OTCPK:ATIN

Stock Analysis Report

ATI Nationwide Holding

Executive Summary

ATI Nationwide Holding Corp. operates as the holding company for Nationwide Microfinance Limited that focuses on providing national savings and loan operating services in Ghana and internationally.

Snowflake

Fundamentals

Worrying balance sheet with weak fundamentals.

Risks

  • ATI Nationwide Holding is not covered by any analysts.

Share Price & News

How has ATI Nationwide Holding's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:ATIN

-1.2%

US Mortgage

-1.6%

US Market


1 Year Return

250.0%

OTCPK:ATIN

-2.8%

US Mortgage

-3.0%

US Market

ATIN outperformed the Mortgage industry which returned -2.8% over the past year.

ATIN outperformed the Market in United States of America which returned -3% over the past year.


Share holder returns

ATINIndustryMarket
7 Day0%-1.2%-1.6%
30 Day0%-2.7%-5.7%
90 Dayn/a-1.6%0.2%
1 Year250.0%250.0%-0.8%-2.8%-0.8%-3.0%
3 Year40.0%40.0%29.8%21.1%38.1%29.1%
5 Year-58.0%-58.0%55.3%39.0%50.8%34.1%

Price Volatility Vs. Market

How volatile is ATI Nationwide Holding's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is ATI Nationwide Holding undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether ATI Nationwide Holding is trading at an attractive price based on the cash flow it is expected to produce in the future. But as ATI Nationwide Holding has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of ATIN’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through ATI Nationwide Holding regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is ATI Nationwide Holding expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

9.3%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as ATI Nationwide Holding has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of ATIN’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access ATI Nationwide Holding's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has ATI Nationwide Holding performed over the past 5 years?

-10.5%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

ATI Nationwide Holding does not make a profit and their year on year earnings growth rate was negative over the past 5 years.

Unable to compare ATI Nationwide Holding's 1-year earnings growth to the 5-year average as it is not currently profitable.

Unable to compare ATI Nationwide Holding's 1-year growth to the US Mortgage industry average as it is not currently profitable.


Return on Equity

It is difficult to establish if ATI Nationwide Holding has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) due to its liabilities exceeding its assets.


Return on Assets

It is difficult to establish if ATI Nationwide Holding has efficiently used its assets last year compared to the US Mortgage industry average (Return on Assets) as it is loss-making.


Return on Capital Employed

It is difficult to establish if ATI Nationwide Holding improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to its liabilities exceeding its assets.


Next Steps

Financial Health

How is ATI Nationwide Holding's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Unable to establish if ATI Nationwide Holding has an acceptable proportion of non-loan assets without balance sheet data.

Unable to establish if ATI Nationwide Holding has a sufficient allowance for bad loans without relevant financial data.

Unable to establish if ATI Nationwide Holding's liabilities are primarily made up of low risk funding sources without deposits or liabilities data.

ATI Nationwide Holding's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).

ATI Nationwide Holding reports no customer deposits, loans are made up entirely of borrowed funds.

Unable to establish if ATI Nationwide Holding has an acceptable level of bad loans without bad loans data.


Next Steps

Dividend

What is ATI Nationwide Holding's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate ATI Nationwide Holding's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate ATI Nationwide Holding's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as ATI Nationwide Holding has not reported any payouts.

Unable to verify if ATI Nationwide Holding's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as ATI Nationwide Holding has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of ATI Nationwide Holding's salary, the management and board of directors tenure and is there insider trading?


CEO

Al Perkins (67yo)

2.8yrs

Tenure

0

Mr. Alton Perkins, also known as Al, has been Chairman of the Board, Chief Executive Officer, Chief Financial Officer and Secretary at ATI Nationwide Holding Corp. since October 3, 2016 and serves as its P ...


CEO Compensation Analysis

Al's remuneration is lower than average for companies of similar size in United States of America.

Insufficient data for Al to compare compensation growth.


Insider Trading

No 3 month open market individual insider trading information.


Management Team

  • Al Perkins (67yo)

    Chairman of the Board

    • Tenure: 2.8yrs
  • Jean Kilani

    Director of Sales

    • Tenure: 13.5yrs

Board Members

  • Al Perkins (67yo)

    Chairman of the Board

    • Tenure: 2.8yrs

Company Information

ATI Nationwide Holding Corp.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: ATI Nationwide Holding Corp.
  • Ticker: ATIN
  • Exchange: OTCPK
  • Founded: 2001
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Market Cap: US$938.130k
  • Shares outstanding: 223.36m
  • Website: https://www.atinationwide.com

Number of Employees


Location

  • ATI Nationwide Holding Corp.
  • 4700 Homewood Court
  • Suite 100
  • Raleigh
  • North Carolina
  • 27609
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
ATINOTCPK (Pink Sheets LLC)YesCommon StockUSUSDAug 1991

Biography

ATI Nationwide Holding Corp. operates as the holding company for Nationwide Microfinance Limited that focuses on providing national savings and loan operating services in Ghana and internationally. The com ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 23:35
End of Day Share Price2019/07/03 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.