OTCPK:ESDF

Stock Analysis Report

Executive Summary

East Side Financial, Inc. operates as a bank holding company.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Share Price & News

How has East Side Financial's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

ESDF

2.7%

US Banks

0.5%

US Market


1 Year Return

-50.0%

ESDF

2.9%

US Banks

6.8%

US Market

Return vs Industry: ESDF underperformed the US Banks industry which returned 2.9% over the past year.

Return vs Market: ESDF underperformed the US Market which returned 6.8% over the past year.


Shareholder returns

ESDFIndustryMarket
7 Day0%2.7%0.5%
30 Day0%1.1%-0.8%
90 Dayn/a2.7%-0.9%
1 Year-50.0%-50.0%5.8%2.9%9.2%6.8%
3 Yearn/a52.0%41.5%45.6%36.2%
5 Year-72.2%-72.2%69.2%50.7%63.2%45.4%

Price Volatility Vs. Market

How volatile is East Side Financial's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is East Side Financial undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether East Side Financial is trading at an attractive price based on the cash flow it is expected to produce in the future. But as East Side Financial has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of ESDF’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through East Side Financial regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is East Side Financial forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

0.8%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as East Side Financial has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of ESDF’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access East Side Financial's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has East Side Financial performed over the past 5 years?

15.6%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, East Side Financial has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is East Side Financial's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse East Side Financial's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. East Side Financial has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of ESDF’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when East Side Financial's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is East Side Financial's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.4%markettop25%3.7%industryaverage3.0%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate ESDF's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate ESDF's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if ESDF's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if ESDF's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of ESDF's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of East Side Financial's salary, the management and board of directors tenure and is there insider trading?


CEO

East Side Financial has no CEO, or we have no data on them.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Management Team


    Board Members

      Company Information

      East Side Financial, Inc.'s company bio, employee growth, exchange listings and data sources


      Key Information

      • Name: East Side Financial, Inc.
      • Ticker: ESDF
      • Exchange: OTCPK
      • Founded: 1991
      • Industry: Diversified Banks
      • Sector: Banks
      • Market Cap: US$0
      • Shares outstanding: 0
      • Website: https://www.firsteastsidesavings.com

      Location

      • East Side Financial, Inc.
      • 9399 West Commercial Boulevard
      • Tamarac
      • Florida
      • 33351
      • United States

      Listings

      TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
      ESDFOTCPK (Pink Sheets LLC)YesCAP SHUSUSDSep 1995

      Biography

      East Side Financial, Inc. operates as a bank holding company. The company was incorporated in 1991 and is headquartered in Tamarac, Florida. 


      Company Analysis and Financial Data Status

      All financial data provided by Standard & Poor's Capital IQ.
      DataLast Updated (UTC time)
      Company Analysis2019/10/20 23:34
      End of Day Share Price2019/09/27 00:00
      EarningsN/A
      Annual EarningsN/A


      Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.