OTCPK:ABPA

Stock Analysis Report

Allegiance Bank of North America

Executive Summary

On November 19, 2010, Allegiance Bank of North America was closed by the Pennsylvania Department of Banking, and the Federal Deposit Insurance Corporation (FDIC) was named the Receiver.

Snowflake

Fundamentals

Weak fundamentals or lack of information.


Similar Companies

Share Price & News

How has Allegiance Bank of North America's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

ABPA

1.4%

US Banks

1.0%

US Market


1 Year Return

-68.1%

ABPA

0.2%

US Banks

6.7%

US Market


Shareholder returns

ABPAIndustryMarket
7 Day0%1.4%1.0%
30 Day-29.0%-2.6%-1.8%
90 Day-37.1%0.8%-1.8%
1 Year-68.1%-68.1%3.1%0.2%9.1%6.7%
3 Year10.0%10.0%52.0%41.5%46.1%36.6%
5 Year-8.3%-8.3%69.7%51.2%66.9%48.6%

Price Volatility Vs. Market

How volatile is Allegiance Bank of North America's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Allegiance Bank of North America undervalued compared to its fair value and its price relative to the market?


Share Price vs. Fair Value

Undervalued: Insufficient data to calculate ABPA's fair value to establish if it is undervalued.

Significantly Undervalued: Insufficient data to calculate ABPA's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: Insufficient data to calculate ABPA's PE Ratio to determine if it is good value compared to the Banks industry average.

PE vs Market: Insufficient data to calculate ABPA's PE Ratio to determine if it is good value compared to the US market.


Price to Earnings Growth Ratio

Low PEG Ratio: Insufficient data to calculate ABPA's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: Insufficient data to calculate ABPA's PB Ratio to determine if it is good value.


Next Steps

Future Growth

How is Allegiance Bank of North America forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.3%

Forecasted Banks industry annual growth in earnings


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if ABPA's forecast earnings growth is above the savings rate (2.7%).

Earnings vs Market: Insufficient data to determine if ABPA's earnings are forecast to grow faster than the US market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: Insufficient data to determine if ABPA's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if ABPA's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Information is not available.


Next Steps

Past Performance

How has Allegiance Bank of North America performed over the past 5 years?

15.5%

Historical Banks annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if ABPA's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Insufficient data to compare ABPA's past year earnings growth to its 5-year average.

Earnings vs Industry: Insufficient data to determine if ABPA's earnings growth over the past year exceeded the Banks industry average.


Return on Equity

High ROE: ABPA has a negative Return on Equity (0%), as it is currently unprofitable.


Return on Assets

ROA vs Industry: Insufficient data to calculate ABPA's Return on Assets to determine if it is higher than the Banks industry average last year.


Return on Capital Employed

ROCE Improving: Insufficient data to calculate ABPA's Return on Capital Employed to determine if it has improved over the past 3 years.


Next Steps

Financial Health

How is Allegiance Bank of North America's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Insufficient data to determine if ABPA has enough cash runway based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if ABPA has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Financial Institutions Analysis

Asset Level: Insufficient data to determine if ABPA's level of assets compared to its equity is low

Allowance for Bad Loans: Insufficient data to determine if ABPA has a sufficient allowance for bad loans.

Low Risk Liabilities: ABPA reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if ABPA has an acceptable proportion of non-loan assets held.

Low Risk Deposits: ABPA has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if ABPA has an appropriate level of bad loans.


Next Steps

Dividend

What is Allegiance Bank of North America's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.5%markettop25%3.8%industryaverage3.1%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate ABPA's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate ABPA's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if ABPA's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if ABPA's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of ABPA's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of Allegiance Bank of North America's salary, the management and board of directors tenure and is there insider trading?


CEO

Allegiance Bank of North America has no CEO, or we have no data on them.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Management Team


    Board Members

      Company Information

      Allegiance Bank of North America's company bio, employee growth, exchange listings and data sources


      Key Information

      • Name: Allegiance Bank of North America
      • Ticker: ABPA
      • Exchange: OTCPK
      • Founded: 1998
      • Industry: Regional Banks
      • Sector: Banks
      • Market Cap: US$10.518k
      • Shares outstanding: 4.78m
      • Website: https://null

      Location

      • Allegiance Bank of North America
      • One Belmont Avenue
      • Suite 105
      • Bala Cynwyd
      • Pennsylvania
      • 19004
      • United States

      Listings

      TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
      ABPAOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJan 2005

      Biography

      On November 19, 2010, Allegiance Bank of North America was closed by the Pennsylvania Department of Banking, and the Federal Deposit Insurance Corporation (FDIC) was named the Receiver. Previously, Allegia ...


      Company Analysis and Financial Data Status

      All financial data provided by Standard & Poor's Capital IQ.
      DataLast Updated (UTC time)
      Company Analysis2019/05/23 23:56
      End of Day Share Price2019/05/10 00:00
      Earnings2010/09/30
      Annual Earnings2009/12/31


      Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.