AMEX:SACH

Stock Analysis Report

Executive Summary

Sachem Capital Corp. operates as a real estate finance company.

Snowflake

Fundamentals

High growth potential and fair value.

Risks

  • Sachem Capital is covered by less than 3 analysts.

Similar Companies

Share Price & News

How has Sachem Capital's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-2.3%

AMEX:SACH

2.1%

US Mortgage

2.1%

US Market


1 Year Return

13.1%

AMEX:SACH

-0.7%

US Mortgage

-0.04%

US Market

SACH outperformed the Mortgage industry which returned -0.7% over the past year.

SACH outperformed the Market in United States of America which returned -0% over the past year.


Share holder returns

SACHIndustryMarket
7 Day-2.3%2.1%2.1%
30 Day-4.4%-1.9%-3.2%
90 Day-1.9%0.6%2.8%
1 Year27.2%13.1%1.4%-0.7%2.2%-0.04%
3 Yearn/a32.9%24.1%41.5%32.3%
5 Yearn/a59.3%42.6%55.0%37.8%

Price Volatility Vs. Market

How volatile is Sachem Capital's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Sachem Capital undervalued based on future cash flows and its price relative to the stock market?

11.4x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Sachem Capital's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).

Sachem Capital's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).


Price Based on Earnings

Sachem Capital is good value based on earnings compared to the US Mortgage industry average.

Sachem Capital is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

Sachem Capital is good value based on expected growth next year.


Price Based on Value of Assets

Sachem Capital is overvalued based on assets compared to the US Mortgage industry average.


Next Steps

Future Growth

How is Sachem Capital expected to perform in the next 1 to 3 years based on estimates from 1 analyst?

38.5%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Sachem Capital's revenue is expected to grow significantly at over 20% yearly.

Sachem Capital's earnings are expected to grow significantly at over 20% yearly.

Sachem Capital's revenue growth is expected to exceed the United States of America market average.

Sachem Capital's earnings growth is expected to exceed the United States of America market average.

Sachem Capital's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Sachem Capital will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Sachem Capital performed over the past 5 years?

35.1%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Sachem Capital has delivered over 20% year on year earnings growth in the past 5 years.

Sachem Capital's 1-year earnings growth is negative, it can't be compared to the 5-year average.

Sachem Capital's 1-year earnings growth is negative, it can't be compared to the US Mortgage industry average.


Return on Equity

Sachem Capital has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Sachem Capital used its assets more efficiently than the US Mortgage industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Sachem Capital improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Sachem Capital's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Unable to establish if Sachem Capital has an acceptable proportion of non-loan assets without balance sheet data.

Unable to establish if Sachem Capital has a sufficient allowance for bad loans without relevant financial data.

Unable to establish if Sachem Capital's liabilities are primarily made up of low risk funding sources without deposits or liabilities data.

Sachem Capital's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).

Sachem Capital reports no customer deposits, loans are made up entirely of borrowed funds.

Unable to establish if Sachem Capital has an acceptable level of bad loans without bad loans data.


Next Steps

Dividend

What is Sachem Capital's current dividend yield, its reliability and sustainability?

10.11%

Expected Dividend Yield


Dividend Yield and Payments Analysis

Sachem Capital's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.49%).

Sachem Capital's dividend is above the markets top 25% of dividend payers in United States of America (3.82%).

Whilst dividend payments have been stable, Sachem Capital has been paying a dividend for less than 10 years.

Dividend payments have increased, but Sachem Capital only paid a dividend in the past 2 years.


Current Payout to Shareholders

Dividends paid are not well covered by earnings (0.8x coverage).


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Sachem Capital's salary, the management and board of directors tenure and is there insider trading?

2.5yrs

Average board tenure


CEO

John Villano (59yo)

0.0yrs

Tenure

US$310,500

Compensation

Mr. John L. Villano, CPA, is the Co-founder and Chairman, Co-Chief Executive Officer, Chief Financial Officer and Secretary of Sachem Capital Corp. He is also the Co-founder of Sachem Capital Partners (“SC ...


CEO Compensation Analysis

John's remuneration is lower than average for companies of similar size in United States of America.

John's compensation has increased by more than 20% in the past year whilst earnings fell less than 20%.


Board Age and Tenure

2.5yrs

Average Tenure

67yo

Average Age

The average tenure for the Sachem Capital board of directors is less than 3 years, this suggests a new board.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • John Villano (59yo)

    Chairman

    • Tenure: 0.0yrs
    • Compensation: US$310.50k
  • Jeff Villano (54yo)

    President

    • Tenure: 9.6yrs
    • Compensation: US$310.50k

Board Members

  • Arthur Goldberg (80yo)

    Independent Director

    • Tenure: 2.5yrs
    • Compensation: US$30.66k
  • Leslie Bernhard (75yo)

    Independent Director

    • Tenure: 2.5yrs
    • Compensation: US$28.16k
  • John Villano (59yo)

    Chairman

    • Tenure: 0.0yrs
    • Compensation: US$310.50k
  • Jeff Villano (54yo)

    President

    • Tenure: 9.6yrs
    • Compensation: US$310.50k
  • Brian Prinz (67yo)

    Independent Director

    • Tenure: 2.5yrs
    • Compensation: US$26.91k

Company Information

Sachem Capital Corp.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Sachem Capital Corp.
  • Ticker: SACH
  • Exchange: AMEX
  • Founded: 2010
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Market Cap: US$102.460m
  • Shares outstanding: 21.57m
  • Website: https://www.sachemcapitalcorp.com

Number of Employees


Location

  • Sachem Capital Corp.
  • 698 Main Street
  • Branford
  • Connecticut
  • 6405
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
SACHAMEX (NYSE MKT LLC)YesCommon SharesUSUSDFeb 2017

Biography

Sachem Capital Corp. operates as a real estate finance company. The company engages in originating, underwriting, funding, servicing, and managing a portfolio of short-term loans secured by first mortgage  ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 00:32
End of Day Share Price2019/08/23 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.