OTCPK:BCBF

Stock Analysis Report

Beach Community Bancshares

Executive Summary

Beach Community Bancshares, Inc. operates as the bank holding company for Beach Community Bank that provides a range of banking services to individuals, businesses, and non-profit organizations in Florida, the United States.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Risks

  • Beach Community Bancshares has significant price volatility in the past 3 months.
  • Beach Community Bancshares's last earnings update was 2453 days ago.
  • Beach Community Bancshares is not covered by any analysts.

Similar Companies

Share Price & News

How has Beach Community Bancshares's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

7.8%

OTCPK:BCBF

-1.9%

US Banks

-1.9%

US Market


1 Year Return

n/a

OTCPK:BCBF

-16.1%

US Banks

-3.3%

US Market

No trading data on BCBF.

No trading data on BCBF.


Share holder returns

BCBFIndustryMarket
7 Day7.8%-1.9%-1.9%
30 Day7.8%-11.1%-6.2%
90 Dayn/a-4.9%0.3%
1 Yearn/a-13.7%-16.1%-1.1%-3.3%
3 Yearn/a37.8%28.4%37.9%28.9%
5 Yearn/a49.3%33.2%50.8%34.1%

Price Volatility Vs. Market

How volatile is Beach Community Bancshares's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Beach Community Bancshares undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether Beach Community Bancshares is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Beach Community Bancshares has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of BCBF’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Beach Community Bancshares regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Beach Community Bancshares expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.8%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Beach Community Bancshares has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of BCBF’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Beach Community Bancshares's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Beach Community Bancshares performed over the past 5 years?

0.2%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Beach Community Bancshares has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Beach Community Bancshares's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Beach Community Bancshares's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Beach Community Bancshares has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of BCBF’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Beach Community Bancshares's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Beach Community Bancshares's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Beach Community Bancshares's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Beach Community Bancshares's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Beach Community Bancshares has not reported any payouts.

Unable to verify if Beach Community Bancshares's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Beach Community Bancshares has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Beach Community Bancshares's salary, the management and board of directors tenure and is there insider trading?

2.1yrs

Average board tenure


CEO

Beach Community Bancshares has no CEO, or we have no data on them.


Board Age and Tenure

2.1yrs

Average Tenure

67.5yo

Average Age

The average tenure for the Beach Community Bancshares board of directors is less than 3 years, this suggests a new board.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Keith Parks

    Executive VP & Senior Lending Officer of Beach Community Bank

    • Tenure: 0.0yrs
  • W. McCormick

    Senior Vice President

    • Tenure: 0.0yrs
  • Kim Cox

    Executive VP of Branch Administration

    • Tenure: 0.0yrs
  • Suzanne Kelly

    Senior Vice President

    • Tenure: 0.0yrs
  • Caroline Hartnett

    Chief Credit Officer & Senior VP

    • Tenure: 0.0yrs
  • Judith Winter

    Senior Vice President

    • Tenure: 0.0yrs
  • Matthew Hamilton

    Senior Vice President

    • Tenure: 0.0yrs
  • Pam Woodall

    Senior VP & President of Beach Community Mortgage

    • Tenure: 0.0yrs
  • Kelly Fish

    Senior Vice President

    • Tenure: 0.0yrs
  • Bob Massey

    Senior Vice President

    • Tenure: 7.7yrs

Board Members

  • C. Anchors (78yo)

    Director

    • Tenure: 14.6yrs
  • Tom Wells (67yo)

    • Tenure: 1.6yrs
  • Jody Henderson

    Chairman of the Board

    • Tenure: 11.3yrs
  • Charles Clary

    Vice Chairman of the Board

    • Tenure: 0.0yrs
  • James Cherry (68yo)

    • Tenure: 1.6yrs
  • Terri Roberts

    Director

    • Tenure: 2.6yrs
  • Derek Ferber (34yo)

    • Tenure: 1.6yrs

Company Information

Beach Community Bancshares, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Beach Community Bancshares, Inc.
  • Ticker: BCBF
  • Exchange: OTCPK
  • Founded: 2001
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$1.307m
  • Shares outstanding: 2.38m
  • Website: https://www.beachcommunitybank.com

Location

  • Beach Community Bancshares, Inc.
  • 17 SE Eglin Parkway
  • Fort Walton Beach
  • Florida
  • 32548
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
BCBFOTCPK (Pink Sheets LLC)YesCommon StockUSUSDMar 2005

Biography

Beach Community Bancshares, Inc. operates as the bank holding company for Beach Community Bank that provides a range of banking services to individuals, businesses, and non-profit organizations in Florida, ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/26 00:04
End of Day Share Price2019/08/20 00:00
Earnings2012/09/30
Annual Earnings2011/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.