OTCPK:BKVZ.Y

Stock Analysis Report

Executive Summary

Vozrozhdenie Bank provides banking products and services in Russia.

Snowflake

Fundamentals

Adequate balance sheet with moderate growth potential.

Risks

  • Vozrozhdenie Bank is not covered by any analysts.

Similar Companies

Share Price & News

How has Vozrozhdenie Bank's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:BKVZ.Y

0.3%

US Banks

0.9%

US Market


1 Year Return

n/a

OTCPK:BKVZ.Y

-13.6%

US Banks

0.3%

US Market

No trading data on BKVZ.Y.

No trading data on BKVZ.Y.


Share holder returns

BKVZ.YIndustryMarket
7 Day0%0.3%0.9%
30 Day0%-5.1%-1.9%
90 Dayn/a-3.5%1.6%
1 Yearn/a-11.2%-13.6%2.6%0.3%
3 Yearn/a43.6%33.7%41.0%31.8%
5 Yearn/a53.7%37.0%55.2%38.0%

Price Volatility Vs. Market

How volatile is Vozrozhdenie Bank's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Vozrozhdenie Bank undervalued based on future cash flows and its price relative to the stock market?

33%

Discount to future cash flow value


Intrinsic Value Based on Future Cash Flows

Vozrozhdenie Bank's share price is below the future cash flow value, and at a moderate discount (> 20%).

Vozrozhdenie Bank's share price is below the future cash flow value, but not at a substantial discount (< 40%).


Price Based on Earnings

Vozrozhdenie Bank is loss making, we can't compare its value to the US Banks industry average.

Vozrozhdenie Bank is loss making, we can't compare the value of its earnings to the United States of America market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Vozrozhdenie Bank, we can't assess if its growth is good value.


Price Based on Value of Assets

Vozrozhdenie Bank is good value based on assets compared to the US Banks industry average.


Next Steps

Future Growth

How is Vozrozhdenie Bank expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

49.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if Vozrozhdenie Bank is high growth as no revenue estimate data is available.

Vozrozhdenie Bank's earnings are expected to grow significantly at over 20% yearly.

Unable to compare Vozrozhdenie Bank's revenue growth to the United States of America market average as no estimate data is available.

Vozrozhdenie Bank's earnings growth is expected to exceed the United States of America market average.

Vozrozhdenie Bank's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Vozrozhdenie Bank will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Vozrozhdenie Bank performed over the past 5 years?

-14.3%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Vozrozhdenie Bank does not make a profit and their year on year earnings growth rate was negative over the past 5 years.

Unable to compare Vozrozhdenie Bank's 1-year earnings growth to the 5-year average as it is not currently profitable.

Unable to compare Vozrozhdenie Bank's 1-year growth to the US Banks industry average as it is not currently profitable.


Return on Equity

It is difficult to establish if Vozrozhdenie Bank has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.


Return on Assets

It is difficult to establish if Vozrozhdenie Bank has efficiently used its assets last year compared to the US Banks industry average (Return on Assets) as it is loss-making.


Return on Capital Employed

It is difficult to establish if Vozrozhdenie Bank improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.


Next Steps

Financial Health

How is Vozrozhdenie Bank's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Vozrozhdenie Bank has an acceptable proportion of non-loan assets held.

Unable to establish if Vozrozhdenie Bank has a sufficient allowance for bad loans without relevant financial data.

Vozrozhdenie Bank's liabilities are made up of primarily low risk sources of funding.

Vozrozhdenie Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).

Loans at Vozrozhdenie Bank are broadly funded by customer deposits.

Unable to establish if Vozrozhdenie Bank has an acceptable level of bad loans without bad loans data.


Next Steps

Dividend

What is Vozrozhdenie Bank's current dividend yield, its reliability and sustainability?

0.10%

Current Dividend Yield


Dividend Yield and Payments Analysis

Vozrozhdenie Bank's pays a lower dividend yield than the bottom 25% of dividend payers in United States of America (1.48%).

Vozrozhdenie Bank's dividend is below the markets top 25% of dividend payers in United States of America (3.79%).

Vozrozhdenie Bank is not paying a notable dividend for United States of America, therefore no need to check if the payments are stable.

Vozrozhdenie Bank is not paying a notable dividend for United States of America, therefore no need to check if the payments are increasing.


Current Payout to Shareholders

No need to calculate the sustainability of Vozrozhdenie Bank's dividends as it is not paying a notable one for United States of America.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Vozrozhdenie Bank's salary, the management and board of directors tenure and is there insider trading?

1.4yrs

Average management tenure


CEO

Gennadiy Soldatenkov (66yo)

0.8yrs

Tenure

0

Mr. Gennadiy Vladimirovich Soldatenkov has been Director of Vozrozhdenie Bank since January 2019. Mr. Soldatenkov has been Chairman of the Management Board at Vozrozhdenie Bank since August 14, 2018. Mr. S ...


Management Age and Tenure

1.4yrs

Average Tenure

52yo

Average Age

The average tenure for the Vozrozhdenie Bank management team is less than 2 years, this suggests a new team.


Board Age and Tenure

0.3yrs

Average Tenure

47yo

Average Age

The average tenure for the Vozrozhdenie Bank board of directors is less than 3 years, this suggests a new board.


Insider Trading

No 3 month insider trading information.


Ownership Breakdown


Management Team

  • Aleksander Bolvinov (56yo)

    Head of Administration Department

    • Tenure: 0.0yrs
  • Gennadiy Soldatenkov (66yo)

    Chairman of Management Board & Director

    • Tenure: 0.8yrs
  • Mikhail Semko (55yo)

    Head of Legal Department

    • Tenure: 7.3yrs
  • Elena Volik

    Chief Accountant

    • Tenure: 0.0yrs
  • Evgeniy Pavlov (42yo)

    Deputy Chairman of Management Board & Head of Corporate Business Block

    • Tenure: 1.4yrs
  • Julia Vinogradova

    Head of IR

    • Tenure: 0.0yrs
  • Anton Ryabov

    Chief Operating Officer

    • Tenure: 3.3yrs
  • Natalia Shabunina (52yo)

    Deputy Chairman of Management Board

    • Tenure: 1.4yrs
  • Stanislav Belov (45yo)

    Deputy Chairman of the Management Board

    • Tenure: 0.8yrs
  • Vyacheslav Tomashevsky (47yo)

    Deputy Chairman of Management Board

    • Tenure: 0.8yrs

Board Members

  • Denis Bortnikov (44yo)

    Director

    • Tenure: 0.3yrs
  • Gennadiy Soldatenkov (66yo)

    Chairman of Management Board & Director

    • Tenure: 0.8yrs
  • Anatoly Pechatnikov (49yo)

    Deputy Chairman of the Board

    • Tenure: 0.3yrs
  • Vladimir Levykin (36yo)

    Director

    • Tenure: 0.3yrs
  • Maxim Kondratenko (45yo)

    Director

    • Tenure: 0.3yrs
  • Oleg Gorlinsky (49yo)

    Director

    • Tenure: 0.3yrs
  • Vyacheslav Dusaleev (38yo)

    Director

    • Tenure: 0.3yrs
  • Dmitriy Olyunin (50yo)

    Chairman of the Board of Directors

    • Tenure: 0.3yrs
  • Ilya Khersontsev (41yo)

    Independent Director

    • Tenure: 0.3yrs
  • Elena Shtykanova (58yo)

    Executive Director

    • Tenure: 0.3yrs

Company Information

Vozrozhdenie Bank's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Vozrozhdenie Bank
  • Ticker: BKVZ.Y
  • Exchange: OTCPK
  • Founded: 1991
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: RUруб11.668b
  • Listing Market Cap: RUруб179.006m
  • Shares outstanding: 25.04m
  • Website: https://www.vbank.ru

Location

  • Vozrozhdenie Bank
  • Building 1
  • 7/4 Luchnikov Pereulok
  • Moscow
  • 101990
  • Russia

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
VZRZMISX (Micex - Rts)YesOrdinary SharesRURUBNov 1996
BKVZ.YOTCPK (Pink Sheets LLC)SPONSORED ADRUSUSDJul 1998
VZRZPMISX (Micex - Rts)Preference SharesRURUBFeb 2010

Biography

Public joint-stock company Vozrozhdenie Bank provides banking products and services in Russia. It operates through Corporate Business, Retail Business, Financial Business, and Liquidity segments. The compa ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/05/30 05:21
End of Day Share Price2019/03/28 00:00
Earnings2018/12/31
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.