OTCPK:ENBN

Stock Analysis Report

Executive Summary

Enterprise Bank NJ provides a range of retail and commercial banking services to individuals, small to medium-sized businesses, and professional practices.

Snowflake

Fundamentals

Excellent balance sheet and slightly overvalued.


Similar Companies

Share Price & News

How has Enterprise Bank NJ's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

1.4%

ENBN

1.2%

US Banks

0.6%

US Market


1 Year Return

-7.3%

ENBN

0.03%

US Banks

6.2%

US Market


Share holder returns

ENBNIndustryMarket
7 Day1.4%1.2%0.6%
30 Day-12.0%-2.2%-1.8%
90 Day-16.7%-0.06%-2.0%
1 Year-7.3%-7.3%2.9%0.03%8.6%6.2%
3 Year35.7%35.7%51.4%40.9%45.7%36.3%
5 Year82.7%82.7%70.7%52.1%68.5%50.0%

Price Volatility Vs. Market

How volatile is Enterprise Bank NJ's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Enterprise Bank NJ undervalued based on future cash flows and its price relative to the stock market?

14.19x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Information is not available.

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Price Based on Earnings

Information is not available.

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Price Based on Expected Growth

Information is not available.


Price Based on Value of Assets

Information is not available.


Next Steps

Future Growth

How is Enterprise Bank NJ expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

11.2%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Information is not available.

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High Growth Earnings: ENBN's earnings are forecast to grow, but not significantly.

Information is not available.

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Earnings per Share Growth Estimates


Future Return on Equity

Information is not available.


Next Steps

Past Performance

How has Enterprise Bank NJ performed over the past 5 years?

16.2%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Information is not available.

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Return on Equity

Information is not available.


Return on Assets

Information is not available.


Return on Capital Employed

Information is not available.


Next Steps

Financial Health

How is Enterprise Bank NJ's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Asset Level: ENBN's level of assets compared to its equity is low.

Allowance for Bad Loans: ENBN has a sufficient allowance for bad loans.

Low Risk Liabilities: ENBN's liabilities are made up of primarily low risk sources of funding.

Loan Level: ENBN has an acceptable proportion of non-loan assets held.

Low Risk Deposits:

Level of Bad Loans: ENBN has an appropriate level of bad loans (0.5%)


Next Steps

Dividend

What is Enterprise Bank NJ's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.5%markettop25%3.8%industryaverage2.5%forecastin3Yearsn/a

Current dividend yield vs market & industry


Dividend Yield and Payments Analysis

Information is not available.

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Stable Dividend: Insufficient data to determine if ENBN's dividends per share have been stable in the past.

Information is not available.


Current Payout to Shareholders

Information is not available.


Future Payout to Shareholders

Information is not available.


Next Steps

Management

What is the CEO of Enterprise Bank NJ's salary, the management and board of directors tenure and is there insider trading?

2.9yrs

Average management tenure


CEO

Don Haake (61yo)

11.9yrs

Tenure

US$288,110

Compensation

Donald J. Haake joined Enterprise National Bank N.J. as President and CEO in January 2007. Mr. Haake has over 25 years experience in the banking industry. Mr. Haake was also the President and COO of bcpban ...


Management Age and Tenure

2.9yrs

Average Tenure

Information is not available.


Insider Trading

Information is not available.


Ownership Breakdown


Management Team

  • Don Haake (61yo)

    President

    • Tenure: 11.9yrs
    • Compensation: US$288.11k
  • Robert Gaccione

    Senior VP & Market Executive

    • Tenure: 0yrs
  • Douglas Da Rocha

    Senior VP & Market Executive

    • Tenure: 0yrs
  • Rosa Ozuna

    VP & Loan Operations Manager

    • Tenure: 0.9yrs
  • Susan De Vizio

    VP & Operations Manager

    • Tenure: 0yrs
  • Karen Terry

    VP & BSA Compliance Officer

    • Tenure: 0.9yrs
  • David Onderko

    Senior VP

    • Tenure: 4.9yrs
  • Theresa Serafin

    Assistant VP & Branch Manager

    • Tenure: 0yrs
  • Ken Diaz

    Senior VP & Chief Lending Officer

    • Tenure: 0yrs
  • Sandra De Sousa

    VP & Controller

    • Tenure: 0yrs

Board Members

  • Michael Lombardi (69yo)

    Director

    • Tenure: 0yrs
  • Robert Gaccione (76yo)

    Director

    • Tenure: 0yrs
  • Don Haake (61yo)

    President

    • Tenure: 11.9yrs
    • Compensation: US$288.11k
  • Howard Burger

    Director

    • Tenure: 0yrs
  • Michael Locascio

    Director

    • Tenure: 0yrs
  • Monroe Markovitz (86yo)

    Vice Chairman of the Board

    • Tenure: 0yrs
  • Anthony Torsiello

    Director

    • Tenure: 0yrs
  • Salvatore Davino

    Chairman

    • Tenure: 0yrs
  • Michael Ruane

    Director

    • Tenure: 0yrs
  • Robert Gamba

    Director

    • Tenure: 0yrs

Company Information

Enterprise Bank NJ's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Enterprise Bank NJ
  • Ticker: ENBN
  • Exchange: OTCPK
  • Founded: 2002
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$32.940m
  • Shares outstanding: 3.47m
  • Website: https://www.enterprisebank.net

Location

  • Enterprise Bank NJ
  • 490 Kenilworth Boulevard
  • Kenilworth
  • New Jersey
  • 7033
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
ENBNOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJul 2004

Biography

Enterprise Bank NJ provides a range of retail and commercial banking services to individuals, small to medium-sized businesses, and professional practices. It offers deposit products, including checking, s ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2018/12/27 00:00
End of Day Share Price2018/12/21 00:00
Earnings2018/09/30
Annual Earnings2017/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

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