 month individual insider trading information.


Management Team


    Board Members

    • Thomas Laken (76yo)

      Director and Director of First Banking Center

      • Tenure: 21.3yrs
    • John Ernster (68yo)

      Director and Director of First Banking Center

      • Tenure: 27.5yrs

    Company Information

    First Banking Center, Inc.'s company bio, employee growth, exchange listings and data sources


    Key Information

    • Name: First Banking Center, Inc.
    • Ticker: FBCI
    • Exchange: OTCPK
    • Founded: 1981
    • Industry: Regional Banks
    • Sector: Banks
    • Market Cap: US$10.472k
    • Shares outstanding: 1.50m
    • Website: https://null

    Location

    • First Banking Center, Inc.
    • 400 Milwaukee Avenue
    • Burlington
    • Wisconsin
    • 53105
    • United States

    Listings

    TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
    FBCIOTCPK (Pink Sheets LLC)YesCommon StockUSUSDSep 2003

    Biography

    First Banking Center, Inc. operates as the holding company for First Banking Center (bank). The bank offers a range of banking services, including loans, personal banking, trust and investment services, an ...


    Company Analysis and Financial Data Status

    All financial data provided by Standard & Poor's Capital IQ.
    DataLast Updated (UTC time)
    Company Analysis2019/07/01 23:54
    End of Day Share Price2019/04/03 00:00
    Earnings2004/09/30
    Annual Earnings2003/12/31


    Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.