OTCPK:CLAT

Stock Analysis Report

Clatsop Community Bank

Executive Summary

Compass Community Bank offers various personal and business banking products and services in Clatsop County, Oregon.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Risks

  • No data on Clatsop Community Bank's last earnings update.
  • Clatsop Community Bank is not covered by any analysts.

Share Price & News

How has Clatsop Community Bank's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0.6%

OTCPK:CLAT

-2.6%

US Banks

-1.0%

US Market


1 Year Return

25.0%

OTCPK:CLAT

-14.2%

US Banks

-0.4%

US Market

CLAT outperformed the Banks industry which returned -10.9% over the past year.

CLAT outperformed the Market in United States of America which returned 1.4% over the past year.


Share holder returns

CLATIndustryMarket
7 Day0.6%-2.6%-1.0%
30 Day3.1%-6.3%-3.3%
90 Day1.2%-3.5%0.8%
1 Year26.3%25.0%-11.8%-14.2%1.9%-0.4%
3 Year80.4%78.6%42.2%32.4%39.4%30.4%
5 Year94.3%92.3%53.3%36.7%54.2%37.1%

Price Volatility Vs. Market

How volatile is Clatsop Community Bank's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Clatsop Community Bank undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether Clatsop Community Bank is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Clatsop Community Bank has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Clatsop Community Bank regulatory filings here.
  • Explore potentially undervalued companies in the banks industry.

Future Growth

How is Clatsop Community Bank expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.5%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Clatsop Community Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Clatsop Community Bank performed over the past 5 years?

15.4%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Clatsop Community Bank has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Clatsop Community Bank's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Clatsop Community Bank's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Clatsop Community Bank has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Clatsop Community Bank's financial data was last updated here.
  • Explore more healthy companies in the banks industry.

Dividend

What is Clatsop Community Bank's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Clatsop Community Bank's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Clatsop Community Bank's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Clatsop Community Bank has not reported any payouts.

Unable to verify if Clatsop Community Bank's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Clatsop Community Bank has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Clatsop Community Bank's salary, the management and board of directors tenure and is there insider trading?

6.3yrs

Average management tenure


CEO

Joe Schulte (48yo)

6.3yrs

Tenure

Mr. Joseph C. Schulte also known as Joe, currently serves as President & Chief Executive Officer of Clatsop Community Bank and serves as its Director. Mr. Schulte founded Schulte & Company, Inc., dba Compa ...


Management Age and Tenure

6.3yrs

Average Tenure

The average tenure for the Clatsop Community Bank management team is over 5 years, this suggests they are a seasoned and experienced team.


Board Age and Tenure

12.3yrs

Average Tenure

62yo

Average Age

The average tenure for the Clatsop Community Bank board of directors is over 10 years, this suggests they are a seasoned and experienced board.


Insider Trading

No 3 month insider trading information.


Management Team

  • Joe Schulte (48yo)

    President

    • Tenure: 6.3yrs
  • Steve McCoy

    Chief Financial Officer

    • Tenure: 6.3yrs
  • Mallory Litehiser

    Vice President of Operations

    • Tenure: 1.3yrs

Board Members

  • Don Judson (70yo)

    Director

    • Tenure: 12.3yrs
  • Joe Schulte (48yo)

    President

    • Tenure: 12.3yrs
  • Rick Gardner

    Director

    • Tenure: 5.4yrs
  • Heather Reynolds (62yo)

    Director

    • Tenure: 12.3yrs
  • Ken Ulbricht (60yo)

    Chairman of the Board

    • Tenure: 12.3yrs
  • Wayne Poole (66yo)

    Vice Chairman of the Board

    • Tenure: 12.3yrs

Company Information

Clatsop Community Bank's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Clatsop Community Bank
  • Ticker: CLAT
  • Exchange: OTCPK
  • Founded: 2008
  • Industry: regional banks
  • Sector: banks
  • Market Cap: US$12.988m
  • Shares outstanding: 1.04m
  • Website: Click here

Location

  • Clatsop Community Bank
  • 1150 North Roosevelt Drive
  • Suite 101
  • Seaside
  • Oregon
  • 97138
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
CLATOTCPK (Pink Sheets LLC)YesShare CapitalUSUSDAug 2009

Biography

Compass Community Bank offers various personal and business banking products and services in Clatsop County, Oregon. It provides checking and savings accounts, money market accounts, certificates of deposi ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/05/16 02:12
End of Day Share Price2019/05/14 00:00
EarningsN/A
Annual EarningsN/A


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.