OTCPK:BAFI

Stock Analysis Report

Executive Summary

BancAffiliated, Inc. operates as the holding company for Affiliated Bank, which provides various financial services in Texas.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Share Price & News

How has Bancaffiliated's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

BAFI

1.6%

US Mortgage

0.4%

US Market


1 Year Return

n/a

BAFI

15.2%

US Mortgage

6.9%

US Market


Shareholder returns

BAFIIndustryMarket
7 Day0%1.6%0.4%
30 Day0%0.7%-1.1%
90 Dayn/a4.2%-0.5%
1 Yearn/a17.7%15.2%9.3%6.9%
3 Year35.7%30.9%41.2%31.8%45.8%36.4%
5 Year171.3%149.0%71.5%53.4%62.9%45.1%

Price Volatility Vs. Market

How volatile is Bancaffiliated's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Bancaffiliated undervalued compared to its fair value and its price relative to the market?


Share Price vs. Fair Value

Information is not available.

Information is not available.


Price To Earnings Ratio

Information is not available.

Information is not available.


Price to Earnings Growth Ratio

Information is not available.


Price to Book Ratio

Information is not available.


Next Steps

Future Growth

How is Bancaffiliated forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

10.2%

Forecasted Banks industry annual growth in earnings


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Information is not available.

Information is not available.

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Information is not available.

Information is not available.


Earnings per Share Growth Forecasts


Future Return on Equity

Information is not available.


Next Steps

Past Performance

How has Bancaffiliated performed over the past 5 years?

15.5%

Historical Banks annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Information is not available.

Information is not available.

Information is not available.


Return on Equity

Information is not available.


Return on Assets

Information is not available.


Return on Capital Employed

Information is not available.


Next Steps

Financial Health

How is Bancaffiliated's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Information is not available.

Information is not available.


Financial Institutions Analysis

Asset Level: Insufficient data to determine if BAFI's level of assets compared to its equity is low

Allowance for Bad Loans: Insufficient data to determine if BAFI has a sufficient allowance for bad loans.

Low Risk Liabilities: BAFI reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if BAFI has an acceptable proportion of non-loan assets held.

Low Risk Deposits: BAFI has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if BAFI has an appropriate level of bad loans.


Next Steps

Dividend

What is Bancaffiliated's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.4%markettop25%3.7%industryaverage2.7%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Information is not available.

Information is not available.

Stable Dividend: Insufficient data to determine if BAFI's dividends per share have been stable in the past.

Information is not available.


Current Payout to Shareholders

Information is not available.


Future Payout to Shareholders

Information is not available.


Next Steps

Management

What is the CEO of Bancaffiliated's salary, the management and board of directors tenure and is there insider trading?

17.9yrs

Average board tenure


CEO

Garry Graham (60yo)

0yrs

Tenure

US$31,000

Compensation

Garry J. Graham has been a Director of BancAffiliated Inc. (the “Company”), since May 25, 2001 and has been a Director of Affiliated Bank, National Association (the “Bank”) since 1998. Mr. Graham also serv ...


Board Age and Tenure

17.9yrs

Average Tenure

64.5yo

Average Age

Information is not available.


Insider Trading

Information is not available.


Management Team

  • Billy Allen

    Executive Vice President and Executive Vice President - Affiliated Bank

    • Tenure: 0yrs
    • Compensation: US$104.91k
  • Garry Graham (60yo)

    President & CEO

    • Tenure: 0yrs
    • Compensation: US$31.00k

Board Members

  • Garry Graham (60yo)

    President & CEO

    • Tenure: 0yrs
    • Compensation: US$31.00k
  • Jim Jennings (78yo)

    Director

    • Tenure: 17.9yrs
    • Compensation: US$93.23k
  • Ken Lee (65yo)

    Chairman of the Board

    • Tenure: 0yrs
    • Compensation: US$88.23k
  • Ken Schilling (70yo)

    Director

    • Tenure: 17.9yrs
    • Compensation: US$87.23k
  • Don Stone (64yo)

    Director

    • Tenure: 17.9yrs
    • Compensation: US$87.23k
  • Eric Nelson (58yo)

    Director

    • Tenure: 6.9yrs
    • Compensation: US$87.23k

Company Information

Bancaffiliated Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Bancaffiliated Inc.
  • Ticker: BAFI
  • Exchange: OTCPK
  • Founded: 1959
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Market Cap: US$116.276m
  • Shares outstanding: 915.56k
  • Website: https://www.affiliatedbank.com

Location

  • Bancaffiliated Inc.
  • 500 Harwood Road
  • Bedford
  • Texas
  • 76021
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
BAFIOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJun 2001

Biography

BancAffiliated, Inc. operates as the holding company for Affiliated Bank, which provides various financial services in Texas. The bank accepts savings accounts, money market accounts, NOW accounts, noninte ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2018/12/03 21:03
End of Day Share Price2018/09/05 00:00
Earnings2004/03/31
Annual Earnings2003/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.