California First Leasing Corporation provides loans and lease financing for universities, businesses, and other commercial or non-profit organizations. More Details
Unattractive dividend payer with weak fundamentals.
Share Price & News
How has California First Leasing's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: Insufficient data to determine CFNB's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine CFNB's volatility change over the past year.
7 Day Return
1 Year Return
Return vs Industry: CFNB underperformed the US Banks industry which returned 82.9% over the past year.
Return vs Market: CFNB underperformed the US Market which returned 51.8% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is California First Leasing's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is California First Leasing undervalued compared to its fair value and its price relative to the market?
Share Price vs. Fair Value
Below Fair Value: CFNB ($18) is trading above our estimate of fair value ($7.48)
Significantly Below Fair Value: CFNB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: Insufficient data to calculate CFNB's PE Ratio to determine if it is good value compared to the US Banks industry average.
PE vs Market: Insufficient data to calculate CFNB's PE Ratio to determine if it is good value compared to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CFNB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: Insufficient data to calculate CFNB's PB Ratio to determine if it is good value.
How is California First Leasing forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as California First Leasing has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has California First Leasing performed over the past 5 years?
Historical Banks annual earnings growth
In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, California First Leasing has not provided sufficient past data to assess its track record.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.
How is California First Leasing's financial position? (This company is analysed differently as a bank or financial institution)
In this section we usually analyse California First Leasing's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. California First Leasing has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.
What is California First Leasing current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CFNB's dividend (2.56%) is higher than the bottom 25% of dividend payers in the US market (1.24%).
High Dividend: CFNB's dividend (2.56%) is low compared to the top 25% of dividend payers in the US market (3.42%).
Stability and Growth of Payments
Stable Dividend: CFNB's dividends per share have been stable in the past 10 years.
Growing Dividend: CFNB's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Patrick Paddon (69 yo)
Mr. Patrick E. Paddon, founded California First Leasing Corporation (formerly known as California First National Bancorp). since 1977 and has been the President since its inception in 1977. He has been the...
CEO Compensation Analysis
Compensation vs Market: Patrick's total compensation ($USD187.12K) is below average for companies of similar size in the US market ($USD993.61K).
Compensation vs Earnings: Insufficient data to compare Patrick's compensation with company performance.
Experienced Management: CFNB's management team is seasoned and experienced (29.2 years average tenure).
Experienced Board: CFNB's board of directors are seasoned and experienced ( 27.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
California First Leasing Corporation's company bio, employee growth, exchange listings and data sources
- Name: California First Leasing Corporation
- Ticker: CFNB
- Exchange: OTCPK
- Founded: 1977
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$185.116m
- Shares outstanding: 10.28m
- Website: https://www.calfirstbancorp.com
Number of Employees
- California First Leasing Corporation
- 5000 Birch Street
- Suite 500
- Newport Beach
- United States
California First Leasing Corporation provides loans and lease financing for universities, businesses, and other commercial or non-profit organizations. The company was formerly known as California First Na...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/07 23:43|
|End of Day Share Price||2021/05/05 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.