OTCPK:AFRS

Stock Analysis Report

American First Financial

Executive Summary

American First Financial, Inc., a specialty mortgage origination firm that deals in wholesale lending activities.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Risks

  • American First Financial's last earnings update was 2212 days ago.
  • American First Financial is not covered by any analysts.

Similar Companies

Share Price & News

How has American First Financial's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:AFRS

-0.3%

US Mortgage

-1.0%

US Market


1 Year Return

-99.6%

OTCPK:AFRS

-0.7%

US Mortgage

-0.4%

US Market

AFRS underperformed the Mortgage industry which returned -0.4% over the past year.

AFRS underperformed the Market in United States of America which returned 2.8% over the past year.


Share holder returns

AFRSIndustryMarket
7 Day0%-0.3%-1.0%
30 Day0%-2.0%-3.3%
90 Dayn/a-0.7%0.4%
1 Year-99.6%-99.6%1.4%-0.7%1.8%-0.4%
3 Year-99.8%-99.8%33.4%24.5%39.4%30.4%
5 Year-99.8%-99.8%57.5%41.1%54.2%37.1%

Price Volatility Vs. Market

How volatile is American First Financial's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is American First Financial undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether American First Financial is trading at an attractive price based on the cash flow it is expected to produce in the future. But as American First Financial has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of AFRS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through American First Financial regulatory filings here.
  • Explore potentially undervalued companies in the banks industry.

Future Growth

How is American First Financial expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

9.3%

Forecasted Mortgage industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as American First Financial has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of AFRS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access American First Financial's filings and announcements here.
  • Explore growth companies in the banks industry.

Past Performance

How has American First Financial performed over the past 5 years?

16.3%

Historical Mortgage annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, American First Financial has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is American First Financial's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse American First Financial's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. American First Financial has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of AFRS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when American First Financial's financial data was last updated here.
  • Explore more healthy companies in the banks industry.

Dividend

What is American First Financial's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate American First Financial's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate American First Financial's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as American First Financial has not reported any payouts.

Unable to verify if American First Financial's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as American First Financial has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of American First Financial's salary, the management and board of directors tenure and is there insider trading?


CEO

American First Financial has no CEO, or we have no data on them.


Insider Trading

No 3 month insider trading information.


Management Team


    Board Members

      Company Information

      American First Financial, Inc.'s company bio, employee growth, exchange listings and data sources


      Key Information

      • Name: American First Financial, Inc.
      • Ticker: AFRS
      • Exchange: OTCPK
      • Founded: 2001
      • Industry: thrifts and mortgage finance
      • Sector: banks
      • Market Cap: US$249.000
      • Shares outstanding: 24.98m
      • Website: Click here

      Number of Employees


      Location

      • American First Financial, Inc.
      • 100 South Biscayne Boulevard
      • Miami
      • Florida
      • 33131
      • United States

      Listings

      TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
      AFRSOTCPK (Pink Sheets LLC)YesCommon StockUSUSDMar 2007
      AFRSOTCPK (Pink Sheets LLC)New Common SharesUSUSDInvalid date

      Biography

      American First Financial, Inc., a specialty mortgage origination firm that deals in wholesale lending activities. It acts as a broker agent for mortgage loans. The company accepts loan submissions from ind ...


      Company Analysis and Financial Data Status

      All financial data provided by Standard & Poor's Capital IQ.
      DataLast Updated (UTC time)
      Company Analysis2019/06/21 01:03
      End of Day Share Price2019/04/01 00:00
      Earnings2013/03/31
      Annual Earnings2013/03/31


      Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.